For the quarter ended September 2025, Kinsale Capital Group, Inc. (KNSL) reported revenue of $497.51 million, up 19% over the same period last year. EPS came in at $5.21, compared to $4.20 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $455.58 million, representing a surprise of +9.2%. The company delivered an EPS surprise of +8.77%, with the consensus EPS estimate being $4.79.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Kinsale Capital Group performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Expense Ratio: 21% compared to the 20.4% average estimate based on six analysts.
- Combined Ratio: 74.9% compared to the 77.2% average estimate based on six analysts.
- Loss Ratio: 53.9% versus the six-analyst average estimate of 56.8%.
- Revenues- Net Earned Premiums: $410.96 million compared to the $384.52 million average estimate based on six analysts. The reported number represents a change of +17.8% year over year.
- Revenues- Other income: $0.76 million versus $0.33 million estimated by six analysts on average. Compared to the year-ago quarter, this number represents a +47.5% change.
- Revenues- Net investment income: $49.6 million compared to the $50.44 million average estimate based on six analysts. The reported number represents a change of +25.1% year over year.
- Revenues- Fee Income: $10.3 million versus $9.6 million estimated by five analysts on average. Compared to the year-ago quarter, this number represents a +21.3% change.
- Revenues- Change in the fair value of equity securities: $23.72 million compared to the $32.3 million average estimate based on two analysts. The reported number represents a change of +14.8% year over year.
View all Key Company Metrics for Kinsale Capital Group here>>>
Shares of Kinsale Capital Group have returned +5.3% over the past month versus the Zacks S&P 500 composite's +0.2% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.
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Kinsale Capital Group, Inc. (KNSL): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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