For the quarter ended June 2025, Skyward Specialty Insurance (SKWD) reported revenue of $319.9 million, up 14.3% over the same period last year. EPS came in at $0.89, compared to $0.80 in the year-ago quarter.
The reported revenue represents a surprise of -1.37% over the Zacks Consensus Estimate of $324.36 million. With the consensus EPS estimate being $0.86, the EPS surprise was +3.49%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Skyward performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Loss ratio: 61.3% versus the six-analyst average estimate of 62.4%.
- Combined ratio: 89.4% versus 91.1% estimated by six analysts on average.
- Expense ratio: 28.1% versus 28.9% estimated by six analysts on average.
- Revenues- Net earned premiums: $295.54 million compared to the $299.67 million average estimate based on six analysts. The reported number represents a change of +14.7% year over year.
- Revenues- Net investment income: $18.59 million versus $22.62 million estimated by six analysts on average. Compared to the year-ago quarter, this number represents a -16% change.
- Revenues- Commission and fee income: $2.56 million versus $2.09 million estimated by five analysts on average. Compared to the year-ago quarter, this number represents a +24.7% change.
View all Key Company Metrics for Skyward here>>>
Shares of Skyward have returned -9.8% over the past month versus the Zacks S&P 500 composite's +3.4% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.
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Skyward Specialty Insurance Group, Inc. (SKWD): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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