OSBC

Old Second Bancorporation Inc

24.87

Oct 21 • 3:59 PM ET -0.23 (-0.92%)

24.87

Aftermarket • 7:30 PM ET 0.00 (0.00%)

Financial Banks - Regional USA Small NASD

Oct 21, 5:40 PMOld Second Bancorp Q3 2026 EPS $0.56 on $97.1M revenue, repurchases 1.5M shares and raises dividend

Peers: BY HBT WTFC BUSE FMBH MSBI QCRH FRME ONB LKFN

| Held by: AVUV VTI IWM DFSV DFAT VXF KRE IWN DFAS VTWO

Scroll to Statements

Index	RUT
Market Cap	1.27B
Enterprise Value	-
Income	92.42M
Sales	457.35M
Book/sh	17.72
Cash/sh	-
Dividend Est.	0.29 (1.15%)
Dividend TTM	0.28 (1.13%)
Dividend Ex-Date	Jul 31, 2026
Dividend Gr. 3/5Y	7.72% 44.27%
Payout	15.46%
Employees	1062
IPO	Nov 16, 1993

P/E	14.27
Forward P/E	10.18
PEG	0.59
P/S	2.77
P/B	1.40
P/C	-
P/FCF	8.90
EV/EBITDA	-
EV/Sales	-
Quick Ratio	-
Current Ratio	0.05
Debt/Eq	0.52
LT Debt/Eq	0.08
Option/Short	Yes / Yes

EPS (ttm)	1.74
EPS next Y	2.44
EPS next Q	0.58
EPS this Y	35.70%
EPS next Y	11.14%
EPS next 5Y	17.13%
EPS past 3/5Y	2.74% 11.88%
Sales past 3/5Y	15.65% 23.14%
EPS Y/Y TTM	-4.91%
Sales Y/Y TTM	33.92%
EPS Q/Q	13.57%
Sales Q/Q	32.69%
Earnings	Oct 21 AMC
EPS/Sales Surpr.	-0.92% 1.80%

Insider Own	5.76%
Insider Trans	-7.13%
Inst Own	75.27%
Inst Trans	2.79%
ROA	1.47%
ROE	11.40%
ROIC	9.50%
Gross Margin	-
Oper. Margin	27.13%
Profit Margin	20.21%
SMA20	0.24%
SMA50	-1.00%
SMA200	11.32%
Trades

Shs Outstand	50.94M
Shs Float	47.95M
Short Float	5.73%
Short Ratio	5.65
Short Interest	2.75M
52W High	26.06 -4.55%
52W Low	17.11 45.35%
Volatility	2.08% 1.92%
ATR (14)	0.49
RSI (14)	49.52
Beta	0.78
Rel Volume	0.89
Avg Volume	485.71K
Volume	432,465

Perf Week	0.97%
Perf Month	0.89%
Perf Quarter	5.78%
Perf Half Y	17.26%
Perf YTD	27.54%
Perf Year	37.56%
Perf 3Y	83.14%
Perf 5Y	84.63%
Perf 10Y	216.82%
Recom	1.33
Target Price	28.33
Prev Close	25.10
Price	24.87
Change %	-0.92%

Date	Action	Analyst	Rating Change	Price Target Change
Oct-06-26	Upgrade	Raymond James	Outperform → Strong Buy	$30
Jul-08-26	Resumed	Raymond James	Outperform	$26
Mar-27-26	Resumed	Stephens	Overweight	$23
Sep-25-24	Downgrade	DA Davidson	Buy → Neutral	$19 → $17
Sep-17-24	Downgrade	Raymond James	Strong Buy → Outperform	$19 → $18
Apr-04-24	Upgrade	Raymond James	Outperform → Strong Buy	$17
Apr-05-23	Initiated	Stephens	Overweight	$18
Mar-21-22	Upgrade	DA Davidson	Neutral → Buy	$22
Sep-23-20	Upgrade	Raymond James	Outperform → Strong Buy	$10
Dec-19-19	Initiated	Piper Jaffray	Overweight	$15
Apr-29-19	Upgrade	FIG Partners	Market Perform → Outperform
Apr-09-19	Initiated	Raymond James	Outperform	$15
Jan-03-18	Upgrade	Keefe Bruyette	Mkt Perform → Outperform
Dec-14-17	Upgrade	Sandler O'Neill	Hold → Buy
Mar-10-09	Upgrade	Keefe Bruyette	Underperform → Mkt Perform	$7 → $4
Oct-27-08	Downgrade	Keefe Bruyette	Mkt Perform → Underperform
Oct-10-08	Initiated	Keefe Bruyette	Mkt Perform	$17
May-08-08	Upgrade	Sandler O'Neill	Sell → Hold
Mar-05-08	Initiated	Stifel Nicolaus	Hold
Jan-28-08	Downgrade	Sandler O'Neill	Hold → Sell

Show Previous Ratings

Oct-21-26 05:36PM	Old Second Bancorp, Inc. Reports Third Quarter 2026 Net Income of $28.9 Million, or $0.56 per Diluted Share (ACCESSWIRE)
04:51PM	Old Second Bancorp: Q3 Earnings Snapshot (Associated Press)
Sep-09-26 11:00AM	O2 Sponsor Finance Hires Kyle Bucsa as Assistant Vice President (ACCESSWIRE)
Sep-02-26 11:00AM	O2 Sponsor Finance Hires Aaron Markos as Senior Vice President (ACCESSWIRE)
Jul-23-26 05:04PM	Old Second Bancorp Inc (OSBC) Q2 2026 Earnings Call Highlights: Strong Net Interest Margin and ... (GuruFocus.com)
08:30AM	Loading…
08:30AM	Old Second Bancorp, Inc. Q2 2026 Earnings Call Summary (Moby)
Jul-22-26 05:00PM	Old Second Bancorp, Inc. Reports Second Quarter 2026 Net Income of $28.2 Million, or $0.54 per Diluted Share (ACCESSWIRE)
04:57PM	Old Second Bancorp: Q2 Earnings Snapshot (Associated Press)
Jun-30-26 11:00AM	O2 Sponsor Finance Promotes Chris Gallun to First Vice President (ACCESSWIRE)
Jun-15-26 11:00AM	Graf Joins Old Second National Bank (ACCESSWIRE)
May-21-26 11:00AM	O2 Sponsor Finance Provides Senior Secured Credit Facilities to Support Fort Point Capital in its Recapitalization of Boston Green (ACCESSWIRE)
Apr-24-26 03:11AM	Old Second Bancorp Inc (OSBC) Q1 2026 Earnings Call Highlights: Strong Profitability Amidst ... (GuruFocus.com)
Apr-23-26 08:30AM	Old Second Bancorp, Inc. Q1 2026 Earnings Call Summary (Moby) -6.41%
Apr-22-26 04:56PM	Old Second Bancorp: Q1 Earnings Snapshot (Associated Press)
04:35PM	Old Second Bancorp, Inc. Reports First Quarter 2026 Net Income of $25.6 Million, or $0.48 per Diluted Share (ACCESSWIRE)
08:00PM	Loading…
Apr-11-26 08:00PM	Old Second Bancorp (OSBC) is a Great Momentum Stock: Should You Buy? (Quartz)
Mar-31-26 11:00AM	O2 Sponsor Finance provides $30MM Credit Facility to Support Borgman Capital's recapitalization of Gilman Cheese Corporation (ACCESSWIRE)
Jan-31-26 07:57AM	DA Davidson Flag Elevated Non-Performing Assets as Key Risk for Old Second Bancorp, Inc. (OSBC) (Insider Monkey)
Jan-28-26 12:35AM	The 5 Most Interesting Analyst Questions From Old Second Bancorp's Q4 Earnings Call (StockStory)
Jan-26-26 12:52PM	OSBC Q4 Deep Dive: Powersports Portfolio and Margin Resilience in Focus (StockStory)
Jan-24-26 10:06AM	Old Second Bancorp price target raised to $23 from $22 at DA Davidson (TipRanks)
Jan-22-26 04:02PM	Old Second Bancorp Inc (OSBC) Q4 2025 Earnings Call Highlights: Strong Net Interest Margin and ... (GuruFocus.com) -6.40%
11:10AM	Old Second Bancorp Q4 Earnings Call Highlights (MarketBeat)
Jan-21-26 07:00PM	Old Second Bancorp (OSBC) Reports Q4 Earnings: What Key Metrics Have to Say (Zacks) +5.40%
05:20PM	Old Second Bancorp (OSBC) Tops Q4 Earnings Estimates (Zacks)
05:02PM	Old Second Bancorp (NASDAQ:OSBC) Reports Q4 CY2025 In Line With Expectations (StockStory)
05:00PM	Old Second Bancorp, Inc. Reports Fourth Quarter 2025 Net Income of $28.8 Million, or $0.54 per Diluted Share (ACCESSWIRE)
04:26PM	Old Second Bancorp: Q4 Earnings Snapshot (Associated Press Finance)
Jan-19-26 10:03PM	Old Second Bancorp (OSBC) Q4 Earnings Report Preview: What To Look For (StockStory)
Jan-15-26 09:15AM	Gear Up for Old Second Bancorp (OSBC) Q4 Earnings: Wall Street Estimates for Key Metrics (Zacks)
11:02PM	Loading…
Jan-12-26 11:02PM	2 Reasons to Like OSBC (and 1 Not So Much) (StockStory)
Jan-11-26 10:36PM	Reflecting On Regional Banks Stocks' Q3 Earnings: Old Second Bancorp (NASDAQ:OSBC) (StockStory)
Jan-08-26 11:01PM	Old Second Bancorp (OSBC): Buy, Sell, or Hold Post Q3 Earnings? (StockStory)
Jan-02-26 06:06PM	Old Second Bancorp's (NASDAQ:OSBC) Q3 CY2025: Strong Sales (StockStory)
Dec-01-25 11:00AM	O2 Sponsor Finance provides Senior Secured Credit Facilities to Support Paceline Equity Partners and Serata Capital Partners in their Acquisition of EventLink Group (ACCESSWIRE)
Oct-22-25 07:30PM	Old Second Bancorp (OSBC) Reports Q3 Earnings: What Key Metrics Have to Say (Zacks)
05:50PM	Old Second Bancorp (OSBC) Q3 Earnings and Revenues Top Estimates (Zacks)
04:50PM	Old Second Bancorp: Q3 Earnings Snapshot (Associated Press Finance)
04:15PM	Old Second Bancorp, Inc. Reports Third Quarter 2025 Net Income of $9.9 Million, or $0.18 per Diluted Share (ACCESSWIRE)
Oct-20-25 09:00AM	Old Second National Bank Completes Integration of Evergreen Bank Group, Expanding Access and Services for Customers (ACCESSWIRE)
Sep-08-25 12:00PM	O2 Sponsor Finance Provides Senior Secured Credit Facilities to Support San Francisco Equity Partners in its Acquisition of Formula Corp (ACCESSWIRE)
Jul-28-25 09:40AM	Should Value Investors Buy Old Second Bancorp (OSBC) Stock? (Zacks)
Jul-27-25 09:00PM	Old Second Bancorp Inc (OSBC) Q2 2025 Earnings Call Highlights: Strong Net Income Amidst ... (GuruFocus.com)
Jul-23-25 05:45PM	Old Second Bancorp (OSBC) Q2 Earnings Lag Estimates (Zacks)
04:46PM	Old Second Bancorp: Q2 Earnings Snapshot (Associated Press Finance)
04:35PM	Old Second Bancorp, Inc. Reports Second Quarter 2025 Net Income of $21.8 Million, or $0.48 per Diluted Share (ACCESSWIRE)
Jul-04-25 12:00PM	Old Second Bancorp (OSBC) Upgraded to Buy: Here's What You Should Know (Zacks)
09:40AM	Are Investors Undervaluing Old Second Bancorp (OSBC) Right Now? (Zacks)
Jul-01-25 08:15AM	Old Second Completes Merger with Bancorp Financial (ACCESSWIRE)
Jun-30-25 12:00PM	Old Second Bancorp (OSBC) Is Up 0.24% in One Week: What You Should Know (Zacks)
Jun-18-25 09:40AM	Should Value Investors Buy Old Second Bancorp (OSBC) Stock? (Zacks)
Jun-02-25 09:40AM	Should Value Investors Buy Old Second Bancorp (OSBC) Stock? (Zacks)
May-16-25 09:40AM	Are Investors Undervaluing Old Second Bancorp (OSBC) Right Now? (Zacks)
May-02-25 09:55AM	Does Old Second Bancorp (OSBC) Have the Potential to Rally 30.43% as Wall Street Analysts Expect? (Zacks)
Apr-30-25 09:40AM	Should Value Investors Buy Old Second Bancorp (OSBC) Stock? (Zacks)
Apr-26-25 09:23AM	Old Second Bancorp, Inc. (OSBC): Among Billionaire Ken Fisher's Finance Stock Picks with Huge Upside Potential (Insider Monkey)
Apr-24-25 10:05PM	Old Second Bancorp, Inc. (OSBC) Q1 2025 Earnings Call Transcript (Seeking Alpha)
Apr-23-25 08:30PM	Old Second Bancorp (OSBC) Reports Q1 Earnings: What Key Metrics Have to Say (Zacks)
05:55PM	Old Second Bancorp (OSBC) Q1 Earnings Miss Estimates (Zacks)
04:50PM	Old Second Bancorp: Q1 Earnings Snapshot (Associated Press Finance)
04:42PM	Old Second Bancorp, Inc. Reports First Quarter 2025 Net Income of $19.8 Million, or $0.43 per Diluted Share (ACCESSWIRE)
Apr-14-25 09:40AM	Are Investors Undervaluing Old Second Bancorp (OSBC) Right Now? (Zacks)
Apr-09-25 11:00AM	O2 Sponsor Finance provides Senior Secured Credit Facilities to Support RF Investment Partners in the recapitalization of Valley Vital Care (ACCESSWIRE)
Apr-01-25 10:57AM	LPLA to Buy Commonwealth Financial, Boost Wealth Management Offerings (Zacks)
Mar-28-25 08:34AM	Carlyle Secured Lending Announces Completion of Merger With CSL III (Zacks)
Mar-06-25 11:00AM	O2 Sponsor Finance Provides Senior Secured Credit Facilities to Support Branford Castle Partners' Acquisition of Hoffman Engineering (ACCESSWIRE)
Feb-27-25 11:00AM	O2 Sponsor Finance Provides Senior Secured Credit Facilities to Support Fort Point Capital in Its Acquisition of NewBold Corporation (ACCESSWIRE)
Feb-25-25 06:25PM	KBRA Comments on Old Second Bancorp, Inc.'s Proposed Acquisition of Bancorp Financial, Inc. (Business Wire)
07:15AM	Old Second and Evergreen Bank Group Announce Strategic Combination (ACCESS Newswire)
Feb-20-25 11:00AM	O2 Sponsor Finance Provides Senior Secured Credit Facilities to Support Mangrove Equity Partners Acquisition of A&R Sealcoating (ACCESSWIRE)
Jan-22-25 06:30PM	Old Second Bancorp (OSBC) Reports Q4 Earnings: What Key Metrics Have to Say (Zacks)
05:40PM	Old Second Bancorp (OSBC) Misses Q4 Earnings Estimates (Zacks)
04:47PM	Old Second Bancorp: Q4 Earnings Snapshot (Associated Press Finance)
04:35PM	Old Second Bancorp, Inc. Reports Fourth Quarter 2024 Net Income of $19.1 Million, or $0.42 per Diluted Share (ACCESSWIRE)
Jan-20-25 09:40AM	Is Old Second Bancorp (OSBC) Stock Undervalued Right Now? (Zacks)
09:15AM	Unveiling Old Second Bancorp (OSBC) Q4 Outlook: Wall Street Estimates for Key Metrics (Zacks)
Jan-01-25 09:40AM	Should Value Investors Buy Old Second Bancorp (OSBC) Stock? (Zacks)
Dec-06-24 06:10PM	Old Second Bancorp, Inc. Announces Completion of Chicagoland Branch Transaction (ACCESSWIRE)
Oct-18-24 07:00PM	Old Second Bancorp Inc (OSBC) Q3 2024 Earnings Call Highlights: Strong Net Income and Dividend ... (GuruFocus.com)
Oct-16-24 06:00PM	Here's What Key Metrics Tell Us About Old Second Bancorp (OSBC) Q3 Earnings (Zacks) +5.71%
05:20PM	Old Second Bancorp (OSBC) Q3 Earnings and Revenues Beat Estimates (Zacks)
04:45PM	Old Second Bancorp, Inc. Reports Third Quarter 2024 Net Income of $23.0 Million, or $0.50 per Diluted Share (ACCESSWIRE)
04:18PM	Old Second Bancorp: Q3 Earnings Snapshot (Associated Press Finance)
Oct-11-24 09:15AM	Ahead of Old Second Bancorp (OSBC) Q3 Earnings: Get Ready With Wall Street Estimates for Key Metrics (Zacks)
Oct-09-24 03:04PM	Old Second Bancorp Inc (OSBC) Q2 2024 Earnings Call Highlights: Strong Capital Position and ... (GuruFocus.com)
10:00AM	Analysts Estimate Old Second Bancorp (OSBC) to Report a Decline in Earnings: What to Look Out for (Zacks)
Aug-27-24 09:05AM	Old Second Bancorp, Inc. and First Merchants Corporation Announce Transaction Involving Chicagoland Branch Operations (ACCESSWIRE)
Jul-17-24 06:30PM	Compared to Estimates, Old Second Bancorp (OSBC) Q2 Earnings: A Look at Key Metrics (Zacks)
05:45PM	Old Second Bancorp (OSBC) Misses Q2 Earnings Estimates (Zacks)
04:47PM	Old Second Bancorp: Q2 Earnings Snapshot (Associated Press Finance)
04:30PM	Old Second Bancorp, Inc. Reports Second Quarter 2024 Net Income of $21.9 Million, or $0.48 per Diluted Share (ACCESSWIRE)
Jul-12-24 09:15AM	Gear Up for Old Second Bancorp (OSBC) Q2 Earnings: Wall Street Estimates for Key Metrics (Zacks)
Jul-09-24 11:00AM	O2 Sponsor Finance Provides Senior Secured Credit Facilities to Support Encore Consumer Capital in its Acquisition of Chalet Desserts (ACCESSWIRE)
Jun-18-24 12:00PM	All You Need to Know About Old Second Bancorp (OSBC) Rating Upgrade to Buy (Zacks)
09:40AM	Are Investors Undervaluing Old Second Bancorp (OSBC) Right Now? (Zacks)
Jun-17-24 11:00AM	O2 Sponsor Finance Hires Sean Maher as Vice President (ACCESSWIRE)
May-09-24 04:51PM	Old Second Bancorp Insider Sold Shares Worth $298,808, According to a Recent SEC Filing (MT Newswires)
Apr-22-24 08:45AM	Old Second Bancorp, Inc. (NASDAQ:OSBC) Q1 2024 Earnings Call Transcript (Insider Monkey)
Apr-17-24 09:53PM	OSBC Stock Earnings: Old Second Bancorp Beats EPS, Beats Revenue for Q1 2024 (InvestorPlace)
07:30PM	Old Second Bancorp (OSBC) Q1 Earnings: How Key Metrics Compare to Wall Street Estimates (Zacks)

Show Previous News

Insider Trading	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
COLLINS GARY S	VICE CHAIRMAN	Sep 23 '26	Sale	24.69	16,000	395,080	14,136	Sep 23 06:34 PM
COLLINS GARY S	Officer	Sep 23 '26	Proposed Sale	24.65	20,000	493,000		Sep 23 12:23 PM
COLLINS GARY S	VICE CHAIRMAN	Sep 04 '26	Sale	25.70	5,000	128,525	53,136	Sep 11 11:50 AM
MCLEAN HUGH H	Director	Sep 08 '26	Sale	25.63	25,000	640,768	135,351	Sep 08 05:17 PM
HUGH H. MCLEAN	Director	Sep 08 '26	Proposed Sale	25.68	25,000	641,912		Sep 08 03:21 PM
MCLEAN HUGH H	Director	Sep 03 '26	Sale	25.73	25,000	643,175	135,351	Sep 03 05:40 PM
Campbell Darin Patrick	President, Powersports Lending	Sep 02 '26	Sale	25.53	24,000	612,792	250,589	Sep 03 05:33 PM
Campbell Darin Patrick	Director	Sep 02 '26	Proposed Sale	25.64	24,000	615,360		Sep 02 04:00 PM
Eccher James	CHAIRMAN AND CEO	Aug 12 '26	Sale	25.61	19,313	494,701	303,399	Aug 13 10:47 AM
Eccher James	CHAIRMAN AND CEO	Aug 11 '26	Sale	25.46	55,687	1,417,763	322,712	Aug 12 04:52 PM
Eccher James	Officer	Aug 11 '26	Proposed Sale	25.32	75,000	1,899,000		Aug 11 10:51 AM
COLLINS GARY S	VICE CHAIRMAN	May 22 '26	Sale	21.12	5,120	108,134	58,136	May 26 04:53 PM
COLLINS GARY S	VICE CHAIRMAN	May 21 '26	Sale	21.12	10,000	211,200	63,256	May 21 05:35 PM
Lyons Billy J Jr.	Director	May 11 '26	Buy	20.90	24	502	20,097	May 12 09:29 AM
Pilmer Donald	EVP	May 11 '26	Sale	20.75	25,000	518,795	48,054	May 11 03:55 PM
COLLINS GARY S	VICE CHAIRMAN	May 08 '26	Sale	21.24	10,000	212,400	30,136	May 11 03:39 PM
COLLINS GARY S	VICE CHAIRMAN	May 08 '26	Sale	21.23	5,000	106,125	73,256	May 11 03:39 PM
COLLINS GARY S	VICE CHAIRMAN	Mar 20 '26	Sale	19.38	22,154	429,435	40,136	Mar 23 02:02 PM
Campbell Darin Patrick	President, Powersports Lending	Feb 18 '26	Sale	20.94	35,000	732,900	274,589	Feb 19 05:14 PM
Campbell Darin Patrick	President, Powersports Lending	Feb 13 '26	Sale	20.70	91	1,884	309,589	Feb 18 10:20 AM
Gartelmann Richard A JR	EVP	Feb 05 '26	Sale	20.98	2,000	41,950	24,874	Feb 05 12:15 PM
Ladowicz John	Director	Jan 15 '26	Sale	20.95	4,762	99,756	144,892	Jan 16 01:54 PM
Ladowicz John	Director	Dec 09 '25	Sale	20.00	12,500	250,000	149,654	Dec 09 12:30 PM
Ladowicz John	Director	Nov 26 '25	Sale	19.01	13,150	249,991	162,154	Nov 26 04:57 PM
Campbell Darin Patrick	President, Powersports Lending	Oct 31 '25	Sale	17.89	31,159	557,313	0	Nov 07 10:06 AM
Campbell Darin Patrick	President, Powersports Lending	Oct 30 '25	Sale	18.27	26,406	482,329	31,159	Nov 07 10:06 AM

Old Second Bancorp, Inc. is a bank holding company. It engages in the provision of traditional retail and commercial banking services through its wholly owned subsidiaries. Its services includes personal banking, loans, business banking, and wealth management. The firm operates through the community banking segment. The company was founded in 1981 and is headquartered in Aurora, IL.

PresidentMr. James L. Eccher

Executive VPMr. Bradley S. Adams

DirectorMr. Darin P. Campbell

Executive VP & Chief Lending OfficerMr. Donald J. Pilmer

Shareholder Relations ManagerMs. Shirley Cantrell

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OSBC

Old Second Bancorporation Inc

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