For the quarter ended June 2025, Columbia Financial (CLBK) reported revenue of $63.88 million, up 19.9% over the same period last year. EPS came in at $0.12, compared to $0.05 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $61.85 million, representing a surprise of +3.28%. The company delivered an EPS surprise of +9.09%, with the consensus EPS estimate being $0.11.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Columbia Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Efficiency Ratio: 70.3% versus 72.9% estimated by two analysts on average.
- Net Interest Margin: 2.2% compared to the 2.2% average estimate based on two analysts.
- Average Interest Earning Assets: $9.83 billion compared to the $9.84 billion average estimate based on two analysts.
- Total Non-Interest Income: $10.17 million compared to the $8.68 million average estimate based on two analysts.
- Net Interest Income: $53.7 million compared to the $53.2 million average estimate based on two analysts.
View all Key Company Metrics for Columbia Financial here>>>
Shares of Columbia Financial have returned -8.1% over the past month versus the Zacks S&P 500 composite's +2.7% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Columbia Financial (CLBK): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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