Simmons First National (SFNC) reported $231.97 million in revenue for the quarter ended September 2025, representing a year-over-year increase of 32.7%. EPS of $0.46 for the same period compares to $0.37 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $228.9 million, representing a surprise of +1.34%. The company delivered an EPS surprise of -4.17%, with the consensus EPS estimate being $0.48.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Simmons First National performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Efficiency Ratio: -25.1% compared to the 59.6% average estimate based on two analysts.
- Net Interest Margin: 3.5% versus 3.5% estimated by two analysts on average.
- Total interest earning assets (FTE) - Average Balance: $21.56 billion versus the two-analyst average estimate of $21.45 billion.
- Total nonperforming assets: $160.72 million compared to the $160.32 million average estimate based on two analysts.
- Total nonperforming loans: $153.94 million compared to the $150.16 million average estimate based on two analysts.
- Annualized net charge offs to average loans: 0.3% versus 0.3% estimated by two analysts on average.
- Net Interest Income - FTE: $190.47 million compared to the $188.51 million average estimate based on two analysts.
- Total Non-Interest Income: $45.31 million compared to the $43.96 million average estimate based on two analysts.
- Net Interest Income: $186.66 million versus $184.99 million estimated by two analysts on average.
View all Key Company Metrics for Simmons First National here>>>
Shares of Simmons First National have returned -3.9% over the past month versus the Zacks S&P 500 composite's +0.9% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
Simmons First National Corporation (SFNC): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
Zacks Investment Research
