For the quarter ended December 2025, Community Trust Bancorp (CTBI) reported revenue of $74.72 million, up 13.3% over the same period last year. EPS came in at $1.51, compared to $1.25 in the year-ago quarter.
The reported revenue represents a surprise of +2.15% over the Zacks Consensus Estimate of $73.15 million. With the consensus EPS estimate being $1.43, the EPS surprise was +5.97%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Community Trust Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Efficiency ratio: 48.7% compared to the 50.5% average estimate based on two analysts.
- Net Interest Margin: 3.7% compared to the 3.6% average estimate based on two analysts.
- Average Balances-Interest-earning assets: $6.32 billion versus $6.29 billion estimated by two analysts on average.
- Total Non Interest Income: $16.6 million compared to the $16 million average estimate based on two analysts.
- Net Interest Income: $58.12 million compared to the $57.2 million average estimate based on two analysts.
View all Key Company Metrics for Community Trust Bancorp here>>>
Shares of Community Trust Bancorp have returned +1.4% over the past month versus the Zacks S&P 500 composite's -0.4% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Community Trust Bancorp, Inc. (CTBI): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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