Kansas City Life Insurance Company, together with its subsidiaries, operates as a life insurance company in the United States. It operates through three segments: Individual Insurance, Group Insurance, and Old American. The company offers term, return of premium, universal, indexed universal, variable universal, and whole life insurance products, as well as annuities; and final arrangements planning, social security and retirement income replacement, and charitable giving life insurance products. It also provides dental, vision, group disability, accident, and health insurance products, as well as distributes variable products. The company was founded in 1895 and is based in Kansas City, Missouri.