For the quarter ended June 2025, First Financial Corp. (THFF) reported revenue of $63.05 million, up 28.2% over the same period last year. EPS came in at $1.57, compared to $0.96 in the year-ago quarter.
The reported revenue represents a surprise of +1.21% over the Zacks Consensus Estimate of $62.3 million. With the consensus EPS estimate being $1.43, the EPS surprise was +9.79%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how First Financial Corp. performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Net Interest Margin: 4.2% compared to the 4.1% average estimate based on two analysts.
- Efficiency Ratio: 59.4% versus the two-analyst average estimate of 60.2%.
- Total Non Interest Income: $10.38 million versus $10.65 million estimated by two analysts on average.
- Gain on sale of mortgage loans: $0.43 million compared to the $0.35 million average estimate based on two analysts.
View all Key Company Metrics for First Financial Corp. here>>>
Shares of First Financial Corp. have returned +6% over the past month versus the Zacks S&P 500 composite's +5.9% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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First Financial Corporation Indiana (THFF): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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