For the quarter ended March 2025, The Bancorp (TBBK) reported revenue of $175.39 million, up 41.7% over the same period last year. EPS came in at $1.19, compared to $1.06 in the year-ago quarter.
The reported revenue represents a surprise of +18.77% over the Zacks Consensus Estimate of $147.67 million. With the consensus EPS estimate being $1.22, the EPS surprise was -2.46%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how The Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Efficiency Ratio: 41% versus 36.2% estimated by two analysts on average.
- Net Interest Margin: 4.1% versus the two-analyst average estimate of 4.6%.
- Average Interest-Earning Assets: $9.02 billion versus $8.47 billion estimated by two analysts on average.
- Total Non-Interest Income: $83.64 million compared to the $53.46 million average estimate based on two analysts.
- Net Interest Income: $91.74 million versus the two-analyst average estimate of $94.97 million.
View all Key Company Metrics for The Bancorp here>>>
Shares of The Bancorp have returned -9.7% over the past month versus the Zacks S&P 500 composite's -5.1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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The Bancorp, Inc. (TBBK): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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