Index -
P/E -
EPS (ttm) -0.29
Insider Own 7.77%
Shs Outstand 115.44M
Perf Week 2.18%
Market Cap 3.55B
Forward P/E 31.23
EPS next Y 0.98
Insider Trans -33.97%
Shs Float 106.82M
Perf Month 9.18%
Enterprise Value 3.70B
PEG -
EPS next Q 0.20
Inst Own 111.79%
Short Float 10.63%
Perf Quarter 13.13%
Income -33.56M
P/S 6.19
EPS this Y 21.22%
Inst Trans -2.03%
Short Ratio 6.45
Perf Half Y 7.45%
Sales 573.12M
P/B 3.35
EPS next Y 24.51%
ROA -2.22%
Short Interest 11.35M
Perf YTD -8.77%
Book/sh 9.15
P/C 28.83
EPS next 5Y 22.65%
ROE -3.15%
52W High 43.20 -29.09%
Perf Year 4.24%
Cash/sh 1.06
P/FCF 59.36
EPS past 3/5Y 13.67% -1.33%
ROIC -2.54%
52W Low 18.75 63.39%
Perf 3Y -15.84%
Dividend Est. -
EV/EBITDA 86.93
Sales past 3/5Y 25.45% 31.37%
Gross Margin 56.71%
Volatility 3.24% 3.55%
Perf 5Y -63.62%
Dividend TTM -
EV/Sales 6.46
EPS Y/Y TTM -12.97%
Oper. Margin 0.37%
ATR (14) 1.07
Perf 10Y -
Dividend Ex-Date -
Quick Ratio 0.97
Sales Y/Y TTM 13.24%
Profit Margin -5.86%
RSI (14) 56.19
Recom 2.28
Dividend Gr. 3/5Y - -
Current Ratio 0.97
EPS Q/Q -38.20%
SMA20 1.46%
Beta 0.67
Target Price 35.37
Payout -
Debt/Eq 0.26
Sales Q/Q 12.40%
SMA50 4.37%
Rel Volume 0.81
Prev Close 29.99
Employees 1833
LT Debt/Eq 0.25
Earnings Aug 26 AMC
SMA200 3.74%
Avg Volume 1.76M
Price 30.64
IPO Jul 14, 2020
Option/Short Yes / Yes
EPS/Sales Surpr. 57.93% 3.93%
Trades
Volume 1,376,427
Change 2.15%
Date
Action
Analyst
Rating Change
Price Target Change
Sep-10-25 Upgrade
Morgan Stanley
Equal-Weight → Overweight
$36
Jul-14-25 Upgrade
Robert W. Baird
Neutral → Outperform
$38
Jun-18-25 Initiated
JP Morgan
Neutral
$30
Apr-02-25 Downgrade
William Blair
Outperform → Mkt Perform
Apr-02-25 Downgrade
Truist
Buy → Hold
$44 → $21
Apr-02-25 Downgrade
Scotiabank
Sector Outperform → Sector Perform
$19
Apr-02-25 Downgrade
Goldman
Buy → Neutral
$24
Apr-02-25 Downgrade
BofA Securities
Buy → Neutral
$22
Jan-06-25 Upgrade
Barclays
Equal Weight → Overweight
$44
Dec-16-24 Initiated
UBS
Buy
$44
Dec-05-24 Reiterated
Needham
Buy
$40 → $45
Dec-05-24 Downgrade
Piper Sandler
Overweight → Neutral
$38
Sep-03-24 Upgrade
Raymond James
Mkt Perform → Outperform
$38
Aug-14-24 Upgrade
Goldman
Neutral → Buy
$34 → $42
Jul-22-24 Initiated
JMP Securities
Mkt Outperform
$43
Apr-09-24 Initiated
Keefe Bruyette
Outperform
$41
Mar-15-24 Upgrade
Morgan Stanley
Underweight → Equal-Weight
$24 → $27
Jan-02-24 Upgrade
Piper Sandler
Neutral → Overweight
$30 → $42
Oct-02-23 Downgrade
Stephens
Overweight → Equal-Weight
$34
Sep-20-23 Downgrade
Morgan Stanley
Equal-Weight → Underweight
$24
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(Retail Banker International)
May-08-25 05:45PM
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(Yahoo Finance Video) -19.67%
02:07PM
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08:16AM
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Mar-26-25 08:44AM
(Retail Banker International)
Mar-25-25 11:03AM
09:02AM
07:30AM
Mar-20-25 05:10PM
Mar-18-25 07:30AM
Mar-12-25 11:31AM
nCino, Inc. engages in the provision of cloud-based software applications for financial institutions in the United States and internationally. Its nCino Bank Operating System, a tenant cloud platform, digitizes, automates, and streamlines complex processes and workflow, and utilizes data analytics and artificial intelligence and machine learning (AI/ML) to enable financial institutions to onboard new clients, make loans, and manage the entire loan life cycle, open deposit and other accounts, and manage regulatory compliance. The firm's nCino IQ is an application suite that utilizes data analytics and AI/ML to provide its customers with automation and insights into their operations, such as tools for analyzing, measuring, and managing credit risk, as well as to enhance their ability to comply with regulatory requirements. The company was founded by Pierre Naude in 2011 and is headquartered in Wilmington, NC.
Insider Trading
Relationship
Date
Transaction
Cost
#Shares
Value ($)
#Shares Total
SEC Form 4
Rieger April Officer Sep 15 '25 Proposed Sale 30.40 6,018 182,969 Sep 15 03:16 PM HORING JEFF Director Sep 08 '25 Sale 30.00 3,889,254 116,677,620 0 Sep 09 06:39 PM HORING JEFF Director Sep 05 '25 Sale 31.12 26,168 814,225 3,889,254 Sep 09 06:39 PM Sellers Jeanette SVP of Accounting Sep 05 '25 Sale 30.74 529 16,261 48,878 Sep 09 04:27 PM Insight Venture Partners Growt Director Sep 08 '25 Proposed Sale 30.40 334,969 10,183,058 Sep 08 07:24 PM Insight Venture Partners Growt Director Sep 08 '25 Proposed Sale 30.40 379,083 11,524,123 Sep 08 07:20 PM Insight Venture Partners Growt Director Sep 08 '25 Proposed Sale 30.40 308,003 9,363,291 Sep 08 07:18 PM Insight Venture Partners Growt Director Sep 08 '25 Proposed Sale 30.40 416,659 12,666,434 Sep 08 07:13 PM Insight Venture Partners (Dela Director Sep 08 '25 Proposed Sale 30.40 108,627 3,302,261 Sep 08 07:11 PM Insight Venture Partners (Caym Director Sep 08 '25 Proposed Sale 30.40 509,432 15,486,733 Sep 08 07:08 PM Insight Venture Partners IX (C Director Sep 08 '25 Proposed Sale 30.40 20,467 622,197 Sep 08 07:07 PM Insight Venture Partners IX, L Director Sep 08 '25 Proposed Sale 30.40 1,025,268 31,168,147 Sep 08 07:00 PM Insight Venture Partners (Dela Director Sep 08 '25 Proposed Sale 30.40 62,324 1,894,650 Sep 08 06:58 PM Insight Venture Partners (Caym Director Sep 08 '25 Proposed Sale 30.40 322,180 9,794,272 Sep 08 06:56 PM Insight SN Holdings 2, LLC Director Sep 08 '25 Proposed Sale 30.40 241,850 7,352,240 Sep 08 06:53 PM Insight SN Holdings, LLC Director Sep 08 '25 Proposed Sale 30.40 160,392 4,875,917 Sep 08 06:50 PM Sellers Jeanette Officer Sep 05 '25 Proposed Sale 30.74 529 16,261 Sep 05 10:53 AM HORING JEFF Director Aug 29 '25 Sale 32.23 282,367 9,099,672 3,915,422 Sep 02 07:35 PM HORING JEFF Director Aug 28 '25 Sale 32.46 260,802 8,465,926 4,197,789 Sep 02 07:35 PM Rieger April Chief Lgl. & Admin Ofc., Sec Aug 04 '25 Sale 27.45 3,028 83,103 240,523 Aug 06 04:45 PM Orenstein Gregory CFO & Treasurer Aug 04 '25 Sale 27.45 4,155 114,034 466,099 Aug 06 04:41 PM Naude Pierre Director Aug 04 '25 Sale 27.45 4,659 127,866 1,192,461 Aug 06 04:38 PM Desmond Sean CEO & President Aug 04 '25 Sale 27.45 9,550 262,100 628,603 Aug 06 04:36 PM Sellers Jeanette SVP of Accounting Aug 04 '25 Sale 27.45 211 5,791 49,407 Aug 05 05:07 PM Sellers Jeanette Officer Aug 04 '25 Proposed Sale 27.45 211 5,791 Aug 04 03:37 PM Orenstein Gregory Officer Aug 04 '25 Proposed Sale 27.45 4,155 114,035 Aug 04 03:36 PM Naude Pierre Director Aug 04 '25 Proposed Sale 27.45 4,659 127,867 Aug 04 03:24 PM Desmond Sean Officer Aug 04 '25 Proposed Sale 27.45 9,550 262,102 Aug 04 03:22 PM Rieger April Officer Aug 04 '25 Proposed Sale 27.45 3,028 83,104 Aug 04 03:17 PM Lake Spencer Director Jun 02 '25 Option Exercise 4.98 37,100 184,758 50,765 Jun 04 04:16 PM Lake Spencer Director Jun 02 '25 Sale 25.96 7,119 184,838 43,646 Jun 04 04:16 PM Lake Spencer Director Jun 03 '25 Proposed Sale 25.95 2 52 Jun 03 01:57 PM Lake Spencer Director Jun 02 '25 Proposed Sale 25.96 7,117 184,787 Jun 02 05:03 PM Sellers Jeanette VP of Accounting May 05 '25 Sale 22.79 2,167 49,386 27,108 May 05 05:16 PM Sellers Jeanette VP of Accounting May 02 '25 Sale 23.00 866 19,921 29,275 May 05 05:16 PM Rieger April Chief Lgl. & Compl. Ofc., Sec. May 02 '25 Sale 23.00 6,589 151,573 243,551 May 05 05:14 PM Orenstein Gregory CFO & Treasurer May 02 '25 Sale 23.00 10,343 237,930 470,254 May 05 05:12 PM Naude Pierre Director May 02 '25 Sale 23.00 30,745 707,258 1,197,120 May 05 05:11 PM Desmond Sean CEO & President May 02 '25 Sale 23.00 12,339 283,846 637,405 May 05 05:09 PM Sellers Jeanette Officer May 05 '25 Proposed Sale 22.79 2,167 49,386 May 05 11:08 AM Naude Pierre Director May 02 '25 Proposed Sale 23.00 30,745 707,267 May 02 04:28 PM Sellers Jeanette Officer May 02 '25 Proposed Sale 23.00 866 19,922 May 02 04:23 PM Orenstein Gregory Officer May 02 '25 Proposed Sale 23.00 10,343 237,933 May 02 04:20 PM Desmond Sean Officer May 02 '25 Proposed Sale 23.00 12,339 283,850 May 02 04:18 PM Rieger April Officer May 02 '25 Proposed Sale 23.00 6,589 151,575 May 02 04:12 PM Sellers Jeanette VP of Accounting Apr 09 '25 Sale 22.09 583 12,878 18,288 Apr 10 04:17 PM Sellers Jeanette VP of Accounting Apr 08 '25 Sale 22.31 228 5,086 18,871 Apr 10 04:17 PM Orenstein Gregory CFO & Treasurer Apr 08 '25 Sale 22.31 2,356 52,560 329,735 Apr 10 04:16 PM Naude Pierre Director Apr 08 '25 Sale 22.31 10,638 237,323 1,055,452 Apr 10 04:15 PM Desmond Sean CEO & President Apr 08 '25 Sale 22.31 2,301 51,333 296,296 Apr 10 04:13 PM Sellers Jeanette Officer Apr 09 '25 Proposed Sale 22.09 583 12,878 Apr 09 09:59 AM Sellers Jeanette VP of Accounting Apr 04 '25 Sale 21.51 2,501 53,797 19,099 Apr 08 04:08 PM Sellers Jeanette Officer Apr 08 '25 Proposed Sale 22.31 228 5,086 Apr 08 03:19 PM Naude Pierre Director Apr 08 '25 Proposed Sale 22.31 10,638 237,324 Apr 08 03:18 PM Orenstein Gregory Officer Apr 08 '25 Proposed Sale 22.31 2,356 52,560 Apr 08 03:13 PM Desmond Sean Officer Apr 08 '25 Proposed Sale 22.31 2,301 51,333 Apr 08 03:05 PM Sellers Jeanette VP of Accounting Apr 02 '25 Sale 20.86 1,002 20,905 21,600 Apr 04 04:22 PM Rieger April Chief Lgl. & Compl. Ofc., Sec. Apr 02 '25 Sale 20.86 7,881 164,421 138,072 Apr 04 04:18 PM Orenstein Gregory CFO & Treasurer Apr 03 '25 Option Exercise 2.45 72,448 177,498 332,091 Apr 04 04:12 PM Orenstein Gregory CFO & Treasurer Apr 02 '25 Sale 20.86 12,101 252,463 259,643 Apr 04 04:12 PM Naude Pierre Director Apr 02 '25 Sale 20.86 31,123 649,319 1,066,090 Apr 04 04:10 PM Desmond Sean CEO & President Apr 02 '25 Sale 20.86 7,880 164,400 298,597 Apr 04 04:08 PM Sellers Jeanette Officer Apr 04 '25 Proposed Sale 21.51 2,501 53,797 Apr 04 09:44 AM Orenstein Gregory Officer Apr 02 '25 Proposed Sale 20.86 12,101 252,460 Apr 02 03:41 PM Desmond Sean Officer Apr 02 '25 Proposed Sale 20.86 7,880 164,398 Apr 02 03:36 PM Naude Pierre Director Apr 02 '25 Proposed Sale 20.86 31,123 649,310 Apr 02 03:36 PM Rieger April Officer Apr 02 '25 Proposed Sale 20.86 7,881 164,419 Apr 02 03:27 PM Sellers Jeanette Officer Apr 02 '25 Proposed Sale 20.86 1,002 20,904 Apr 02 03:17 PM Sellers Jeanette VP of Accounting Feb 04 '25 Sale 32.60 468 15,258 22,602 Feb 06 04:26 PM Rieger April Chief Lgl. & Compl. Ofc., Sec. Feb 04 '25 Sale 32.60 4,325 141,008 145,953 Feb 06 04:24 PM Orenstein Gregory CFO & Treasurer Feb 04 '25 Sale 32.60 5,148 167,840 271,744 Feb 06 04:22 PM Naude Pierre Director Feb 04 '25 Sale 32.60 17,026 555,099 1,097,213 Feb 06 04:21 PM Desmond Sean CEO Feb 04 '25 Sale 32.60 5,034 164,124 306,477 Feb 06 04:18 PM Rieger April Officer Feb 04 '25 Proposed Sale 32.60 4,325 141,009 Feb 04 04:29 PM Orenstein Gregory Officer Feb 04 '25 Proposed Sale 32.60 5,148 167,842 Feb 04 04:29 PM Desmond Sean Officer Feb 04 '25 Proposed Sale 32.60 5,034 164,125 Feb 04 04:13 PM Naude Pierre Officer Feb 04 '25 Proposed Sale 32.60 17,026 555,104 Feb 04 04:12 PM Sellers Jeanette Officer Feb 04 '25 Proposed Sale 32.60 468 15,258 Feb 04 04:10 PM HORING JEFF Director Jan 06 '25 Sale 35.00 54,876 1,920,726 4,458,591 Jan 08 05:02 PM HORING JEFF Director Dec 18 '24 Sale 35.75 4,474,158 159,955,623 4,513,467 Dec 20 06:28 PM Kilday Pamela Director Dec 17 '24 Sale 35.51 9,000 319,633 17,804 Dec 19 04:19 PM HORING JEFF Director Dec 16 '24 Sale 36.11 70,673 2,551,790 8,987,625 Dec 17 06:01 PM HORING JEFF Director Dec 13 '24 Sale 36.63 20,703 758,376 9,058,298 Dec 17 06:01 PM Collins Steven A Director Dec 13 '24 Sale 35.70 6,688 238,774 60,102 Dec 17 04:18 PM Kilday Pamela Director Dec 17 '24 Proposed Sale 35.51 9,000 319,634 Dec 17 12:46 PM HORING JEFF Director Dec 11 '24 Sale 36.69 1,167,424 42,829,051 9,790,001 Dec 13 05:37 PM HORING JEFF Director Dec 12 '24 Sale 36.65 711,000 26,055,733 9,079,001 Dec 13 05:37 PM Collins Steven A Director Dec 13 '24 Proposed Sale 35.70 6,688 238,774 Dec 13 04:11 PM Sellers Jeanette VP of Accounting Dec 11 '24 Sale 36.73 250 9,182 23,070 Dec 13 04:03 PM HORING JEFF Director Dec 10 '24 Sale 36.18 1,106,042 40,012,728 10,957,425 Dec 11 07:41 PM HORING JEFF Director Dec 09 '24 Sale 37.27 450,000 16,769,520 12,063,467 Dec 11 07:41 PM Insight Holdings Group, LLC Director Dec 10 '24 Sale 36.18 409,148 14,801,543 867,760 Dec 11 07:40 PM Insight Holdings Group, LLC Director Dec 09 '24 Sale 37.27 166,464 6,203,381 955,352 Dec 11 07:40 PM Insight Holdings Group, LLC Director Dec 10 '24 Sale 36.18 223,737 8,094,022 175,585 Dec 11 07:39 PM Insight Holdings Group, LLC Director Dec 09 '24 Sale 37.27 91,029 3,392,250 193,308 Dec 11 07:39 PM Insight Holdings Group, LLC Director Dec 10 '24 Sale 36.18 473,157 17,117,164 57,660 Dec 11 07:37 PM Insight Holdings Group, LLC Director Dec 09 '24 Sale 37.27 192,507 7,173,889 63,480 Dec 11 07:37 PM Sellers Jeanette Officer Dec 11 '24 Proposed Sale 36.73 250 9,182 Dec 11 03:09 PM RUH WILLIAM J Director Nov 06 '24 Sale 40.00 20,000 800,000 206,201 Nov 08 04:49 PM Desmond Sean Chief Product Officer Nov 06 '24 Sale 40.21 30,000 1,206,156 311,511 Nov 08 04:42 PM