Ally Financial (ALLY) Releases Q3 2025 Financial Results

By Bob Karr | November 09, 2025, 6:54 AM

Ally Financial Inc. (NYSE:ALLY) is one of the Best Low Priced Stocks to Buy According to Analysts. On October 17, the company released its Q3 2025 financial results, with the Common equity tier 1 ratio coming at 10.1%, reflecting a rise of ~20 bps QoQ. Its adjusted total net revenue stood at $2.2 billion, reflecting a rise of 3% YoY, while adjusted EPS came in at $1.15.

Ally Financial (ALLY) Releases Q3 2025 Financial Results

Throughout each of its core businesses, Ally Financial Inc. (NYSE:ALLY) continues to see the benefits of sharper strategic alignment and disciplined execution. Dealer Financial Services happens to be a critical source of competitive strength, as strong dealer engagement supported this record quarter, with 4 million consumer applications leading to $11.7 billion of originations. This reflects a rise of 25% YoY.

On October 20, JPMorgan lifted the price target on the company’s stock to $43 from $42, while keeping an “Overweight” rating after the Q3 2025 report. As per the firm, Ally Financial Inc. (NYSE:ALLY) can see upside due to better credit performance if auto tariffs raise the used-vehicle prices and ease the loss severities.

Ally Financial Inc. (NYSE:ALLY) highlighted that its Insurance segment has been expanding its all-in dealer value proposition, leveraging synergies with Auto Finance to cement relationships, support written premiums, and enhance the market share. Furthermore, Corporate Finance posted a healthy performance, delivering ROE of 30% for Q3 2025, demonstrating the quality of its franchise. For FY 2025, Ally Financial Inc. (NYSE:ALLY) expects a net interest margin of 3.45% – 3.50%.

While we acknowledge the potential of ALLY as an investment, we believe certain AI stocks offer greater upside potential and carry less downside risk. If you’re looking for an extremely undervalued AI stock that also stands to benefit significantly from Trump-era tariffs and the onshoring trend, see our free report on the best short-term AI stock.

READ NEXT: 13 Cheap AI Stocks to Buy According to Analysts and 11 Unstoppable Growth Stocks to Invest in Now

Disclosure: None. This article is originally published at Insider Monkey.

Mentioned In This Article

Latest News