Rocket Companies (RKT) reported $2.44 billion in revenue for the quarter ended December 2025, representing a year-over-year increase of 105.6%. EPS of $0.11 for the same period compares to $0.04 a year ago.
The reported revenue represents a surprise of +7.73% over the Zacks Consensus Estimate of $2.26 billion. With the consensus EPS estimate being $0.10, the EPS surprise was +13.75%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Rocket Companies performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Revenue- Gain on sale of loans, net: $1.19 billion versus $1 billion estimated by three analysts on average. Compared to the year-ago quarter, this number represents a +67.7% change.
- Revenue- Loan servicing (loss) income- Servicing fee income: $1.1 billion versus $831.58 million estimated by three analysts on average. Compared to the year-ago quarter, this number represents a +184.1% change.
- Revenue- Interest income, net: $29 million versus the three-analyst average estimate of $33.63 million. The reported number represents a year-over-year change of +30.9%.
- Revenue- Loan servicing (loss) income- Change in fair value of MSRs: $-402 million versus $-453.59 million estimated by three analysts on average. Compared to the year-ago quarter, this number represents a -212.9% change.
- Revenue- Other income: $771 million versus the three-analyst average estimate of $596.89 million. The reported number represents a year-over-year change of +163.6%.
- Revenue- Interest income- Interest income: $159 million versus the two-analyst average estimate of $239.77 million. The reported number represents a year-over-year change of +54.1%.
- Revenue- Interest income- Interest expense on funding facilities: $-130 million compared to the $-207.17 million average estimate based on two analysts.
- Revenue- Loan servicing (loss) income, net: $700 million versus the two-analyst average estimate of $302.41 million. The reported number represents a year-over-year change of -5.9%.
- Revenue- Gain on sale of loans- Fair value of originated MSRs: $727 million compared to the $380.93 million average estimate based on two analysts. The reported number represents a change of +71.4% year over year.
- Revenue- Gain on sale of loans- Gain on sale of loans excluding fair value of originated MSRs, net: $465 million versus $595.5 million estimated by two analysts on average. Compared to the year-ago quarter, this number represents a +62.3% change.
View all Key Company Metrics for Rocket Companies here>>>
Shares of Rocket Companies have returned -16.5% over the past month versus the Zacks S&P 500 composite's +0.6% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Rocket Companies, Inc. (RKT): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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