YRD

Yiren Digital Ltd ADR

0.4707

Oct 29 • 3:59 PM ET -0.0040 (-0.84%)

0.4633

Aftermarket • 6:53 PM ET -0.0074 (-1.57%)

Financial Credit Services China Nano NYSE

Peers: LX XYF FINV JFIN QFIN LU OPRT ATLC WDH HUIZ

Scroll to Statements

Index	-
Market Cap	41.11M
Enterprise Value	-214.95M
Income	-217.12M
Sales	617.91M
Book/sh	11.56
Cash/sh	3.01
Dividend Est.	-
Dividend TTM	-
Dividend Ex-Date	Sep 30, 2025
Dividend Gr. 3/5Y	- -
Payout	460.30%
Employees	981
IPO	Dec 18, 2015

P/E	-
Forward P/E	-
PEG	-
P/S	0.07
P/B	0.04
P/C	0.16
P/FCF	-
EV/EBITDA	-
EV/Sales	-0.35
Quick Ratio	6.93
Current Ratio	6.93
Debt/Eq	0.00
LT Debt/Eq	0.00
Option/Short	Yes / Yes

EPS (ttm)	-2.49
EPS next Y	-
EPS next Q	-
EPS this Y	-
EPS next Y	-
EPS next 5Y	-
EPS past 3/5Y	-64.98% -
Sales past 3/5Y	16.00% 6.43%
EPS Y/Y TTM	-220.29%
Sales Y/Y TTM	-27.36%
EPS Q/Q	-232.12%
Sales Q/Q	-42.04%
Earnings	Sep 30 BMO
EPS/Sales Surpr.	- -

Insider Own	-
Insider Trans	-
Inst Own	2.40%
Inst Trans	-0.06%
ROA	-12.67%
ROE	-18.07%
ROIC	-21.40%
Gross Margin	81.41%
Oper. Margin	-14.44%
Profit Margin	-35.14%
SMA20	-36.57%
SMA50	-48.00%
SMA200	-74.85%
Trades

Shs Outstand	87.34M
Shs Float	-
Short Float	-
Short Ratio	1.15
Short Interest	2.56M
52W High	5.68 -91.72%
52W Low	0.36 32.55%
Volatility	11.35% 17.21%
ATR (14)	0.10
RSI (14)	29.93
Beta	1.13
Rel Volume	0.06
Avg Volume	2.22M
Volume	138,110

Perf Week	-34.12%
Perf Month	-50.45%
Perf Quarter	-57.59%
Perf Half Y	-75.61%
Perf YTD	-87.28%
Perf Year	-91.14%
Perf 3Y	-78.60%
Perf 5Y	-85.01%
Perf 10Y	-98.27%
Recom	4.60
Target Price	4.61
Prev Close	0.47
Price	0.47
Change %	-0.84%

Consensus

Strong Sell

Avg. Price Target

$4.61

Implied Upside

+879.4%

Analysts8incl. previous ratings

Rating Distribution1 Buy · 1 Hold · 6 Sell

Date	Action	Analyst	Rating Change	Price Target Change	Implied Upside
Feb 04, 2020	Downgrade	UUBS	Neutral → Sell
Jan 22, 2020	Downgrade	CCredit Suisse	Neutral → Underperform
Jan 21, 2020	Downgrade	MMorgan Stanley	Equal-Weight → Underweight
Oct 09, 2019	Resumed	CCredit Suisse	Neutral
Oct 03, 2019	Downgrade	CCitigroup	Neutral → Sell
Sep 05, 2019	Downgrade	MMacquarie	Neutral → Underperform
Mar 21, 2019	Downgrade	MMacquarie	Outperform → Neutral
Oct 29, 2018	Downgrade	CCitigroup	Buy → Neutral
Jun 25, 2018	Downgrade	MMorgan Stanley	Overweight → Equal-Weight
May 29, 2018	Reiterated	NNeedham	Buy	$50 → $35	+7,335.7%
Apr 10, 2018	Initiated	DDeutsche Bank	Hold
Nov 16, 2017	Reiterated	NNeedham	Buy	$42 → $50	+10,522.5%
Nov 14, 2017	Initiated	MMacquarie	Outperform	$60	+12,647.0%
Nov 14, 2017	Initiated	CCitigroup	Buy
Mar 17, 2017	Reiterated	NNeedham	Buy	$38 → $33	+6,910.8%
Nov 17, 2016	Reiterated	NNeedham	Buy	$35 → $38	+7,973.1%
Aug 11, 2016	Reiterated	NNeedham	Buy	$14 → $35	+7,335.7%
Aug 10, 2016	Downgrade	NNomura	Neutral → Reduce
Apr 11, 2016	Downgrade	NNomura	Buy → Neutral
Jan 27, 2016	Initiated	NNeedham	Buy	$8.50	+1,705.8%

Oct-14-26 06:00AM	Yiren Digital Provides Further Update on Operations (PR Newswire) +42.77%
Oct-13-26 08:00AM	Beijing police open probe into wealth manager CreditEase report (Private Banker International) -18.68%
08:00AM	Yiren Digital Appoints Na Mei as Acting Chief Executive Officer (PR Newswire)
Oct-12-26 05:00PM	Yiren Digital Provides Update on Its CEO and Operations (PR Newswire) -44.05%
Oct-01-26 03:12PM	Weekly Losses Deepen As Small Caps Lag And Yields Edge Higher Into Earnings Gauntlet (PR Newswire)
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Sep-30-26 03:00PM	Yiren Digital Ltd (YRD) (Q2 2026) Earnings Call Highlights: Credit Quality Improves as AI ... (GuruFocus.com)
08:33AM	Yiren Digital Shares Rise 6.1% as Second-Quarter Loss Narrows (InvestorsHub)
06:47AM	Yiren Digital shares jump 6% on narrowed loss despite revenue miss (Investing.com)
05:30AM	Yiren Digital Reports Second Quarter 2026 Unaudited Financial Results (PR Newswire)
Sep-25-26 06:00AM	Yiren Digital to Report Second Quarter 2026 Financial Results on September 30, 2026 (PR Newswire)
Aug-18-26 06:00AM	Yiren Digital Upgrades Enterprise AI Across Core Business Functions (PR Newswire)
Aug-12-26 06:00AM	Yiren Digital's AI-Enabled Fraud Detection Framework Helped Avoid RMB165 Million in Potential Fraud-Related Losses in 2025 (PR Newswire)
Aug-04-26 06:00AM	Yiren Digital's AI Agents Deliver Measurable Gains Across Customer Operations (PR Newswire)
Jul-30-26 06:00AM	Yiren Digital Releases 2025 ESG Report: Advancing Responsible AI and Sustainable Growth (PR Newswire)
Jul-23-26 06:00AM	Yiren Digital Accelerates Operating Efficiency Through AI Agent Deployment (PR Newswire)
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Jul-08-26 07:00AM	Yiren Digital Advances AI Entertainment Strategy Through Warrant Agreement with an AI-Native Entertainment and Emotional Wellness Platform (PR Newswire) -10.45%
Jul-02-26 07:13AM	Why Is YRD Stock Surging Today? (Stocktwits) +59.68%
05:35AM	Yiren Digital Announces New $20 Million Share Repurchase Program (PR Newswire)
Jun-25-26 03:00PM	Yiren Digital Ltd (YRD) Q1 2026 Earnings Call Highlights: AI Integration Drives Operational ... (GuruFocus.com)
07:00AM	Yiren Digital Reports First Quarter 2026 Unaudited Financial Results (PR Newswire)
Jun-17-26 05:00AM	Yiren Digital to Report First Quarter 2026 Financial Results on June 25, 2026 (PR Newswire)
Jun-08-26 05:00AM	Yiren Digital Announces Increase in Beneficial Ownership by Mr. Ning Tang Following Controlling Shareholder Restructuring (PR Newswire)
May-26-26 08:00AM	Yiren Digital Expands AI Application-Layer Strategic Investments (PR Newswire) -10.63%
07:30AM	Yiren Digital Comments on Recent Media Reports Concerning Affiliates of Its Controlling Shareholder (PR Newswire)
May-14-26 09:00AM	Yiren Digital Advances Transition to AI-Native, Multi-Industry Operating Model with Enterprise AI Architecture Rollout (PR Newswire)
Apr-22-26 08:00AM	Yiren Digital to Present at the dbVIC - Deutsche Bank ADR Virtual Investor Conference on April 28, 2026 (PR Newswire)
Apr-16-26 09:00AM	Yiren Digital Named to S&P Global Sustainability Yearbook (China Edition) 2026, Honored as Industry Mover (PR Newswire) +9.00%
Mar-19-26 03:01PM	Yiren Digital Ltd (YRD) Q4 2025 Earnings Call Highlights: Navigating Challenges with AI-Driven ... (GuruFocus.com) -44.84%
07:00AM	Yiren Digital Reports Fourth Quarter and Fiscal Year 2025 Financial Results (PR Newswire)
Mar-11-26 05:00AM	Yiren Digital to Report Fourth Quarter and Full Year 2025 Financial Results on March 19, 2026 (PR Newswire)
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Jan-22-26 05:15AM	Yiren Digital Recognized with "Annual Digital Intelligence Innovative Application Award" by Caijing New Media (PR Newswire)
Dec-18-25 06:00AM	A Decade of Growth: Celebrating 10 Years Since Public Listing and Looking Ahead (PR Newswire)
Dec-11-25 02:40AM	Yiren Digital Wins "Technology Innovation Leadership Award for Listed Companies" at the 23rd China's Financial Annual Champion Awards (PR Newswire)
Nov-25-25 02:00PM	Yiren Digital Ltd (YRD) Q3 2025 Earnings Call Highlights: Robust Loan Origination and Internet ... (GuruFocus.com) -7.61%
05:30AM	Yiren Digital Reports Third Quarter 2025 Financial Results (PR Newswire)
Nov-18-25 02:30AM	Yiren Digital to Report Third Quarter 2025 Financial Results on November 25, 2025 (PR Newswire)
Nov-07-25 08:30AM	Yiren Digital Is Ranked Top 10% in the Global S&P ESG Rating (PR Newswire)
Nov-04-25 05:25AM	Yiren Digital CFO Highlights Company's AI Transformation and Next-Generation Fintech Strategy (PR Newswire)
Oct-30-25 09:00AM	Yiren Digital to Showcase AI Transformation in Keynote Speech at Hong Kong FinTech Week on November 3, 2025 (PR Newswire)
Oct-29-25 09:50AM	Yiren Digital to Present at the dbVIC - Deutsche Bank ADR Virtual Investor Conference November 4th, 2025 (PR Newswire)
Oct-17-25 06:10AM	Yiren Digital Strategically Expands into Blockchain Finance and Partners with ChainUp for Platform Development (PR Newswire)
Oct-07-25 07:57AM	Yiren Digital Launches Next-Gen Magicube Agent Platform Targeting $30 Billion Generative AI Market (PR Newswire)
Sep-29-25 05:00AM	Yiren Digital Gains Increasing Momentum with Internet Insurance Business, Driving Strategic Second Growth Curve (PR Newswire)
Aug-22-25 03:07AM	Yiren Digital Ltd (YRD) Q2 2025 Earnings Call Highlights: Strong Loan Growth and AI-Driven ... (GuruFocus.com)
Aug-21-25 06:37AM	Yiren Digital Reports Second Quarter 2025 Financial Results (PR Newswire)
Aug-14-25 06:15AM	Yiren Digital to Report Second Quarter 2025 Financial Results on August 21, 2025 (PR Newswire)
Jul-29-25 07:04AM	Yiren Digital CEO Shares AI Breakthroughs and Success at WAIC 2025 (PR Newswire)
Jul-24-25 08:37AM	Yiren Digital Releases its 2024 ESG Report: AI Deepens Sustainable Practices Across the Board (PR Newswire)
Jul-22-25 07:15AM	Yiren Digital to Release 2024 ESG Report on June 24, 2025 (PR Newswire)
Jun-20-25 06:20AM	Yiren Digital's Hexiang Insurance Brokers Launched Innovative Insurance Products for Low-Altitude Economy (PR Newswire)
Jun-12-25 06:18AM	Yirendai: Q1 Earnings Snapshot (Associated Press Finance) -9.02%
05:30AM	Yiren Digital Reports First Quarter 2025 Financial Results (PR Newswire)
Jun-05-25 05:30AM	Yiren Digital to Report First Quarter 2025 Financial Results on June 12, 2025 (PR Newswire) +9.37%
May-16-25 08:35AM	Deutsche Bank ADR Virtual Investor Conference: Presentations Now Available for Online Viewing (GlobeNewswire)
May-13-25 03:00AM	International companies to host live webcasts at Deutsche Banks Depositary Receipts Virtual Investor Conference on May 15, 2025 (GlobeNewswire)
May-12-25 08:00PM	International companies to host live webcasts at Deutsche Banks Depositary Receipts Virtual Investor Conference on May 15, 2025 (GlobeNewswire)
12:19PM	Yiren Digital to Present at the dbVIC - Deutsche Bank ADR Virtual Investor Conference May 15th (GlobeNewswire)
May-08-25 10:44AM	UPDATE - International companies to host live webcasts at Deutsche Banks Depositary Receipts Virtual Investor Conference on May 15, 2025 (GlobeNewswire)
08:35AM	International companies to host live webcasts at Deutsche Banks Depositary Receipts Virtual Investor Conference on May 15, 2025 (GlobeNewswire)
Apr-28-25 08:21AM	Yiren Digital Files 2024 Annual Report on Form 20-F (PR Newswire)
Apr-15-25 09:11AM	Yiren Digital: Selloff Presents An Opportunity (Seeking Alpha)
Apr-14-25 09:42AM	Yiren Digital Partners with klikUMKM to Deliver AI-Driven Financial Solutions Across Indonesia (PR Newswire) +8.26%
Apr-11-25 04:54AM	Yiren Digital's 'Zhiyu Large Model' Gains Regulatory Approval for Commercial Use, Marking New Milestone in AI Innovation (PR Newswire)
Mar-27-25 02:10AM	Yiren Digital Partners with klikUMKM to Deliver AI-Driven Financial Solutions Across Indonesia (PR Newswire) +10.64%
Mar-21-25 07:08AM	Why Yiren Digital Ltd. (YRD) Went Down On Thursday? (InsiderMonkey)
Mar-20-25 11:25AM	Yiren Digital Ltd. (YRD) Q4 2024 Earnings Call Transcript (SeekingAlpha) -20.44%
06:28AM	Yirendai: Q4 Earnings Snapshot (Associated Press Finance)
06:19AM	Yiren Digital Reports Fourth Quarter and Fiscal Year 2024 Financial Results (PR Newswire)
Mar-13-25 06:41AM	Yiren Digital to Report Fourth Quarter and Full Year 2024 Financial Results on March 20, 2025 (PR Newswire)
Feb-18-25 07:53AM	Yiren Digital Integrates DeepSeek to Boost Innovation and Operational Excellence (PR Newswire) +10.14%
Jan-24-25 06:47AM	Yiren Digital Recognized for Outstanding ESG Performance, ranked in Top 17% in S&P Global CSA (PR Newswire) +6.35%
Jan-16-25 04:56AM	Yiren Digital Earns Its Place in China's Artificial Intelligence Industry Alliance (PR Newswire)
Nov-22-24 06:29AM	Yiren Digital Sees Revenue Growth Amid Strategic Investments (TipRanks)
Nov-21-24 04:59AM	Yiren Digital Reports Third Quarter 2024 Financial Results (PR Newswire)
Nov-20-24 05:38AM	Yirendai: Q3 Earnings Snapshot (Associated Press Finance) -18.04%
05:20AM	Yiren Digital Reports Third Quarter 2024 Financial Results (PR Newswire)
Nov-15-24 06:00PM	Yiren Digital to Report Third Quarter 2024 Financial Results on November 20, 2024 (PR Newswire)
Sep-26-24 08:51AM	Deutsche Bank ADR Virtual Investor Conference: Presentations Now Available for Online Viewing (GlobeNewswire)
Sep-19-24 08:35AM	Yiren Digital to present at the dbVIC - Deutsche Bank ADR Virtual Investor Conference on September 25 2024 (GlobeNewswire)
02:30AM	International companies to host live webcasts at Deutsche Bank's Depositary Receipts Virtual Investor Conference on September 24th and 25th, 2024 (GlobeNewswire)
Sep-17-24 11:22AM	International companies to host live webcasts at Deutsche Bank's Depositary Receipts Virtual Investor Conference on September 24th and 25th, 2024 (GlobeNewswire)
Aug-20-24 05:08AM	Yirendai: Q2 Earnings Snapshot (Associated Press Finance)
04:52AM	Yiren Digital Reports Second Quarter 2024 Financial Results (PR Newswire)
Aug-14-24 05:41AM	Yiren Digital to Report Second Quarter 2024 Financial Results on August 20, 2024 (PR Newswire)
Jul-12-24 11:50AM	Yiren Digital's First ESG Report Highlights at a Glance (PR Newswire)
11:50AM	/C O R R E C T I O N -- Yiren Digital/ (PR Newswire)
Jun-28-24 04:19AM	Yiren Digital Releases 2023 ESG Report (PR Newswire)
Jun-21-24 05:27AM	Yirendai: Q1 Earnings Snapshot (Associated Press Finance)
05:13AM	Yiren Digital Reports First Quarter 2024 Financial Results (PR Newswire)
Jun-14-24 03:34AM	Yiren Digital to Report First Quarter 2024 Financial Results on June 21, 2024 (PR Newswire)
Jun-06-24 07:54AM	Yiren Digital at Forefront of AI Transformation: Board Director Huang Jingsheng Addresses GenAI Summit San Francisco 2024 (PR Newswire)
May-30-24 04:22AM	Yiren Digital's AI-powered Intelligent Customer Service Wins 'Outstanding Solution' Award at Data Modeling Algorithm Competition (PR Newswire)
May-29-24 09:23AM	Yiren Digital's AI-driven DiTing Platform Hits 1 Billion Decision Milestone (PR Newswire)
May-15-24 11:03PM	Yiren Digital Files 2023 Annual Report on Form 20-F (PR Newswire)
Apr-29-24 06:00AM	Yiren Digital's Insurance Arm Served over 100,000 Flexible Workers with Its "New Resident Care" Project (PR Newswire)
Mar-21-24 06:47AM	Yirendai: Q4 Earnings Snapshot (Associated Press Finance)
06:26AM	Yiren Digital Reports Fourth Quarter and Fiscal Year 2023 Financial Results (PR Newswire)
Mar-11-24 08:35AM	Yiren Digital to Report Fourth Quarter and Full Year 2023 Financial Results on March 21, 2024 (PR Newswire) +5.13%
Mar-05-24 05:00AM	Asian Financial Services Stocks Could Soar As Economic Tailwinds Intensify (News Direct) -8.00%
Feb-06-24 04:56AM	Yiren Digital's Insurance Arm Secures Spot on FESCO's Approved Supplier List (PR Newswire) +9.77%

Show Previous News

Insider Trading	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
Yang Bin Maggie	Officer	Dec 10 '25	Proposed Sale	4.36	15,000	65,400		Dec 10 07:55 AM

Yiren Digital Ltd. is a fintech company specializing in digital consumer lending, insurance, and next-generation financial technology innovation across China and Southeast Asia. It operates through the following segments: Financial Services Business; Insurance Brokerage Business; and Consumption, Lifestyle Business, and Others. The Financial Services Business segment focuses on loan facilitation and self-funded financing services. The Insurance Brokerage Business engages in providing insurance brokerage services. The Consumption, Lifestyle Business, and Others segment includes non-financial product and service offerings. The company was founded by Ning Tang in March 2012 and is headquartered in Beijing, China.

Chief Financial OfficerMr. Ka Chun Hui

Director of Investor RelationsMs. Stephanie Nan

Chief Human Resources OfficerMs. Bin Yang

Chief Executive Officer of Yiren CreditMs. Mei Zhao

Investor Relations OfficerMs. Lydia Yu

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YRD

Yiren Digital Ltd ADR

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