HCI Group (HCI) reported $246.24 million in revenue for the quarter ended December 2025, representing a year-over-year increase of 52.1%. EPS of $7.25 for the same period compares to $0.31 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $232.36 million, representing a surprise of +5.98%. The company delivered an EPS surprise of +48.87%, with the consensus EPS estimate being $4.87.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how HCI Group performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Net premiums earned: $225.82 million versus $217.96 million estimated by three analysts on average. Compared to the year-ago quarter, this number represents a +54.3% change.
- Other: $0.7 million versus $0.42 million estimated by three analysts on average. Compared to the year-ago quarter, this number represents a +17.6% change.
- Policy fee income: $1.59 million versus $1.81 million estimated by three analysts on average. Compared to the year-ago quarter, this number represents a +22.4% change.
- Net investment income: $17.69 million versus $17.63 million estimated by three analysts on average. Compared to the year-ago quarter, this number represents a +22.1% change.
View all Key Company Metrics for HCI Group here>>>
Shares of HCI Group have returned +5.1% over the past month versus the Zacks S&P 500 composite's +0.6% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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HCI Group, Inc. (HCI): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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