Mastercard Incorporated (MA) Revenue Beats Forecasts as Customers Continue to Spend

By Fatima Gulzar | February 12, 2026, 9:03 AM

Mastercard Incorporated (NYSE:MA) is among the 12 Best Digital Currency and Payments Stocks to Buy Right Now.

Mastercard Incorporated (MA) Revenue Beats Forecasts as Customers Continue to Spend

As customers continued to use Mastercard Incorporated (NYSE:MA) cards for payments, the company announced fourth-quarter profitability that surpassed analyst projections, based on a January 29, 2026, Bloomberg story. Adjusted net income exceeded projections of $3.83 billion, or $4.25 per share, by $4.3 billion, or $4.76 per share. The company mentioned a favorable macroeconomic backdrop and solid business and consumer expenditure. At $8.81 billion, net revenue for the last three months of 2025 was slightly higher than the $8.78 billion forecast.

Full-year revenue was about $33 billion, showing 16% growth, consistent with the firm’s October forecast of high-end mid-teens expansion. President Donald Trump proposed earlier in January to cap credit card interest rates at 10% for a year. If banks limit credit, this might have an impact on consumer spending. In November, Mastercard Incorporated (NYSE:MA) and Visa negotiated a deal over card acceptance fees totaling almost $200 billion.

Mastercard Incorporated (NYSE:MA) is a technology business that provides payment solutions for the development and operation of credit, debit, prepaid, commercial, and payment programs under the brand names Mastercard, Maestro, and Cirrus.

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Disclosure: None. This article is originally published at Insider Monkey.

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