First Interstate BancSystem (FIBK) reported $251.9 million in revenue for the quarter ended September 2025, representing no change year over year. EPS of $0.69 for the same period compares to $0.54 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $254.9 million, representing a surprise of -1.18%. The company delivered an EPS surprise of +16.95%, with the consensus EPS estimate being $0.59.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how First Interstate BancSystem performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Efficiency Ratio: 61.7% compared to the 62.1% average estimate based on two analysts.
- Net charge-offs to average loans: 0.1% versus the two-analyst average estimate of 0.3%.
- Net FTE interest margin ratio: 3.4% versus the two-analyst average estimate of 3.4%.
- Net Interest Income: $206.8 million compared to the $210.13 million average estimate based on two analysts.
- Total noninterest Income: $43.7 million versus $44.03 million estimated by two analysts on average.
- Mortgage banking revenues: $1.5 million compared to the $1.93 million average estimate based on two analysts.
View all Key Company Metrics for First Interstate BancSystem here>>>
Shares of First Interstate BancSystem have returned +1.2% over the past month versus the Zacks S&P 500 composite's +3.8% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
First Interstate BancSystem, Inc. (FIBK): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
Zacks Investment Research
