Wall Street Sees Room to Run for Fiserv Despite Mixed Outlook

Fiserv, Inc. (NASDAQ:FISV) is one of the best FinTech stocks to buy in 2026.

As of mid-December, MarketBeat data show Fiserv, Inc. (NASDAQ:FISV) carries a Hold consensus rating, with an average 12-month price target of $121, implying roughly 76% upside from recent trading levels. The spread of individual targets, from the low $60s to the $250s, indicates a mixed outlook on Wall Street, with some analysts cautious about near-term execution even as longer-term potential remains.

Alongside analyst optimism, the company is facing legal scrutiny tied to its technology and security practices. In December 2025, Payments Dive reported that Self-Help Credit Union filed a lawsuit against Fiserv in federal court in North Carolina. According to the report, the complaint alleges that Fiserv misrepresented certain aspects of its security protocols, including statements related to the use of two-factor authentication. The lawsuit is in its early stages, and the claims have not been adjudicated. As with many disputes involving enterprise software and financial infrastructure providers, the outcome remains uncertain and could take time to resolve.

Investor focus heading into 2026 is likely to center on whether Fiserv can sustain operational execution while navigating legal and reputational risks in a competitive payments landscape.

Fiserv, Inc. (NASDAQ:FISV) is a global payments and financial technology company that provides solutions across account processing and digital banking, card issuer processing and network services, payments, e-commerce, merchant acquiring, and the Clover point-of-sale platform.

While we acknowledge the potential of FISV as an investment, we believe certain AI stocks offer greater upside potential and carry less downside risk. If you're looking for an extremely undervalued AI stock that also stands to benefit significantly from Trump-era tariffs and the onshoring trend, see our free report on the best short-term AI stock.

READ NEXT: 30 Stocks That Should Double in 3 Years and 11 Hidden AI Stocks to Buy Right Now.

Disclosure: None.