For the quarter ended December 2025, Neptune Insurance Holdings Inc. (NP) reported revenue of $43.77 million, representing no change compared to the same period last year. EPS came in at $0.11, compared to $0 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $38.97 million, representing a surprise of +12.32%. The company delivered an EPS surprise of +8.7%, with the consensus EPS estimate being $0.10.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Neptune Insurance Holdings Inc. performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Policies in force (period-end): 280 thousand versus 270.13 thousand estimated by four analysts on average.
- Premium in force (period-end): 370 million versus the four-analyst average estimate of 355.14 million.
- Average number of employees: 60 thousand compared to the 60 thousand average estimate based on three analysts.
- Revenue per employee: $2.66 billion versus the three-analyst average estimate of $2.59 billion.
- Revenue- Fee income: $10.45 million versus $9.07 million estimated by four analysts on average.
- Revenue- Commission income: $33.32 million compared to the $29.9 million average estimate based on four analysts.
View all Key Company Metrics for Neptune Insurance Holdings Inc. here>>>
Shares of Neptune Insurance Holdings Inc. have returned -29% over the past month versus the Zacks S&P 500 composite's -0.8% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Neptune Insurance Holdings Inc. (NP): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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