Brighthouse Financial (BHF) reported $2.17 billion in revenue for the quarter ended September 2025, representing a year-over-year decline of 0.3%. EPS of $4.54 for the same period compares to $3.99 a year ago.
The reported revenue represents a surprise of -3.6% over the Zacks Consensus Estimate of $2.25 billion. With the consensus EPS estimate being $5.09, the EPS surprise was -10.81%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Brighthouse Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Net flows - Variable and Shield Level Annuities: $-2.29 billion versus $-2.11 billion estimated by four analysts on average.
- Variable and Shield Level Annuities Account Value, end of period: $130.47 billion versus $133.18 billion estimated by four analysts on average.
- Life Account Value - General Account - Universal and variable universal life account value, end of period: $2.62 billion compared to the $2.61 billion average estimate based on four analysts.
- Universal Life with Secondary Guarantees Account Value, end of period: $4.55 billion compared to the $4.56 billion average estimate based on four analysts.
- Revenues- Net investment income: $1.33 billion versus the five-analyst average estimate of $1.42 billion. The reported number represents a year-over-year change of +3.6%.
- Revenues- Other revenues: $143 million compared to the $151.5 million average estimate based on five analysts. The reported number represents a change of 0% year over year.
- Revenues- Premiums: $170 million versus the five-analyst average estimate of $194.2 million. The reported number represents a year-over-year change of -5.6%.
- Revenues- Universal life and investment-type product policy fees: $531 million versus the five-analyst average estimate of $598.94 million. The reported number represents a year-over-year change of -5.2%.
- Total adjusted revenues- Life: $297 million versus $297.22 million estimated by four analysts on average. Compared to the year-ago quarter, this number represents a -2% change.
- Total adjusted revenues- Annuities: $1.34 billion compared to the $1.38 billion average estimate based on four analysts. The reported number represents a change of +1.7% year over year.
- Total adjusted revenues- Run-off: $385 million compared to the $387.62 million average estimate based on four analysts. The reported number represents a change of +2.1% year over year.
- Total adjusted revenues- Corporate & Other: $153 million versus $174.7 million estimated by four analysts on average. Compared to the year-ago quarter, this number represents a -16.4% change.
View all Key Company Metrics for Brighthouse Financial here>>>
Shares of Brighthouse Financial have returned +36% over the past month versus the Zacks S&P 500 composite's -0.2% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Brighthouse Financial, Inc. (BHF): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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