Home BancShares (HOMB) reported $282.09 million in revenue for the quarter ended December 2025, representing a year-over-year increase of 9.2%. EPS of $0.60 for the same period compares to $0.50 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $270.2 million, representing a surprise of +4.4%. The company has not delivered EPS surprise, with the consensus EPS estimate being $0.60.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Home BancShares performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Net Interest Margin (FTE): 4.6% versus 4.5% estimated by three analysts on average.
- Efficiency Ratio: 39.5% versus the three-analyst average estimate of 41.6%.
- Total non-performing loans: $84.98 million versus the two-analyst average estimate of $78.32 million.
- Average Balance - Total interest-earning assets: $20.13 billion compared to the $20.02 billion average estimate based on two analysts.
- Total non-performing assets: $124.81 million compared to the $120.45 million average estimate based on two analysts.
- Net charge-offs (recoveries) to average total loans: 0.1% versus 0.1% estimated by two analysts on average.
- Net Interest Income: $231.59 million compared to the $225.19 million average estimate based on three analysts.
- Total Non-Interest Income: $50.5 million versus the three-analyst average estimate of $44.99 million.
- Net Interest Income (FTE): $233.84 million versus $224.76 million estimated by two analysts on average.
View all Key Company Metrics for Home BancShares here>>>
Shares of Home BancShares have returned -2.2% over the past month versus the Zacks S&P 500 composite's +2.1% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.
Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
Home BancShares, Inc. (HOMB): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
Zacks Investment Research
