Here's What Key Metrics Tell Us About Stock Yards (SYBT) Q2 Earnings

For the quarter ended June 2025, Stock Yards Bancorp (SYBT) reported revenue of $97.91 million, up 14.2% over the same period last year. EPS came in at $1.15, compared to $0.94 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $95.57 million, representing a surprise of +2.45%. The company delivered an EPS surprise of +9.52%, with the consensus EPS estimate being $1.05.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Stock Yards performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Net Interest Margin [%]: 3.5% versus the three-analyst average estimate of 3.5%.
• Efficiency Ratio [%]: 53.8% compared to the 55.1% average estimate based on three analysts.
• Net charge offs to average loans: -0% versus 0.1% estimated by two analysts on average.
• Average Interest- Earning assets [$M]: $8.36 billion versus $8.36 billion estimated by two analysts on average.
• Total non-interest income: $24.35 million compared to the $23.87 million average estimate based on three analysts.
• Net Interest Income (FTE): $73.56 million versus $72.03 million estimated by two analysts on average.
• Net Interest Income: $73.47 million versus the two-analyst average estimate of $71.53 million.

View all Key Company Metrics for Stock Yards here>>>

Shares of Stock Yards have returned +0.8% over the past month versus the Zacks S&P 500 composite's +5.9% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

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This article originally published on Zacks Investment Research (zacks.com).

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