Ameris Bancorp (ABCB) reported $286.79 million in revenue for the quarter ended March 2025, representing a year-over-year increase of 6.9%. EPS of $1.28 for the same period compares to $1.10 a year ago.
The reported revenue represents a surprise of +2.87% over the Zacks Consensus Estimate of $278.8 million. With the consensus EPS estimate being $1.15, the EPS surprise was +11.30%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Ameris Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Net interest margin (TE): 3.7% compared to the 3.6% average estimate based on three analysts.
- Efficiency ratio: 52.8% versus the three-analyst average estimate of 56.6%.
- Net charge-offs as a percent of average loans (annualized): 0.2% versus the two-analyst average estimate of 0.3%.
- Book value per share (period end): $55.49 versus $55.23 estimated by two analysts on average.
- Total non-performing assets: $115.46 million versus $125.21 million estimated by two analysts on average.
- Average Balances - Total Earning Assets: $24.21 billion versus the two-analyst average estimate of $24.22 billion.
- Net Interest Income (TE): $222.77 million versus $214.47 million estimated by three analysts on average.
- Total Non-Interest Income: $64.02 million versus $64.32 million estimated by three analysts on average.
- Net Interest Income: $221.84 million compared to the $212.85 million average estimate based on two analysts.
View all Key Company Metrics for Ameris Bancorp here>>>
Shares of Ameris Bancorp have returned -1.9% over the past month versus the Zacks S&P 500 composite's -4.3% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.
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Ameris Bancorp (ABCB): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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