JPMorgan Initiates Coverage on Qfin Holdings, Inc. (QFIN) with 'Overweight' Rating and $65 PT

Offering strong upside potential, Qfin Holdings, Inc. (NASDAQ:QFIN) earns a spot on our list of the 10 Most Undervalued Foreign Stocks to Buy According to Analysts.

Qfin Holdings, Inc. (NASDAQ:QFIN) has recently been drawing attention from analysts.

On July 2, 2025, JPMorgan initiated coverage on Qfin Holdings, Inc. (NASDAQ:QFIN) with an ‘Overweight’ rating and a $65 price target. The analyst believes that QFIN is a top pick in China’s evolving fintech market, calling it a ‘leading consumer finance platform’.

The analysts are particularly compelled by the company’s lending services to the retail segment, which is often overlooked by traditional banks. Relative to the current market cap of Qfin Holdings, Inc. (NASDAQ:QFIN), the analyst projects total shareholder returns at 17%, 14%, and 12% for 2025 through 2027, respectively. This positions Qfin Holdings, Inc. (NASDAQ:QFIN) for future growth, while staying a compelling stock in terms of shareholder returns.

With the Qifu Jietiao brand, Qfin Holdings, Inc. (NASDAQ:QFIN) operates an AI-driven fintech platform. It remains on our list of the most undervalued stocks.

While we acknowledge the potential of QFIN as an investment, we believe certain AI stocks offer greater upside potential and carry less downside risk. If you're looking for an extremely undervalued AI stock that also stands to benefit significantly from Trump-era tariffs and the onshoring trend, see our free report on the best short-term AI stock.

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Disclosure: None.