KeyCorp (KEY) reported $2 billion in revenue for the quarter ended December 2025, representing a year-over-year increase of 13.3%. EPS of $0.41 for the same period compares to $0.38 a year ago.
The reported revenue represents a surprise of +3.16% over the Zacks Consensus Estimate of $1.94 billion. With the consensus EPS estimate being $0.39, the company has not delivered EPS surprise.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how KeyCorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Net interest margin (TE) from continuing operations: 2.8% compared to the 2.8% average estimate based on six analysts.
- Net loan charge-offs to average loans: 0.4% versus the six-analyst average estimate of 0.4%.
- Cash efficiency ratio (non-GAAP): 61.6% compared to the 63.7% average estimate based on five analysts.
- Average Balance - Total earning assets: $170.89 billion compared to the $171.65 billion average estimate based on five analysts.
- Book value at period end: $16.27 compared to the $16.09 average estimate based on four analysts.
- Capital Ratios - Leverage: 10.5% versus 10.3% estimated by four analysts on average.
- Capital Ratios - Tier 1 risk-based capital: 13.4% versus 13.5% estimated by three analysts on average.
- Total nonperforming assets: $627 million compared to the $689.42 million average estimate based on two analysts.
- Capital Ratios - Total risk-based capital: 15.6% compared to the 15.7% average estimate based on two analysts.
- Total nonperforming loans: $615 million versus $690.75 million estimated by two analysts on average.
- Total Noninterest Income: $782 million versus the six-analyst average estimate of $748.26 million.
- Corporate services income: $81 million versus $67.45 million estimated by five analysts on average.
View all Key Company Metrics for KeyCorp here>>>
Shares of KeyCorp have returned -0.2% over the past month versus the Zacks S&P 500 composite's +1.6% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.
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KeyCorp (KEY): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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