American International Group (AIG) reported $6.95 billion in revenue for the quarter ended December 2025, representing a year-over-year increase of 1.4%. EPS of $1.96 for the same period compares to $1.30 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $7.1 billion, representing a surprise of -2.22%. The company delivered an EPS surprise of +3.54%, with the consensus EPS estimate being $1.89.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how American International Group performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- General Insurance - North America Commercial - Loss ratio: 59.7% versus 65.7% estimated by three analysts on average.
- General Insurance - International Commercial - Combined ratio: 88.8% versus the three-analyst average estimate of 86.4%.
- General Insurance - North America Commercial - Combined ratio: 84.7% versus 88.5% estimated by three analysts on average.
- General Insurance - International Commercial - Expense ratio: 31.7% compared to the 30.6% average estimate based on three analysts.
- General Insurance - Loss ratio: 56.7% versus the three-analyst average estimate of 58.6%.
- Revenues- Total net investment income: $872 million versus $1 billion estimated by three analysts on average. Compared to the year-ago quarter, this number represents a -33.6% change.
- General Insurance- North America Commercial- Net premiums earned: $2.17 billion versus $2.19 billion estimated by three analysts on average.
- General Insurance- International Commercial- Net premiums earned: $2.22 billion versus the three-analyst average estimate of $2.15 billion.
- General Insurance- Global Personal- Net premiums earned: $1.6 billion versus the three-analyst average estimate of $1.59 billion.
- General Insurance- Net investment income: $881 million versus the three-analyst average estimate of $881.82 million. The reported number represents a year-over-year change of +13.1%.
- Other Operations- Net investment income and other: $75 million versus the three-analyst average estimate of $72.76 million.
- General Insurance- Net premiums earned: $5.99 billion compared to the $5.93 billion average estimate based on three analysts. The reported number represents a change of +0.3% year over year.
View all Key Company Metrics for American International Group here>>>
Shares of American International Group have returned +1.1% over the past month versus the Zacks S&P 500 composite's no change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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American International Group, Inc. (AIG): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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