PROV

Provident Financial Holdings Inc

18.20

Oct 21 • 3:59 PM ET +0.06 (0.33%)

18.20

Aftermarket • 4:15 PM ET 0.00 (0.00%)

Financial Banks - Regional USA Micro NASD

Peers: BYFC RVSB SFBC TSBK FNWB SSBI FNRN OVLY BSRR PBAM

| Held by: VTI DFSV DFAT DFAS DFMC VXF BSVO DFAC IWC DCOR

Scroll to Statements

Index	-
Market Cap	113.45M
Enterprise Value	-
Income	6.66M
Sales	59.68M
Book/sh	20.15
Cash/sh	-
Dividend Est.	0.56 (3.08%)
Dividend TTM	0.56 (3.08%)
Dividend Ex-Date	Aug 13, 2026
Dividend Gr. 3/5Y	0.00% 0.00%
Payout	54.55%
Employees	158
IPO	Jun 28, 1996

P/E	17.70
Forward P/E	14.33
PEG	-
P/S	1.90
P/B	0.90
P/C	-
P/FCF	13.29
EV/EBITDA	-
EV/Sales	-
Quick Ratio	-
Current Ratio	0.07
Debt/Eq	1.26
LT Debt/Eq	0.37
Option/Short	No / Yes

EPS (ttm)	1.03
EPS next Y	1.27
EPS next Q	0.32
EPS this Y	30.58%
EPS next Y	-5.58%
EPS next 5Y	-
EPS past 3/5Y	-4.93% 0.47%
Sales past 3/5Y	5.99% 8.43%
EPS Y/Y TTM	11.59%
Sales Y/Y TTM	-0.79%
EPS Q/Q	41.08%
Sales Q/Q	1.58%
Earnings	Jul 28 BMO
EPS/Sales Surpr.	20.69% 5.94%

Insider Own	21.63%
Insider Trans	-0.57%
Inst Own	50.76%
Inst Trans	-0.86%
ROA	0.54%
ROE	5.22%
ROIC	3.85%
Gross Margin	-
Oper. Margin	16.15%
Profit Margin	11.15%
SMA20	-0.19%
SMA50	-0.58%
SMA200	6.21%
Trades

Shs Outstand	6.26M
Shs Float	4.89M
Short Float	0.41%
Short Ratio	1.40
Short Interest	0.02M
52W High	18.99 -4.16%
52W Low	14.95 21.74%
Volatility	0.67% 1.29%
ATR (14)	0.22
RSI (14)	47.69
Beta	0.32
Rel Volume	0.44
Avg Volume	14.39K
Volume	6,401

Perf Week	0.28%
Perf Month	-1.99%
Perf Quarter	5.75%
Perf Half Y	6.87%
Perf YTD	14.39%
Perf Year	16.59%
Perf 3Y	45.60%
Perf 5Y	8.98%
Perf 10Y	-7.66%
Recom	3.00
Target Price	18.50
Prev Close	18.14
Price	18.20
Change %	0.33%

Date	Action	Analyst	Rating Change	Price Target Change
Jun-26-26	Resumed	Piper Sandler	Neutral	$17
Jul-14-25	Resumed	Piper Sandler	Neutral	$16.50
Feb-01-21	Downgrade	Hovde Group	Outperform → Market Perform	$17
Jan-29-21	Downgrade	Janney	Buy → Neutral
May-05-20	Upgrade	Piper Sandler	Neutral → Overweight	$16
Feb-11-20	Resumed	Piper Sandler	Neutral	$23
Jan-29-20	Upgrade	Janney	Neutral → Buy	$24.50
May-01-19	Downgrade	FIG Partners	Outperform → Market Perform
Mar-20-19	Upgrade	Hovde Group	Market Perform → Outperform	$19 → $23
Feb-05-19	Upgrade	FIG Partners	Market Perform → Outperform	$21
Apr-11-17	Initiated	Hovde Group	Market Perform	$20
Dec-17-15	Downgrade	Sandler O'Neill	Buy → Hold
Apr-30-15	Downgrade	Compass Point	Buy → Neutral	$17 → $18
Apr-25-13	Upgrade	Compass Point	Neutral → Buy	$16 → $18
Nov-06-12	Downgrade	Compass Point	Buy → Neutral	$14 → $15.50
May-04-11	Reiterated	Compass Point	Buy	$10 → $12
Jan-24-07	Reiterated	Friedman Billings	Mkt Perform	$32 → $31

Show Previous Ratings

Oct-20-26 06:42PM	Provident Financial Holdings Faces Margin Test As Earnings Bar Rises Despite Flat Loan Book (Earnings Whispers)
11:46AM	Provident Financial Holdings, Inc. To Host Earnings Release Conference Call (GlobeNewswire)
Oct-01-26 12:48PM	Provident Bank Named One of America's Greatest Mid-Market Companies for 2026 by Newsweek (GlobeNewswire)
Aug-05-26 09:00PM	Provident Financial Holdings Inc (PROV) (Q4 2026) Earnings Call Highlights: Net Interest Margin ... (GuruFocus.com)
Jul-29-26 08:30AM	Provident Financial Holdings, Inc. Q4 2026 Earnings Call Summary (Moby)
09:55AM	Loading…
Jul-28-26 09:55AM	Earnings To Watch: Provident Financial Holdings Inc (PROV) Q4 2026 -- GF Value Sees 8% Downside (GuruFocus.com)
06:18AM	Provident Financial: Fiscal Q4 Earnings Snapshot (Associated Press)
06:00AM	Provident Financial Holdings Reports Fourth Quarter And Fiscal 2026 Results (GlobeNewswire)
Jul-27-26 09:33AM	Provident Financial Holdings Inc (PROV) Q4 2026 Earnings Report Preview: What To Look For (GuruFocus.com)
Jul-23-26 07:44PM	Provident Financial Holdings Announces Quarterly Cash Dividend (GlobeNewswire)
Jul-21-26 01:22PM	Provident Financial Holdings, Inc. To Host Earnings Release Conference Call (GlobeNewswire)
Apr-30-26 11:00AM	Provident Bank Celebrates 70 Years of Community Impact with Over $984,000 Donated to Local Nonprofits Since 2006 Through Its Community Partnership Program (GlobeNewswire)
Apr-28-26 09:28AM	Provident Financial Holdings Inc (PROV) Q3 2026 Earnings Report Preview: What to Expect (GuruFocus.com)
06:07AM	Provident Financial: Fiscal Q3 Earnings Snapshot (Associated Press)
06:00AM	Provident Financial Holdings Reports Third Quarter of Fiscal 2026 Results (GlobeNewswire)
09:22AM	Loading…
Apr-27-26 09:22AM	Earnings To Watch: Provident Financial Holdings Inc (PROV) Reports Q3 2026 Result (GuruFocus.com)
Apr-23-26 07:19PM	Provident Financial Holdings Announces Quarterly Cash Dividend (GlobeNewswire)
Apr-21-26 04:16PM	Provident Financial Holdings, Inc. To Host Earnings Release Conference Call (GlobeNewswire)
Jan-28-26 08:00PM	Provident Financial Q2 Earnings Call Highlights (MarketBeat)
06:01PM	Provident Financial Holdings Inc (PROV) Q2 2026 Earnings Call Highlights: Strong Loan ... (GuruFocus.com)
01:39PM	Provident Bank Named One of America's Best Regional Banks for 2026 by Newsweek (GlobeNewswire)
Jan-27-26 07:19AM	Provident Financial Holdings Inc (PROV) Q2 2026: Everything You Need To Know Ahead Of Earnings (GuruFocus.com)
06:09AM	Provident Financial: Fiscal Q2 Earnings Snapshot (Associated Press Finance)
06:00AM	Provident Financial Holdings Reports Second Quarter of Fiscal 2026 Results (GlobeNewswire)
Jan-26-26 07:18AM	Provident Financial Holdings Inc (PROV) Q2 2026 Earnings Report Preview: What to Expect (GuruFocus.com)
Jan-22-26 07:40PM	Provident Financial Holdings Announces New Stock Repurchase Plan (GlobeNewswire)
07:30PM	Provident Financial Holdings Announces Quarterly Cash Dividend (GlobeNewswire)
Jan-20-26 01:44PM	Provident Financial Holdings, Inc. To Host Earnings Release Conference Call (GlobeNewswire)
Nov-04-25 08:09PM	Provident Financial Holdings Inc (PROV) Q1 2026 Earnings Call Highlights: Navigating Loan ... (GuruFocus.com)
Oct-28-25 10:02AM	Provident Financial Holdings Inc (PROV) Q1 2026 Earnings Report Preview: What To Expect (GuruFocus.com)
09:30AM	Loading…
09:30AM	Provident Financial (PROV) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates (Zacks)
07:10AM	Provident Financial (PROV) Misses Q1 Earnings and Revenue Estimates (Zacks)
06:08AM	Provident Financial: Fiscal Q1 Earnings Snapshot (Associated Press Finance)
06:00AM	Provident Financial Holdings Reports First Quarter of Fiscal 2026 Results (GlobeNewswire)
Oct-23-25 06:12PM	Provident Financial Holdings Announces Quarterly Cash Dividend (GlobeNewswire)
Oct-21-25 04:06PM	Provident Financial Holdings, Inc. To Host Earnings Release Conference Call (GlobeNewswire)
Jul-30-25 03:15AM	Provident Financial Holdings Inc (PROV) Q4 2025 Earnings Call Highlights: Navigating Loan ... (GuruFocus.com)
Jul-28-25 09:39AM	What To Expect From Provident Financial Holdings Inc (PROV) Q4 2025 Earnings (GuruFocus.com)
09:30AM	Provident Financial (PROV) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates (Zacks)
07:10AM	Provident Financial (PROV) Misses Q4 Earnings and Revenue Estimates (Zacks)
06:10AM	Provident Financial: Fiscal Q4 Earnings Snapshot (Associated Press Finance)
06:00AM	Provident Financial Holdings Reports Fourth Quarter and Fiscal Year 2025 Results (GlobeNewswire)
Jul-25-25 09:26AM	Earnings To Watch: Provident Financial Holdings Inc (PROV) Reports Q4 2025 Result (GuruFocus.com)
Jul-24-25 07:14PM	Provident Financial Holdings Announces Quarterly Cash Dividend (GlobeNewswire)
09:10AM	Heritage Financial (HFWA) Q2 Earnings Beat Estimates (Zacks)
Jul-23-25 10:00AM	BankFinancial (BFIN) Earnings Expected to Grow: Should You Buy? (Zacks)
Jul-21-25 04:30PM	Provident Financial Holdings, Inc. To Host Earnings Release Conference Call (GlobeNewswire)
May-12-25 05:30PM	Provident Financial Holdings Announces CFO Appointment (GlobeNewswire)
Apr-30-25 07:00PM	Provident Financial Holdings Inc (PROV) Q3 2025 Earnings Call Highlights: Strong Earnings and ... (GuruFocus.com)
Apr-29-25 02:43PM	Provident Financial Holdings, Inc. (PROV) Q3 2025 Earnings Call Transcript (Seeking Alpha)
Apr-28-25 09:30AM	Provident Financial (PROV) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates (Zacks)
07:10AM	Provident Financial (PROV) Tops Q3 Earnings and Revenue Estimates (Zacks)
06:05AM	Provident Financial: Fiscal Q3 Earnings Snapshot (Associated Press Finance)
06:00AM	Provident Financial Holdings Reports Third Quarter of Fiscal Year 2025 Results (GlobeNewswire)
Apr-24-25 07:10PM	Provident Financial Holdings Announces Quarterly Cash Dividend (GlobeNewswire)
05:50PM	OceanFirst Financial (OCFC) Matches Q1 Earnings Estimates (Zacks)
Apr-21-25 12:40PM	Provident Financial Holdings, Inc. To Host Earnings Release Conference Call (GlobeNewswire)
Apr-15-25 04:30PM	Provident Bank's Community Partnership Program Donates Over $931,000 to Local Non-Profits Since 2006 (GlobeNewswire)
Jan-31-25 02:09AM	Provident Financial Holdings Inc (PROV) Q2 2025 Earnings Call Highlights: Navigating Interest ... (GuruFocus.com)
Jan-28-25 07:10AM	Provident Financial (PROV) Lags Q2 Earnings and Revenue Estimates (Zacks)
06:09AM	Provident Financial: Fiscal Q2 Earnings Snapshot (Associated Press Finance)
06:00AM	Provident Financial Holdings Reports Second Quarter of Fiscal Year 2025 Results (GlobeNewswire)
Jan-27-25 07:07AM	Provident Financial Holdings Inc (PROV) Q2 2025 Earnings Report Preview: What to Expect (GuruFocus.com)
Jan-23-25 07:27PM	Provident Financial Holdings Announces Quarterly Cash Dividend (GlobeNewswire)
07:20PM	Provident Financial Holdings Announces New Stock Repurchase Plan (GlobeNewswire)
Jan-21-25 01:12PM	Provident Financial Holdings, Inc. To Host Earnings Release Conference Call (GlobeNewswire)
Nov-08-24 12:00PM	All You Need to Know About Provident Financial (PROV) Rating Upgrade to Strong Buy (Zacks)
Oct-31-24 01:01PM	Provident Financial Holdings Inc (PROV) Q1 2025 Earnings Call Highlights: Strong Core ... (GuruFocus.com)
Oct-28-24 07:10AM	Provident Financial (PROV) Surpasses Q1 Earnings Estimates (Zacks)
06:04AM	Provident Financial: Fiscal Q1 Earnings Snapshot (Associated Press Finance)
06:00AM	Provident Financial Holdings Reports First Quarter of Fiscal Year 2025 Results (GlobeNewswire)
Oct-24-24 07:04PM	Provident Financial Holdings Announces Quarterly Cash Dividend (GlobeNewswire)
Oct-21-24 02:40PM	Provident Financial Holdings To Host Earnings Release Conference Call (GlobeNewswire)
Sep-26-24 06:57PM	Provident Financial Holdings Announces Extension of September 2023 Stock Repurchase Plan (GlobeNewswire)
Jul-29-24 07:15AM	Provident Financial (PROV) Q4 Earnings and Revenues Surpass Estimates (Zacks)
06:19AM	Provident Financial: Fiscal Q4 Earnings Snapshot (Associated Press Finance)
06:00AM	Provident Financial Holdings Reports Fourth Quarter and Fiscal Year 2024 Results (GlobeNewswire)
Jul-25-24 07:16PM	Provident Financial Holdings Announces Quarterly Cash Dividend (GlobeNewswire)
Jul-22-24 04:19PM	Provident Financial Holdings To Host Earnings Release Conference Call (GlobeNewswire)
May-01-24 09:15AM	Provident Financial Holdings, Inc. (NASDAQ:PROV) Q3 2024 Earnings Call Transcript (Insider Monkey)
Apr-30-24 07:16PM	Provident Bank's Community Partnership Program Donates Over $892,000 to Local Non-Profit Organizations Since 2006 (GlobeNewswire)
Apr-29-24 10:52AM	PROV Stock Earnings: Provident Finl Hldgs Misses EPS, Misses Revenue for Q3 2024 (InvestorPlace)
09:30AM	Compared to Estimates, Provident Financial (PROV) Q3 Earnings: A Look at Key Metrics (Zacks)
07:10AM	Provident Financial (PROV) Q3 Earnings and Revenues Miss Estimates (Zacks)
06:09AM	Provident Financial: Fiscal Q3 Earnings Snapshot (Associated Press Finance)
06:00AM	Provident Financial Holdings Reports Third Quarter Fiscal Year 2024 Results (GlobeNewswire)
Apr-25-24 07:15PM	Provident Financial Holdings Announces Quarterly Cash Dividend (GlobeNewswire)
Apr-22-24 02:32PM	Provident Financial Holdings To Host Earnings Release Conference Call (GlobeNewswire)
Feb-01-24 08:15AM	Provident Financial Holdings, Inc. (NASDAQ:PROV) Q2 2024 Earnings Call Transcript (Insider Monkey)
Jan-29-24 12:13PM	Provident Financial Holdings Inc Reports Mixed Fiscal Q2 Results Amid Economic Uncertainty (GuruFocus.com)
07:10AM	Provident Financial (PROV) Surpasses Q2 Earnings Estimates (Zacks)
06:08AM	Provident Financial: Fiscal Q2 Earnings Snapshot (Associated Press Finance)
06:00AM	Provident Financial Holdings Reports Second Quarter Fiscal Year 2024 Results (GlobeNewswire)
Jan-25-24 07:21PM	Provident Financial Holdings Announces Quarterly Cash Dividend (GlobeNewswire)
Jan-22-24 12:30PM	Provident Financial Holdings To Host Earnings Release Conference Call (GlobeNewswire)
Dec-01-23 04:30PM	Provident Financial Holdings Announces CFO Succession (GlobeNewswire)
Oct-27-23 02:10PM	Provident Financial Holdings, Inc. (NASDAQ:PROV) Q1 2024 Earnings Call Transcript (Insider Monkey)
Oct-26-23 06:30PM	Provident Financial Holdings Announces Quarterly Cash Dividend (GlobeNewswire)
Oct-25-23 06:14PM	Provident Financial Holdings Inc (PROV) Reports Q1 Fiscal Year 2024 Results (GuruFocus.com)
04:54PM	Provident Financial Holdings Announces CEO Succession (GlobeNewswire)

Show Previous News

Insider Trading	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
Webb Matthew	Director	Jul 30 '26	Option Exercise	12.09	7,000	84,630	8,000	Jul 31 11:43 AM
Weiant David	Senior Vice President	Jun 10 '26	Sale	17.12	2,732	46,772	6,175	Jun 10 02:01 PM
Weiant David	Senior Vice President	Jun 08 '26	Sale	17.00	1,012	17,204	8,907	Jun 09 04:26 PM
Weiant David	Senior Vice President	Jun 04 '26	Sale	17.10	1,000	17,100	9,919	Jun 05 10:53 AM
Weiant David	Senior Vice President	Jun 01 '26	Sale	16.92	3,000	50,760	10,919	Jun 02 03:16 PM
Wertz Gwendolyn	Senior Vice President	Nov 12 '25	Sale	15.64	4,800	75,072	20,537	Nov 13 01:58 PM

Provident Financial Holdings, Inc. engages in the provision of banking and financial services. Its services include commercial and consumer lending, deposit products, loan servicing, and wealth management services. The company was founded on January 10, 1996 and is headquartered in Riverside, CA.

PresidentMr. Donavon P. Ternes

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PROV

Provident Financial Holdings Inc

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