BofA Assesses Cincinnati Financial's (CINF) Outlook Amid Soft P&C Pricing

Cincinnati Financial Corporation (NASDAQ:CINF) is included among the Dividend Growth Stocks: 25 Aristocrats.

Cincinnati Financial Corporation (NASDAQ:CINF) is a familiar name among dividend-focused investors. For 75 years, the company has emphasized financial strength to meet its insurance obligations while also creating value for shareholders. Part of that value is returned through regular dividend payments, and the company has managed to balance both priorities over long periods of time. Cincinnati Financial has raised its dividend for 65 straight years, placing it among the longest-running dividend growth records in the market.

On January 5, BofA lowered its price target on Cincinnati Financial to $180 from $186 while keeping a Buy rating on the stock. The firm said pricing trends across most property and casualty insurance products remain weak, much like they were in 2025. Liability lines continue to see better pricing, though loss costs are rising faster than prices. Personal auto pricing has flattened, and some investors are starting to expect declines following a period of strong profitability. Even so, BofA noted that underwriting valuations do not appear stretched, despite fundamentals moving in the “wrong direction.”

Cincinnati Financial Corporation (NASDAQ:CINF) primarily provides business, home, and auto insurance through its core subsidiary, The Cincinnati Insurance Company.

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