Why XRP Jumped Today

By Johnny Rice | January 26, 2026, 8:41 PM

Key Points

Ripple is partnering with the innovation arm of Riyad Bank to explore ways to modernize Saudi Arabia's financial systems.
Ripple will help the bank explore cross-border payments and tokenization of physical assets using its technology.
10 stocks we like better than XRP ›

XRP (CRYPTO: XRP) is jumping on Monday, up 3.9% in the last 24 hours as of 8:13 p.m. ET. The spike comes as the S&P 500 gained 0.5% and the Nasdaq Composite gained 0.4%.

Ripple, the company behind XRP, announced a strategic partnership with Jeel, the innovation arm of Riyad Bank to support Saudi Arabia's efforts to upgrade its financial systems under the Vision 2030 program.

Where to invest $1,000 right now? Our analyst team just revealed what they believe are the 10 best stocks to buy right now. Continue »

Ripple is teaming up with a major bank in Saudi Arabia

Ripple has recently moved to mint international partnerships, working to embed itself into the banking systems of major regional players like Riyadh Bank. The new agreement will see Ripple and Riyad explore improvements in cross-border payments, Ripple's core focus, but also tokenization of physical assets.

Image source: Getty Images.

While institutional adoption is growing, Ripple faces stiff competition from emerging central bank digital currencies (CBDCs) and rival stablecoin ecosystems. Beyond this, though the partnership will explore the use of XRP as a bridge asset, the adoption of Ripple's technology does not necessarily translate into an increase in XRP's price, despite what many XRP investors would hope. Ripple's stablecoin, RLUSD, could become the preferred bridge asset and sap XRP demand.

Should you buy stock in XRP right now?

Before you buy stock in XRP, consider this:

The Motley Fool Stock Advisor analyst team just identified what they believe are the 10 best stocks for investors to buy now… and XRP wasn’t one of them. The 10 stocks that made the cut could produce monster returns in the coming years.

Consider when Netflix made this list on December 17, 2004... if you invested $1,000 at the time of our recommendation, you’d have $464,439!* Or when Nvidia made this list on April 15, 2005... if you invested $1,000 at the time of our recommendation, you’d have $1,150,455!*

Now, it’s worth noting Stock Advisor’s total average return is 949% — a market-crushing outperformance compared to 195% for the S&P 500. Don't miss the latest top 10 list, available with Stock Advisor, and join an investing community built by individual investors for individual investors.

See the 10 stocks »

*Stock Advisor returns as of January 26, 2026.

Johnny Rice has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends XRP. The Motley Fool has a disclosure policy.

Mentioned In This Article

XRP

-0.78%

Bitwise XRP ETF

Latest News