For the quarter ended March 2025, First Internet Bancorp (INBK) reported revenue of $35.52 million, up 22.2% over the same period last year. EPS came in at $0.11, compared to $0.59 in the year-ago quarter.
The reported revenue represents a surprise of -3.21% over the Zacks Consensus Estimate of $36.7 million. With the consensus EPS estimate being $0.75, the EPS surprise was -85.33%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how First Internet performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Net Interest Margin: 1.8% versus 1.9% estimated by two analysts on average.
- Net Interest Income: $25.10 million compared to the $25.35 million average estimate based on two analysts.
- Net Interest Income (FTE): $26.27 million compared to the $26.54 million average estimate based on two analysts.
- Total noninterest income: $10.43 million compared to the $11.39 million average estimate based on two analysts.
View all Key Company Metrics for First Internet here>>>
Shares of First Internet have returned -7.8% over the past month versus the Zacks S&P 500 composite's -6.6% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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First Internet Bancorp (INBK): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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