SMBK

SmartFinancial, Inc. is a holding company, which engages in the provision of commercial banking services through SmartBank. It operates through the following portfolio segments: Commercial Real Estate-Non-Owner Occupied, Consumer Real Estate-Owner Occupied, Consumer Real Estate, Construction & Land Development, Commercial & Industrial, Leases, and Consumer and Other. The Commercial Real Estate-Non-Owner Occupied segment includes loans for income-producing properties such as apartment buildings, office and industrial buildings, and retail shopping centers. The Consumer Real Estate-Owner Occupied segment includes loans to operating businesses where the owner occupies the property. The Consumer Real Estate segment consists of real estate loans such as home equity lines. The Construction & Land Development segment focuses on credit to real estate developers or investors. The Commercial & Industrial segment provides commercial and financial loans. The Leases segment includes leases to small and mid-size companies for equipment financing leases. The Consumer & Other segment provides direct consumer installment loans, overdrafts, and other revolving credit and educational loans. The company was founded on September 19, 1983 and is headquartered in Knoxville, TN.