Compared to Estimates, Camden National (CAC) Q2 Earnings: A Look at Key Metrics

For the quarter ended June 2025, Camden National (CAC) reported revenue of $62.28 million, up 45.4% over the same period last year. EPS came in at $0.89, compared to $0.81 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $61.46 million, representing a surprise of +1.33%. The company delivered an EPS surprise of -20.54%, with the consensus EPS estimate being $1.12.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Camden National performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Net interest margin (fully-taxable equivalent): 3.1% versus the two-analyst average estimate of 3.1%.
• Annualized net charge-offs to average loans: 0% versus 0.1% estimated by two analysts on average.
• Average Balance - Total interest-earning assets: $6.41 billion versus $6.42 billion estimated by two analysts on average.
• Efficiency Ratio (GAAP): 60.4% versus 59% estimated by two analysts on average.
• Total Non-Interest Income: $13.07 million compared to the $12.01 million average estimate based on two analysts.
• Net Interest Income: $49.21 million versus $49.31 million estimated by two analysts on average.

View all Key Company Metrics for Camden National here>>>

Shares of Camden National have returned +2.2% over the past month versus the Zacks S&P 500 composite's +3.6% change. The stock currently has a Zacks Rank #1 (Strong Buy), indicating that it could outperform the broader market in the near term.

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This article originally published on Zacks Investment Research (zacks.com).

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