EFX

Equifax Inc

175.57

Oct 21 • 3:59 PM ET -0.97 (-0.55%)

175.57

Aftermarket • 7:30 PM ET 0.00 (0.00%)

Industrials Consulting Services USA Large NYSE

Oct 20, 1:30 PMEquifax beats Q3 2026 estimates, trims mortgage and revenue outlook, sees >$1B 2026 free cash flow for Círculo deal, buybacks

Peers: VRSK TRU FICO RELX FA TRI MCO SPGI FDS CSGP

| Held by: VTI VOO VO IVV SPY RSP VTV VOT XLI IWR

Scroll to Statements

Index	S&P 500
Market Cap	20.63B
Enterprise Value	25.78B
Income	742.90M
Sales	6.59B
Book/sh	38.20
Cash/sh	1.64
Dividend Est.	2.24 (1.27%)
Dividend TTM	2.18 (1.24%)
Dividend Ex-Date	Aug 31, 2026
Dividend Gr. 3/5Y	6.61% 3.91%
Payout	35.52%
Employees	15000
IPO	May 11, 1971

P/E	28.35
Forward P/E	18.14
PEG	1.25
P/S	3.13
P/B	4.60
P/C	106.93
P/FCF	18.68
EV/EBITDA	12.90
EV/Sales	3.91
Quick Ratio	1.09
Current Ratio	1.09
Debt/Eq	1.16
LT Debt/Eq	1.13
Option/Short	Yes / Yes

EPS (ttm)	6.19
EPS next Y	9.68
EPS next Q	2.13
EPS this Y	11.18%
EPS next Y	13.79%
EPS next 5Y	14.57%
EPS past 3/5Y	-1.96% 4.67%
Sales past 3/5Y	5.85% 8.04%
EPS Y/Y TTM	17.21%
Sales Y/Y TTM	10.92%
EPS Q/Q	38.86%
Sales Q/Q	9.55%
Earnings	Oct 20 BMO
EPS/Sales Surpr.	2.84% 0.26%

Insider Own	0.78%
Insider Trans	-8.58%
Inst Own	102.59%
Inst Trans	-1.67%
ROA	6.25%
ROE	15.79%
ROIC	7.80%
Gross Margin	43.78%
Oper. Margin	18.83%
Profit Margin	11.27%
SMA20	17.07%
SMA50	5.20%
SMA200	-1.52%
Trades

Shs Outstand	117.10M
Shs Float	116.56M
Short Float	4.48%
Short Ratio	3.11
Short Interest	5.22M
52W High	238.94 -26.52%
52W Low	137.01 28.14%
Volatility	4.16% 3.35%
ATR (14)	6.00
RSI (14)	69.00
Beta	1.33
Rel Volume	1.51
Avg Volume	1.68M
Volume	2,536,041

Perf Week	16.77%
Perf Month	9.88%
Perf Quarter	5.31%
Perf Half Y	-1.73%
Perf YTD	-19.08%
Perf Year	-23.64%
Perf 3Y	-0.45%
Perf 5Y	-31.28%
Perf 10Y	35.30%
Recom	1.79
Target Price	197.43
Prev Close	176.54
Price	175.57
Change %	-0.55%

Date	Action	Analyst	Rating Change	Price Target Change
Oct-16-26	Downgrade	Oppenheimer	Outperform → Perform
Sep-08-26	Upgrade	BNP Paribas Exane	Neutral → Outperform	$245
Aug-21-26	Upgrade	Rothschild & Co Redburn	Neutral → Buy	$235
Apr-16-26	Initiated	Mizuho	Outperform	$222
Feb-17-26	Resumed	BofA Securities	Buy	$250
Oct-13-25	Initiated	Oppenheimer	Outperform	$271
Oct-01-25	Initiated	Seaport Research Partners	Neutral
Jul-10-25	Initiated	BMO Capital Markets	Market Perform	$280
Jun-23-25	Downgrade	BofA Securities	Buy → Neutral	$285
Apr-10-25	Resumed	BofA Securities	Buy	$280
Apr-04-25	Downgrade	Barclays	Overweight → Equal Weight	$260
Mar-20-25	Upgrade	RBC Capital Mkts	Sector Perform → Outperform	$300
Mar-14-25	Downgrade	Exane BNP Paribas	Outperform → Neutral	$265
Feb-11-25	Downgrade	Argus	Buy → Hold
Dec-16-24	Upgrade	Exane BNP Paribas	Neutral → Outperform	$305
Dec-12-24	Upgrade	Morgan Stanley	Equal-Weight → Overweight	$275 → $320
Dec-12-24	Downgrade	Wolfe Research	Outperform → Peer Perform
Oct-01-24	Initiated	UBS	Buy	$360
Sep-19-24	Upgrade	Exane BNP Paribas	Underperform → Neutral	$310
Aug-13-24	Initiated	Wells Fargo	Overweight	$340

Show Previous Ratings

Today 07:08AM	Outside Big Tech, Tuesday's Earnings Winners Jumped as Much as 11% (PR Newswire)
Oct-20-26 06:34PM	Equifax Beats As Margins And Diversified Markets Outrun A Mortgage Slump, But A Lower Guide Signals A Sharp Q4 Slowdown (Earnings Whispers) +11.33%
04:30PM	Equifax Inc. stock outperforms competitors on strong trading day (MarketWatch)
04:25PM	How major US stock indexes fared Tuesday 10/20/2026 (Associated Press)
01:19PM	Equifax Inc. Q3 2026 Earnings Call Summary (Moby)
07:03AM	Loading…
07:03AM	Equifax Shares Decline 1% Premarket as Q4 Guidance Falls Below Estimates Despite Q3 Earnings Beat (InvestorsHub)
06:52AM	Equifax Stock Rises as Mortgage Revenue Jumps 15% Even as Mortgage Market Weakens (Barrons.com)
06:38AM	Equifax: Q3 Earnings Snapshot (Associated Press)
06:30AM	Equifax Delivers Strong 10% Revenue Growth in Third Quarter 2026 Driven by 8% Diversified Markets Revenue Growth Despite Challenging U.S. Mortgage Market; Returns $158 Million Cash to Shareholders (PR Newswire)
Oct-16-26 09:38AM	Workday downgraded, Fox Corp. upgraded: Wall Street's top analyst calls (The Fly)
07:45AM	Equifax expands access to cash flow data solutions for confident decisioning (PR Newswire)
Oct-15-26 06:52PM	Is Autodesk Still The Best Way To Own Faster Software Growth? (Trefis) +7.25%
04:30PM	Equifax Inc. stock outperforms competitors on strong trading day (MarketWatch)
Oct-13-26 08:03PM	Should You Sell Your Fair Isaac Stock Now? (Trefis)
07:45AM	Equifax announces Mortgage Ultimate with adaptive automation for seamless, expansive verification coverage (PR Newswire)
04:45PM	Loading…
Oct-08-26 04:45PM	Equifax Mortgage Score Select Supports Dual Score Approach (PR Newswire)
04:40PM	Equifax Reports Accelerated Adoption of VantageScore 4.0 Across the Mortgage Industry (PR Newswire)
Oct-07-26 09:38AM	Does A 15% Job Cut Materially Alter Fair Isaac's Margin Outlook? (Trefis)
Oct-06-26 07:45AM	Equifax Announces Earnings Release Date and Conference Call for Third Quarter 2026 Results (PR Newswire)
Oct-02-26 07:42PM	You could get a payment from Equifax's $100M settlement (USA TODAY)
10:21AM	What Does Fair Isaac Offer That Cadence Does Not? (Trefis)
Sep-30-26 03:54PM	How Big Could Fair Isaac Stock's Next Fall Be? (Trefis)
11:23AM	Is Fair Isaac Stock Worth More Than Its Competitors? (Trefis)
11:17AM	Which Gives You More Of Hard-To-Replace Software, PTC Or Fair Isaac? (Trefis)
Sep-29-26 10:28AM	Fair Isaac stock plunges 20% after Fannie and Freddie open door to FICO credit score rival (Yahoo Finance)
10:00AM	FICO stock drops 20%: Analysts break down the impact of FHFAs single pricing grid (Investing.com)
09:10AM	The US Moves to End FICOs Mortgage Scoring Monopoly. The Stock Is Tumbling (Investopedia)
06:00AM	Credit Card Application Fraud Climbs as Identity Thieves Disproportionately Target Canadians Aged 56 to 65 (GlobeNewswire)
Sep-28-26 07:45AM	Equifax Second Quarter 2026 Market Pulse Index Report Sees First Pause in K-Shaped Economic Widening in Three Years (PR Newswire)
Sep-25-26 04:30PM	Gen Digital Inc. stock underperforms Friday when compared to competitors (MarketWatch)
07:40AM	Loading…
Sep-23-26 07:40AM	Equifax launches two new intelligence solutions to help businesses mitigate automated fraud (PR Newswire)
Sep-22-26 04:30PM	Gen Digital Inc. stock underperforms Tuesday when compared to competitors (MarketWatch)
04:20PM	Equifax introduces Healthcare Report Credential ID (PR Newswire)
Sep-15-26 08:23PM	Autodesk Or Fair Isaac: Which One Earns Its Growth Without Buying It? (Trefis)
Sep-14-26 06:00AM	Canadian Businesses Carrying More Debt As Tariffs and Payment Stress Deepens (GlobeNewswire)
Sep-04-26 03:48PM	Bill Pulte Instructs Fannie and Freddie to Approve VantageScore in Blow to FICO Scores (Barrons.com) -6.37%
03:12PM	FICO Stock Falls 16% After Pulte Ends Its Mortgage Monopoly (GuruFocus.com)
11:07AM	Trump Housing Chief Restarts Battle With the Credit-Score Industry (The Wall Street Journal)
09:01AM	Equifax, TransUnion, Experian Stocks Fall After Pulte Says Credit Firms Are Overcharging (Barrons.com)
Sep-03-26 04:30PM	S&P Global Inc. stock outperforms competitors on strong trading day (MarketWatch)
10:00AM	The CFPB Has New Rules for You to Make Complaints (Kiplinger)
09:31AM	September 2026 Class Action Settlements Involve Disney, Tesla and Equifax (The Penny Hoarder)
Aug-31-26 07:06AM	Equifax Inc's Dividend Analysis (GuruFocus.com)
Aug-27-26 03:06PM	Just received a settlement? Here are 5 smart ways to use the money. (Yahoo Personal Finance)
Aug-26-26 03:40PM	Equifax Agrees to $100 Million Settlement Over Credit Score Error: Are You Eligible for a Payment? (Kiplinger)
Aug-24-26 12:20PM	Equifax agrees to $100 million settlement over credit score errors: What happens next (Yahoo Personal Finance)
05:45AM	Non-Mortgage Delinquency Growth Slows in Second Quarter, but Ontario Homeowners Remain Under Pressure (GlobeNewswire)
Aug-21-26 09:38AM	Nvidia initiated, Teradyne downgraded: Wall Street's top analyst calls (The Fly)
Aug-19-26 12:45PM	Equifax Board of Directors Declares Quarterly Dividend (PR Newswire) +5.64%
Aug-17-26 04:20PM	Equifax Announces Participation in Upcoming Investor Conferences (PR Newswire)
Aug-11-26 04:20PM	Equifax National Market Pulse Data Shows U.S. Consumer Top-Line Debt Stabilizing at $18.25 Trillion in Q2 2026 With Delinquencies Improving Across Categories (PR Newswire)
Aug-06-26 05:30AM	Equifax Canada Survey Shows One in Four Canadians Expect to Make Only Minimum Credit Card Payments (GlobeNewswire)
Aug-05-26 05:19PM	Some Equifax Customers Have Less Than a Month to Claim Part of a $2.2 Million SettlementHeres Who Qualifies (Investopedia)
Jul-31-26 12:34PM	You could be owed money in Equifax's $2.2M settlement (USA TODAY)
Jul-30-26 09:00AM	Equifax's $2.2 million credit reporting settlement: Who qualifies (Yahoo Personal Finance) -5.84%
09:00AM	Equifax 'duplicate collection account' class-action settlement: Who qualifies (Yahoo Personal Finance)
Jul-29-26 07:45AM	Equifax Survey: Three in Four HR Professionals Report Challenges with Fabricated and Misleading Candidate Information (PR Newswire)
Jul-21-26 05:01PM	Equifax Inc (EFX) Q2 2026 Earnings Call Highlights: Strong Revenue Growth and Strategic ... (GuruFocus.com)
07:20AM	Equifax shares fall after weaker outlook overshadows second-quarter earnings beat (EFX) (InvestorsHub)
06:38AM	Equifax: Q2 Earnings Snapshot (Associated Press)
06:30AM	Equifax Delivers Strong 11% Growth in Second Quarter 2026 Revenue; Signs Agreement to Acquire Circulo de Credito; Doubling AI-Driven Cost Reduction Target To $150 Million; Returns $366 Million Cash to Shareholders (PR Newswire)
Jul-09-26 08:30AM	Integrated Quantum Technologies Provides Shareholder Update and Announces Corporate Name Change (TMX Newsfile)
Jul-08-26 07:45AM	Equifax Market Pulse Index Report Highlights Growing Pressure on the U.S. Middle Class (PR Newswire)
Jul-07-26 04:20PM	Equifax Announces Earnings Release Date and Conference Call for Second Quarter 2026 Results (PR Newswire)
06:30AM	Equifax Announces Definitive Agreement to Acquire Circulo de Credito in Mexico (PR Newswire)
Jul-06-26 09:47AM	Okta upgraded, Datadog downgraded: Wall Street's top analyst calls (The Fly)
Jul-01-26 04:30PM	S&P Global Inc. stock outperforms competitors on strong trading day (MarketWatch) +6.10%
Jun-30-26 07:45AM	Equifax Expands Strategic Patent Portfolio in First Half of 2026 (PR Newswire)
Jun-17-26 08:00AM	Gen Z needs to build credit to start adulting - but half say they can't get it. Here's how to start. (MarketWatch) -7.35%
07:30AM	Integrated Quantum Appoints Former Equifax VP of Engineering Gustin Prudner to Accelerate Commercialization of VEIL(TM) and Expand Its AI Infrastructure Portfolio (TMX Newsfile)
Jun-11-26 05:30AM	Equifax Canada introduces Credit Lock to empower Ontarians and help fight identity theft and fraud (GlobeNewswire)
Jun-09-26 06:00AM	Canadian Entrepreneurship Declines, Challenges Build As Companies Fall Behind with Lenders (GlobeNewswire)
Jun-02-26 01:00PM	GB Group PLC (FRA:0GB) Full Year 2026 Earnings Call Highlights: Strategic Partnerships and AI ... (GuruFocus.com)
Jun-01-26 04:30PM	Gen Digital Inc. stock outperforms competitors on strong trading day (MarketWatch)
May-29-26 04:30PM	Gen Digital Inc. stock underperforms Friday when compared to competitors despite daily gains (MarketWatch)
May-28-26 07:45AM	U.S. Consumer Debt Hits $18.19 Trillion in Q1 2026 (PR Newswire)
May-26-26 05:30AM	The Resilient North: Equifax Canada Data Shows Consumers Leaning on Financial Discipline to Offset Macroeconomic Conditions (GlobeNewswire)
May-20-26 07:45AM	Equifax and GBG Expand Global Partnership (PR Newswire)
May-11-26 06:26AM	Senators query credit bureaus on BNPL (Payments Dive)
May-08-26 04:30PM	Gen Digital Inc. stock outperforms competitors on strong trading day (MarketWatch)
May-07-26 01:10PM	Equifax Board of Directors Declares Quarterly Dividend (PR Newswire)
11:06AM	Credit Karma Opens Site for Americans Without Credit History (Bloomberg)
May-04-26 05:53PM	Here's what the growing gap between Americans with good and bad credit says about the economy (MarketWatch)
May-01-26 04:20PM	Equifax Announces Participation in Upcoming Investor Conferences (PR Newswire)
Apr-29-26 12:38PM	FICO Isn't Worried About VantageScore. Are Investors? (Barrons.com)
Apr-28-26 02:25PM	These 8 Services Stocks Are AI Winners, According to Goldman Sachs (Barrons.com)
Apr-25-26 10:00AM	Want the lowest mortgage rate you can get? Credit-scoring changes mean home buyers need a new strategy. (MarketWatch)
Apr-24-26 07:45AM	Equifax and Ataeva Partner to Launch Advanced Spend and Yield Tools for Financial Institutions (PR Newswire)
Apr-22-26 03:02AM	Equifax Inc (EFX) Q1 2026 Earnings Call Highlights: Strong Revenue Growth and Strategic Innovations (GuruFocus.com) -7.15%
Apr-21-26 12:46PM	Equifax Inc. Q1 2026 Earnings Call Summary (Moby)
12:43PM	Equifax Reports 14% Revenue Growth As Mortgage Surge Drives Results (GuruFocus.com)
09:50AM	Equifax posted record first-quarter revenue as U.S. mortgage demand surged (Quartz)
09:44AM	Equifax posts record Q1 revenue on U.S. mortgage surge (Quartz)
08:04AM	Equifax Earnings Beat Estimates. Why Iran War Prevented Better Guidance. (Barrons.com)
06:37AM	Equifax: Q1 Earnings Snapshot (Associated Press)
06:30AM	Equifax Delivers Record First Quarter Revenue - $37 Million Above Midpoint of February Guidance (PR Newswire)
Apr-17-26 06:00AM	Money secrets that can take you from debt to millionaire (Yahoo Finance Video)
Apr-15-26 06:00AM	First-Party Fraud Rises Amidst Economic Pressures (GlobeNewswire)
Apr-14-26 08:00PM	Equifax Inc: Jerome Dodson's Strategic Exit and Portfolio Adjustments (GuruFocus.com)
07:45AM	Equifax Introduces The Work Number Record Indicator for Auto or Personal Loans (PR Newswire)

Show Previous News

Insider Trading	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
GAMBLE JOHN W JR	EVP, CFO & COO	Sep 03 '26	Sale	187.96	4,500	845,820	69,055	Sep 08 04:07 PM
GAMBLE JOHN W JR	Officer	Sep 03 '26	Proposed Sale	187.96	4,500	845,820		Sep 03 11:29 AM
Begor Mark W	CEO	Jul 24 '26	Option Exercise	112.46	37,791	4,249,976	309,681	Jul 28 04:13 PM
Begor Mark W	CEO	Jul 24 '26	Sale	172.16	37,791	6,506,255	271,890	Jul 28 04:13 PM
Begor Mark W	Officer	Jul 24 '26	Proposed Sale	172.16	37,791	6,506,254		Jul 24 04:08 PM
Borton Chad M	EVP, Pres Workforce Solutions	May 07 '26	Sale	173.89	2,455	426,900	29,518	May 08 04:09 PM
Borton Chad M	Officer	May 07 '26	Proposed Sale	173.89	2,455	426,900		May 07 09:52 AM
GAMBLE JOHN W JR	EVP, CFO & COO	May 01 '26	Sale	176.54	3,500	617,890	73,464	May 05 04:09 PM
GAMBLE JOHN W JR	Officer	May 01 '26	Proposed Sale	176.54	3,500	617,890		May 01 02:15 PM
Begor Mark W	CEO	Apr 24 '26	Option Exercise	112.46	37,791	4,249,976	309,521	Apr 28 04:08 PM
Begor Mark W	CEO	Apr 24 '26	Sale	172.40	37,791	6,515,210	271,730	Apr 28 04:08 PM
Begor Mark W	Officer	Apr 24 '26	Proposed Sale	172.40	37,791	6,515,212		Apr 24 04:18 PM
GAMBLE JOHN W JR	EVP, CFO & COO	Feb 23 '26	Sale	195.72	4,500	880,740	58,921	Feb 25 04:41 PM
GAMBLE JOHN W JR	Officer	Feb 23 '26	Proposed Sale	195.72	4,500	880,740		Feb 23 09:54 AM
Mao Cecilia	EVP, Chief Product Officer	Feb 18 '26	Buy	193.72	2,400	464,928	10,623	Feb 19 04:22 PM
Borton Chad M	EVP, Pres Workforce Solutions	Feb 12 '26	Sale	191.50	2,535	485,452	17,340	Feb 17 04:11 PM
Begor Mark W	CEO	Feb 10 '26	Option Exercise	112.46	37,791	4,249,976	236,778	Feb 12 04:08 PM
Begor Mark W	CEO	Feb 10 '26	Sale	201.89	37,791	7,629,521	230,506	Feb 12 04:08 PM
Farshchi Jamil	EVP, Chief Technology Officer	Feb 10 '26	Option Exercise	191.44	6,213	1,189,417	45,624	Feb 12 04:08 PM
Farshchi Jamil	EVP, Chief Technology Officer	Feb 10 '26	Sale	195.81	6,213	1,216,568	41,036	Feb 12 04:08 PM
Farshchi Jamil	EVP, Chief Technology Officer	Feb 11 '26	Sale	199.87	1,167	233,248	39,869	Feb 12 04:08 PM
Borton Chad M	Officer	Feb 12 '26	Proposed Sale	191.50	2,535	485,452		Feb 12 10:04 AM
Farshchi Jamil	Officer	Feb 11 '26	Proposed Sale	199.87	1,167	233,248		Feb 11 09:56 AM
Farshchi Jamil	Officer	Feb 10 '26	Proposed Sale	195.81	6,213	1,216,568		Feb 10 10:33 AM
Begor Mark W	Officer	Feb 10 '26	Proposed Sale	195.81	37,791	7,399,856		Feb 10 09:43 AM
GAMBLE JOHN W JR	EVP, CFO & COO	Nov 20 '25	Sale	208.37	2,500	520,925	59,527	Nov 21 04:07 PM
GAMBLE JOHN W JR	Officer	Nov 20 '25	Proposed Sale	208.37	2,500	520,925		Nov 20 10:14 AM
Begor Mark W	CEO	Oct 27 '25	Option Exercise	191.44	27,959	5,352,471	170,940	Oct 29 04:09 PM
Begor Mark W	CEO	Oct 27 '25	Sale	231.10	27,959	6,461,350	142,934	Oct 29 04:09 PM
Begor Mark W	CEO	Oct 27 '25	Sale	231.12	21,386	4,942,761	22,045	Oct 29 04:09 PM
Farshchi Jamil	EVP, Chief Technology Officer	Oct 27 '25	Option Exercise	175.48	4,925	864,239	44,289	Oct 28 04:11 PM
Farshchi Jamil	EVP, Chief Technology Officer	Oct 27 '25	Sale	238.94	4,925	1,176,780	39,364	Oct 28 04:11 PM
Begor Mark W	Officer	Oct 27 '25	Proposed Sale	231.11	49,345	11,404,111		Oct 27 04:19 PM
Farshchi Jamil	Officer	Oct 27 '25	Proposed Sale	238.94	4,925	1,176,780		Oct 27 09:59 AM

Equifax, Inc. is a global data, analytics and technology company, which engages in providing information solutions for businesses, governments, and consumers. The firm offers human resources business process automation and outsourcing services for employers. It operates through the following segments: U.S. Information Solutions, Workforce Solutions, and International. The U.S. Information Solutions segment includes consumer and commercial information services, mortgage loan origination information, financial marketing services, and identity management. The Workforce Solutions segment covers employment, income, and social security number verification services as well as complementary payroll-based transaction and employment tax management services. The International segment offers information, technology, and services to support debt collections and recovery management in Canada, Europe, Latin America, and Asia Pacific. The company was founded by Cator Woolford and Guy Woolford in 1899 and is headquartered in Atlanta, GA.

CEO & DirectorMr. Mark W. Begor

Executive VPMr. John W. Gamble Jr.

Executive VP & CTOMr. Jamil Farshchi

Executive VP & Chief Legal OfficerMs. Julia A. Houston

Executive VP & President of Workforce SolutionsMr. Chad M. Borton

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EFX

Equifax Inc

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