PRAA

PRA Group Inc

12.92

Nov 06 • 3:59 PM ET -7.50 (-36.73%)

12.96

Aftermarket • 7:56 PM ET +0.04 (0.31%)

Financial Credit Services USA Small NASD

Nov 06, 8:31 PMQ3 EPS and revenue miss plunges PRA Group 37% as collections soften

Peers: ECPG JCAP WRLD CACC ATLC RM OMF NAVI ENVA CPSS

| Held by: AVUV VTI IWM VXF DFSV IWN DFAS VTWO SCHA FNDA

Scroll to Statements

Index	RUT
Market Cap	486.41M
Enterprise Value	4.31B
Income	157.55M
Sales	1.31B
Book/sh	27.75
Cash/sh	3.69
Dividend Est.	-
Dividend TTM	-
Dividend Ex-Date	May 07, 2007
Dividend Gr. 3/5Y	- -
Payout	-
Employees	2615
IPO	Nov 08, 2002

P/E	3.16
Forward P/E	5.07
PEG	-
P/S	0.37
P/B	0.47
P/C	3.50
P/FCF	-
EV/EBITDA	8.83
EV/Sales	3.30
Quick Ratio	27.91
Current Ratio	34.61
Debt/Eq	3.65
LT Debt/Eq	3.65
Option/Short	Yes / Yes

EPS (ttm)	4.09
EPS next Y	2.55
EPS next Q	0.59
EPS this Y	137.57%
EPS next Y	-12.87%
EPS next 5Y	-
EPS past 3/5Y	- -
Sales past 3/5Y	8.91% 3.40%
EPS Y/Y TTM	146.73%
Sales Y/Y TTM	7.78%
EPS Q/Q	103.74%
Sales Q/Q	-8.32%
Earnings	Nov 05 AMC
EPS/Sales Surpr.	-51.25% -6.88%

Insider Own	3.63%
Insider Trans	0.00%
Inst Own	93.58%
Inst Trans	-6.37%
ROA	3.08%
ROE	15.79%
ROIC	3.18%
Gross Margin	67.31%
Oper. Margin	36.57%
Profit Margin	12.06%
SMA20	-33.59%
SMA50	-33.91%
SMA200	-26.75%
Trades

Shs Outstand	38.45M
Shs Float	36.28M
Short Float	2.48%
Short Ratio	2.12
Short Interest	0.90M
52W High	22.55 -42.71%
52W Low	10.25 26.05%
Volatility	13.46% 5.92%
ATR (14)	1.42
RSI (14)	21.55
Beta	1.13
Rel Volume	4.16
Avg Volume	425.78K
Volume	1,772,984

Perf Week	-33.71%
Perf Month	-36.42%
Perf Quarter	-31.86%
Perf Half Y	-32.64%
Perf YTD	-26.96%
Perf Year	-5.42%
Perf 3Y	-10.77%
Perf 5Y	-72.33%
Perf 10Y	-58.19%
Recom	2.33
Target Price	26.00
Prev Close	20.42
Price	12.92
Change %	-36.73%

Consensus

Buy

Avg. Price Target

$26.00

Implied Upside

+101.2%

Analysts10incl. previous ratings

Rating Distribution2 Buy · 7 Hold · 1 Sell

Date	Action	Analyst	Rating Change	Price Target Change	Implied Upside
Jan 28, 2026	Downgrade	CCitizens JMP	Mkt Outperform → Mkt Perform
May 08, 2020	Upgrade	JJMP Securities	Mkt Perform → Mkt Outperform	$35	+170.9%
Apr 13, 2020	Upgrade	KKeefe Bruyette	Mkt Perform → Outperform	$35	+170.9%
Jan 03, 2019	Initiated	BBuckingham Research	Neutral
Feb 28, 2018	Upgrade	RRaymond James	Underperform → Mkt Perform
Nov 09, 2017	Upgrade	JJanney	Sell → Neutral
Oct 10, 2017	Downgrade	KKeefe Bruyette	Outperform → Mkt Perform
Oct 04, 2017	Downgrade	JJanney	Neutral → Sell
Sep 21, 2017	Downgrade	RRaymond James	Mkt Perform → Underperform
Nov 08, 2016	Downgrade	RRaymond James	Outperform → Mkt Perform
May 10, 2016	Downgrade	RRaymond James	Strong Buy → Outperform
Feb 26, 2016	Downgrade	JJMP Securities	Mkt Outperform → Mkt Perform
Nov 17, 2015	Upgrade	RRaymond James	Mkt Perform → Strong Buy	$47	+263.8%
May 11, 2015	Downgrade	MMacquarie	Outperform → Neutral
May 23, 2014	Upgrade	JJanney	Neutral → Buy
Apr 29, 2010	Upgrade	JJefferies	Underperform → Hold	$35 → $60	+364.4%
Feb 12, 2010	Upgrade	KKeefe Bruyette	Underperform → Mkt Perform	$35 → $43	+232.8%
Oct 30, 2009	Downgrade	KKeefe Bruyette	Mkt Perform → Underperform	$36 → $35	+170.9%
Apr 29, 2009	Reiterated	JJefferies & Co	Underperform	$19 → $22	+70.3%
Apr 29, 2009	Downgrade	DDavenport	Buy → Neutral

Nov-05-26 09:37PM	PRA Group Misses Badly As Cost Discipline Can't Offset A Softening Collections Engine And Fading Recovery Tailwind (Earnings Whispers) -36.73%
04:21PM	PRA Group: Q3 Earnings Snapshot (Associated Press)
04:05PM	PRA Group Reports Third Quarter 2026 Results (PR Newswire)
Nov-02-26 11:54AM	PRA Group Celebrates 30 Years of Business by Ringing Nasdaq Opening Bell (PR Newswire)
Oct-28-26 08:47PM	PRA Group Must Show Earnings Power Holds Up After Its One-Time European Windfall (Earnings Whispers)
08:30AM	Loading…
Oct-15-26 08:30AM	PRA Group to Announce Third Quarter 2026 Results on November 5 (PR Newswire)
Oct-06-26 01:03PM	Debt Collectors Are Taking More Consumers to Court-and Winning (Barrons.com)
Sep-29-26 05:16PM	PRA Group Announces Pricing of Offering of $400.0 Million of 8.500% Senior Notes due 2033 (PR Newswire)
08:15AM	PRA Group Announces Proposed Offering of $400.0 Million of Senior Notes due 2033 (PR Newswire)
Aug-20-26 04:05PM	PRA Group to Present at the 2026 Midwest IDEAS Conference on Wednesday, August 26 (PR Newswire) +5.10%
Aug-07-26 01:05AM	PRA Group Inc (PRAA) (Q2 2026) Earnings Call Highlights: Strategic ERC Boost and Cost Savings ... (GuruFocus.com) +9.04%
Aug-06-26 04:43PM	PRA Group: Q2 Earnings Snapshot (Associated Press) +5.58%
04:05PM	PRA Group Reports Second Quarter 2026 Results (PR Newswire)
Jul-23-26 04:05PM	PRA Group to Announce Second Quarter 2026 Results on August 6 (PR Newswire) +5.14%
Jun-05-26 07:25PM	Marvell Technology and Flex Set to Join S&P 500; Others to Join S&P MidCap 400 and S&P SmallCap 600 (PR Newswire) +6.45% -5.06%
04:21PM	Loading…
May-07-26 04:21PM	PRA Group: Q1 Earnings Snapshot (Associated Press) -8.14%
04:05PM	PRA Group Reports First Quarter 2026 Results (PR Newswire)
May-05-26 04:05PM	PRA Group Announces Amendment and Extension of European Credit Agreement (PR Newswire)
Apr-23-26 08:30AM	PRA Group to Announce First Quarter 2026 Results on May 7 (PR Newswire)
Mar-25-26 08:15AM	PRA Group and StepChange Unite Stakeholders in UK Parliament to Strengthen Financial Inclusion (PR Newswire)
Feb-27-26 01:00PM	PRA Group Q4 Earnings Beat Estimates on Strong Portfolio Income (Zacks) +24.31%
04:30AM	PRA Group Q4 Earnings Call Highlights (MarketBeat)
12:03AM	PRA Group Inc (PRAA) Q4 2025 Earnings Call Highlights: Record Cash Collections and Strategic IT ... (GuruFocus.com)
Feb-26-26 06:00PM	PRA Group (PRAA) Q4 Earnings and Revenues Beat Estimates (Zacks) +8.29%
05:01PM	PRA Group: Q4 Earnings Snapshot (Associated Press Finance)
04:05PM	PRA Group Reports Fourth Quarter and Full Year 2025 Results (PR Newswire)
Feb-25-26 09:44AM	Can Higher Cash Collections Boost PRA Group's Q4 Earnings? (Zacks) +8.13%
Feb-23-26 04:30PM	PRA Group to Announce Fourth Quarter and Full Year 2025 Results on February 26 (PR Newswire)
Feb-05-26 06:25PM	Strategy (MSTR) Reports Q4 Loss, Beats Revenue Estimates (Zacks)
Jan-30-26 10:00AM	PRA Group Announces Opening of Uptown Charlotte Office (PR Newswire)
05:55PM	Loading…
Jan-29-26 05:55PM	SB Financial Group, Inc. (SBFG) Q4 Earnings Beat Estimates (Zacks)
Jan-28-26 06:15PM	Alerus (ALRS) Q4 Earnings Top Estimates (Zacks) -18.06%
Jan-13-26 12:44PM	Gold.com (GOLD) Surges 9.8%: Is This an Indication of Further Gains? (Zacks)
Dec-31-25 10:55AM	Can FUTU's One-Stop Strategy Insulate Itself From Market Volatility? (Zacks)
Dec-19-25 08:55AM	Despite Fast-paced Momentum, PRA Group (PRAA) Is Still a Bargain Stock (Zacks)
Dec-18-25 11:43AM	5 Low Price-to-Sales Stocks Positioned for Strong Growth in 2026 (Zacks)
Dec-04-25 12:48PM	PRA Group Looks Like a Smart Buy Right Now With Tailwinds Building Up (Zacks)
05:09AM	Zacks.com featured highlights include Hamilton Insurance, Macy's, Cognizant Technology Solutions, PCB Bancorp and PRA (Zacks)
Dec-03-25 11:30AM	Why Is PRA Group (PRAA) Up 27.1% Since Last Earnings Report? (Zacks)
09:24AM	5 Undervalued Stocks With Low Price-to-Sales Ratios & Strong Momentum (Zacks)
Nov-26-25 09:55AM	Wall Street Analysts Think PRA Group (PRAA) Could Surge 41.95%: Read This Before Placing a Bet (Zacks)
Nov-24-25 09:40AM	Should Value Investors Buy PRA Group (PRAA) Stock? (Zacks)
Nov-20-25 04:43AM	Zacks.com featured highlights include Hamilton Insurance, Macy's, Cognizant, PCB Bancorp and PRA Group (Zacks) -5.93%
Nov-19-25 11:22AM	5 Value Stocks With Compelling Price-to-Sales Ratios & Growth Ahead (Zacks)
Nov-17-25 08:05AM	PRA Group to Participate in Upcoming Investor Events (PR Newswire)
Nov-13-25 12:00PM	PRA Group (PRAA) Upgraded to Strong Buy: Here's What You Should Know (Zacks)
10:00AM	Best Momentum Stocks to Buy for Nov. 13 (Zacks)
05:09AM	New Strong Buy Stocks for Nov. 13: PODD, PRAA, and More (Zacks)
04:31AM	Best Value Stocks to Buy for Nov. 13 (Zacks)
Nov-10-25 12:20PM	PRA Group Q3 Earnings Beat Estimates on Increasing Cash Collections (Zacks)
09:55AM	Wall Street Analysts Believe PRA Group (PRAA) Could Rally 53.69%: Here's is How to Trade (Zacks)
Nov-08-25 08:00PM	PRA Group Inc (PRAA) Q3 2025 Earnings Call Highlights: Navigating Challenges with Strategic ... (GuruFocus.com)
Nov-07-25 05:07AM	New Strong Buy Stocks for Nov. 7: BMRC, HSBC and More (Zacks) +7.94%
04:25AM	Best Value Stocks to Buy for Nov. 7 (Zacks)
Nov-05-25 09:40AM	Should Value Investors Buy PRA Group (PRAA) Stock? (Zacks)
Nov-03-25 05:55PM	PRA Group (PRAA) Q3 Earnings and Revenues Top Estimates (Zacks) +6.86% -10.99%
04:57PM	PRA Group: Q3 Earnings Snapshot (Associated Press Finance)
04:05PM	PRA Group Reports Third Quarter 2025 Results (PR Newswire)
Oct-31-25 09:29AM	PRA Group Inc (PRAA) Q3 2025: Everything You Need To Know Ahead Of Earnings (GuruFocus.com)
Oct-13-25 04:05PM	PRA Group to Announce Third Quarter 2025 Results on November 3 (PR Newswire) +5.14%
Sep-24-25 05:32PM	PRA Group Announces Pricing of Offering of 300 Million of 6.250% Senior Notes due 2032 (PR Newswire)
Sep-22-25 02:20AM	PRA Group Announces Proposed Offering of 300.0 Million of Senior Notes due 2032 (PR Newswire)
Sep-16-25 09:50AM	Why This 1 Momentum Stock Could Be a Great Addition to Your Portfolio (Zacks)
Sep-03-25 11:30AM	PRA Group (PRAA) Up 8.6% Since Last Earnings Report: Can It Continue? (Zacks)
Aug-29-25 09:50AM	PRA Group (PRAA) is a Top-Ranked Momentum Stock: Should You Buy? (Zacks)
Aug-13-25 09:50AM	Here's Why PRA Group (PRAA) is a Strong Momentum Stock (Zacks)
Aug-08-25 09:22AM	PRA Group Q2 Earnings Beat Estimates on Rising Cash Collections (Zacks)
Aug-04-25 05:55PM	PRA Group (PRAA) Q2 Earnings and Revenues Beat Estimates (Zacks)
04:58PM	PRA Group: Q2 Earnings Snapshot (Associated Press Finance)
04:05PM	PRA Group Reports Second Quarter 2025 Results (PR Newswire)
Jul-14-25 04:05PM	PRA Group to Announce Second Quarter 2025 Results on August 4 (PR Newswire)
Jul-13-25 12:27AM	Citizens JMP Slashes PT on PRA Group (PRAA) to $23, Keeps an Outperform Rating (Insider Monkey)
Jun-26-25 12:12PM	An IPO from a collections company offers a fresh way to profit as consumers struggle (MarketWatch)
Jun-25-25 10:09PM	Jefferson Capital, existing shareholders raise $150 million in US IPO (Reuters)
Jun-18-25 04:41PM	Experienced Leader Owen James Promoted to President of PRA Group Europe (PR Newswire)
Jun-04-25 11:30AM	PRA Group (PRAA) Up 6.3% Since Last Earnings Report: Can It Continue? (Zacks)
May-08-25 12:37PM	PRA Group's Q1 Earnings Miss Estimates on Rising Legal Collection Costs (Zacks)
May-06-25 07:25AM	Q1 2025 PRA Group Inc Earnings Call (Thomson Reuters StreetEvents) -29.32%
03:08AM	PRA Group Inc (PRAA) Q1 2025 Earnings Call Highlights: Record Collections and Strategic Growth ... (GuruFocus.com)
May-05-25 10:15PM	PRA Group, Inc. (PRAA) Q1 2025 Earnings Call Transcript (Seeking Alpha)
05:35PM	PRA Group (PRAA) Lags Q1 Earnings and Revenue Estimates (Zacks)
04:35PM	PRA Group: Q1 Earnings Snapshot (Associated Press Finance)
04:05PM	PRA Group Reports First Quarter 2025 Results (PR Newswire)
May-02-25 09:29AM	PRA Group Inc (PRAA) Q1 2025 Earnings Report Preview: What To Look For (GuruFocus.com)
May-01-25 08:45AM	Acadian Asset Management (AAMI) Q1 Earnings Meet Estimates (Zacks)
Apr-29-25 08:15AM	SoFi Technologies, Inc. (SOFI) Tops Q1 Earnings and Revenue Estimates (Zacks)
Apr-21-25 04:05PM	PRA Group to Announce First Quarter 2025 Results on May 5 (PR Newswire)
09:12AM	Zacks.com featured highlights include Standard Motor Products, PRA Group, MRC Global, Gibraltar Industries and Edison International (Zacks)
Apr-17-25 06:50AM	5 Value Stocks With Enticing EV-to-EBITDA Ratios to Own Now (Zacks)
Apr-16-25 07:34AM	5 Bargain Picks With Low Price-to-Sales Ratios & High Upside Potential (Zacks)
Apr-09-25 05:17AM	New Strong Buy Stocks for April 9th (Zacks) +11.08%
Apr-08-25 11:56AM	Why PRA Group Can Be a Smart Addition to Your Portfolio (Zacks) -9.42%
Apr-07-25 04:05PM	PRA Group Announces Leadership Succession Plan (PR Newswire) -6.37%
Apr-03-25 10:20AM	Zacks.com featured highlights include HighPeak Energy, BJ's Restaurants, PRA, AZZ and ADT (Zacks) -6.69%
Apr-02-25 09:09AM	5 Stocks With Low Price-to-Sales Ratios Poised to Multiply Your Gains (Zacks)
08:10AM	Pick These 5 Bargain Stocks With Impressive EV-to-EBITDA Ratios (Zacks)
Mar-28-25 06:00PM	PRA Group, Inc. (PRAA): A Bull Case Theory (Insider Monkey)
Mar-27-25 09:21AM	Trading Near 52-Week High, Why GL Stock is Still Worth Buying Now (Zacks)
Mar-26-25 01:37PM	Compelling Reasons to Hold on to Euronet Stock Right Now (Zacks)
09:40AM	Are Investors Undervaluing PRA Group (PRAA) Right Now? (Zacks)

Show Previous News

PRA Group, Inc. engages in the purchase, collection and management of portfolios of non performing loans. The firm purchase portfolios of nonperforming loans at a discount in two broad categories: Core and Insolvency. It also provides fee-based services on class action claims recoveries and by servicing consumer bankruptcy accounts in the United States. The company was founded by Steven D. Fredrickson and Kevin P. Stevenson on March 20, 1996 and is headquartered in Norfolk, VA.

Co-Founder & Executive ChairmanMr. Steven D. Fredrickson

CEOMr. Martin Sjolund

Executive VP & CFOMr. Rakesh Sehgal

Executive VPMs. LaTisha Owens Tarrant

President of PRA Group EuropeMr. R. Owen James

open in yahoo | open in reuters | open in marketwatch | open in google | open in EDGAR

PRAA

PRA Group Inc

Upgrade your Finviz experience