For the quarter ended September 2025, OceanFirst Financial (OCFC) reported revenue of $102.96 million, up 6.3% over the same period last year. EPS came in at $0.36, compared to $0.39 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $102.35 million, representing a surprise of +0.6%. The company delivered an EPS surprise of +5.88%, with the consensus EPS estimate being $0.34.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how OceanFirst performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Net Interest Margin: 2.9% versus 2.9% estimated by two analysts on average.
- Efficiency Ratio: 74.1% versus 69.9% estimated by two analysts on average.
- Total Non-Interest Income: $12.3 million versus $11.25 million estimated by two analysts on average.
- Net Interest Income: $90.66 million versus $91.25 million estimated by two analysts on average.
View all Key Company Metrics for OceanFirst here>>>
Shares of OceanFirst have returned +6.1% over the past month versus the Zacks S&P 500 composite's +1.1% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.
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OceanFirst Financial Corp. (OCFC): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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