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NEW: Price Reaction to Earnings Reports

View detailed tables showing price action before and after earnings announcements, ranging from intraday to one week out. Track how the market has reacted to past earnings to identify patterns and predict future behavior. Click here to open.

CZNC

Citizens & Northern Corp

Dec 24 • 02:24PM ET

18.61

Dollar change +0.11
Percentage change 0.59	%

Financial • Banks - Regional • USA • NASD

Peers: FNB FCCO SFBC FFNW WSBF AUB CZFS MPB THFF MBWM

| Held by: VTI IWM VXF IWN DFAT VTWO DFAC DFAS IWC SMLV

Scroll to Statements

Index	RUT	P/E	12.97	EPS (ttm)	1.44	Insider Own	4.66%	Shs Outstand	15.41M	Perf Week	-3.72%
Market Cap	286.86M	Forward P/E	10.34	EPS next Y	1.80	Insider Trans	0.22%	Shs Float	14.70M	Perf Month	-10.18%
Income	21.88M	PEG	-	EPS next Q	0.45	Inst Own	32.52%	Short Float	0.37%	Perf Quarter	-4.95%
Sales	152.37M	P/S	1.88	EPS this Y	2.23%	Inst Trans	2.50%	Short Ratio	2.02	Perf Half Y	9.41%
Book/sh	17.99	P/B	1.03	EPS next Y	12.15%	ROA	0.85%	Short Interest	0.05M	Perf Year	-19.89%
Cash/sh	-	P/C	-	EPS next 5Y	-	ROE	8.45%	52W Range	16.50 - 23.50	Perf YTD	-17.03%
Dividend Est.	1.12 (6.02%)	P/FCF	10.30	EPS past 5Y	-2.53%	ROI	4.53%	52W High	-20.81%	Beta	0.46
Dividend TTM	1.12 (6.02%)	Quick Ratio	-	Sales past 5Y	14.37%	Gross Margin	-	52W Low	12.79%	ATR (14)	0.53
Dividend Ex-Date	Oct 28, 2024	Current Ratio	0.36	EPS Y/Y TTM	-20.02%	Oper. Margin	18.16%	RSI (14)	32.79	Volatility	3.50% 2.63%
Employees	404	Debt/Eq	0.81	Sales Y/Y TTM	2.96%	Profit Margin	14.36%	Recom	3.00	Target Price	21.00
Option/Short	Yes / Yes	LT Debt/Eq	0.74	EPS Q/Q	-16.84%	Payout	71.24%	Rel Volume	0.59	Prev Close	18.50
Sales Surprise	-	EPS Surprise	-8.89%	Sales Q/Q	12.96%	Earnings	Oct 18 BMO	Avg Volume	26.64K	Price	18.61
SMA20	-6.33%	SMA50	-6.04%	SMA200	-0.81%	Trades		Volume	15,650	Change	0.59%

Date	Action	Analyst	Rating Change	Price Target Change
Jun-27-23	Initiated	Janney	Neutral	$21
Nov-17-22	Resumed	Piper Sandler	Neutral	$26
Sep-28-20	Upgrade	Piper Sandler	Neutral → Overweight	$21 → $20
Jul-01-20	Resumed	Piper Sandler	Neutral	$21

Nov-12-24 11:59AM	Is the Options Market Predicting a Spike in Citizens & Northern (CZNC) Stock? (Zacks)
Oct-25-24 09:39AM	C&N Boosts Efficiency for Businesses with Clover (PR Newswire)
Oct-18-24 11:27AM	C&N Teammates are 'Standing Strong Against Cancer' (PR Newswire)
Oct-17-24 05:25PM	Citizens & Northern (CZNC) Q3 Earnings and Revenues Lag Estimates (Zacks)
04:22PM	Citizens & Northern: Q3 Earnings Snapshot (Associated Press Finance)
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Jul-22-24 08:35AM	How to Protect Your Money in a Digital World (PR Newswire)
Jul-12-24 07:52AM	Citizens & Northern (CZNC) Surges 6.3%: Is This an Indication of Further Gains? (Zacks)
Jun-21-24 10:02AM	C&N Teams Raise Over $98,000 for Local Senior Citizens (PR Newswire)
May-15-24 08:50AM	10 Best Financial Dividend Stocks Insiders are Buying in 2024 (Insider Monkey)
May-11-24 12:27PM	10 Dividend Stocks Insiders are Buying in May (Insider Monkey)
May-07-24 10:56PM	CZNC Stock Earnings: Citizens & Northern Beats EPS, Misses Revenue for Q1 2024 (InvestorPlace)
03:15PM	Citizens & Northern: Q1 Earnings Snapshot (Associated Press Finance)
Mar-15-24 09:52PM	CZNC Stock Earnings: Citizens & Northern Misses EPS, Misses Revenue for Q4 2023 (InvestorPlace)
Mar-11-24 08:35PM	Citizens & Northern (CZNC) Q4 Earnings and Revenues Lag Estimates (Zacks)
Jan-25-24 05:10AM	Citizens & Northern Corp's Dividend Analysis (GuruFocus.com) +5.30%
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Jan-18-24 10:00AM	Analysts Estimate Citizens & Northern (CZNC) to Report a Decline in Earnings: What to Look Out for (Zacks)
Nov-27-23 06:00AM	Unlocking Financial Freedom: The Power of Flex CDs in Today's Economy (PR Newswire)
Nov-07-23 11:33AM	Citizens & Northern: Q3 Earnings Snapshot (Associated Press Finance)
Oct-30-23 10:00AM	Citizens & Northern (CZNC) to Report Q3 Results: Wall Street Expects Earnings Growth (Zacks)
Oct-27-23 05:02AM	Strength Seen in SB Financial Group, Inc. (SBFG): Can Its 6.0% Jump Turn into More Strength? (Zacks)
Oct-26-23 08:15AM	First Mid Bancshares (FMBH) Q3 Earnings and Revenues Surpass Estimates (Zacks)
Sep-20-23 10:00AM	Q2 and Citizens & Northern Bank Win 2023 IDC FinTech Rankings Real Results Award (Business Wire)
Aug-08-23 08:05PM	UMH Properties (UMH) Q2 FFO and Revenues Top Estimates (Zacks)
Jul-18-23 10:01AM	Analysts Estimate Sandy Spring Bancorp (SASR) to Report a Decline in Earnings: What to Look Out for (Zacks)
Jul-15-23 08:33AM	The past five years for Citizens & Northern (NASDAQ:CZNC) investors has not been profitable (Simply Wall St.)
Jul-13-23 10:00AM	Earnings Preview: Citizens & Northern (CZNC) Q2 Earnings Expected to Decline (Zacks)
Apr-28-23 10:15AM	Tompkins Financial (TMP) Tops Q1 Earnings Estimates (Zacks)
Apr-25-23 06:24AM	Citizens & Northern (NASDAQ:CZNC) Is Paying Out A Dividend Of $0.28 (Simply Wall St.)
Apr-11-23 08:55AM	LPL Financial Welcomes C&N Wealth Management to Its Institution Services Platform (GlobeNewswire)
Feb-01-23 05:28AM	Citizens & Northern's (NASDAQ:CZNC) Dividend Will Be $0.28 (Simply Wall St.)
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Jan-30-23 08:46AM	Citizens & Northern (NASDAQ:CZNC) shareholders have earned a 1.0% CAGR over the last three years (Simply Wall St.)
Jan-21-23 06:16PM	12 52-Week Low Dividend Stocks To Consider (Insider Monkey)
Nov-10-22 06:33AM	Citizens & Northern Third Quarter 2022 Earnings: EPS: US$0.29 (vs US$0.47 in 3Q 2021) (Simply Wall St.)
Oct-25-22 06:37AM	Citizens & Northern (NASDAQ:CZNC) Will Pay A Dividend Of $0.28 (Simply Wall St.)
Aug-02-22 07:56AM	Here's Why Citizens & Northern (NASDAQ:CZNC) Has Caught The Eye Of Investors (Simply Wall St.)
May-02-22 10:15AM	Bogota Financial Corporation (BSBK) Q1 Earnings and Revenues Beat Estimates (Zacks)
Apr-29-22 10:25AM	Tompkins Financial (TMP) Q1 Earnings and Revenues Beat Estimates (Zacks)
Apr-28-22 05:15PM	CBTX (CBTX) Q1 Earnings and Revenues Surpass Estimates (Zacks)
Apr-25-22 06:12AM	Citizens & Northern (NASDAQ:CZNC) Has Affirmed Its Dividend Of US$0.28 (Simply Wall St.)
Apr-19-22 05:25PM	Orrstown Financial Services (ORRF) Beats Q1 Earnings and Revenue Estimates (Zacks)
Feb-14-22 05:55PM	Farmers & Merchants Bancorp Inc. (FMAO) Q4 Earnings and Revenues Beat Estimates (Zacks)
Feb-07-22 10:15AM	CF Bankshares Inc. (CFBK) Q4 Earnings and Revenues Lag Estimates (Zacks)
Feb-04-22 06:22AM	Mid Penn Bancorp (MPB) Misses Q4 Earnings Estimates (Zacks)
Jan-31-22 04:55PM	Meridian Bank (MRBK) Q4 Earnings Surpass Estimates (Zacks)
Jan-27-22 05:38PM	Kathmere Capital Management, LLC Buys Amplify BlackSwan ISWN ETF, Pacer Trendpilot ... (GuruFocus.com)
Jan-25-22 08:50AM	Citizens & Northern (CZNC) Is a Great Choice for "Trend" Investors, Here's Why (Zacks)
Jan-23-22 07:55AM	I Ran A Stock Scan For Earnings Growth And Citizens & Northern (NASDAQ:CZNC) Passed With Ease (Simply Wall St.)
Jan-13-22 03:00PM	Analysts Estimate Citizens & Northern (CZNC) to Report a Decline in Earnings: What to Look Out for (Zacks)
Jan-06-22 08:50AM	Here's What Could Help Citizens & Northern (CZNC) Maintain Its Recent Price Strength (Zacks)
Nov-24-21 08:50AM	Here's What Could Help Citizens & Northern (CZNC) Maintain Its Recent Price Strength (Zacks)
Nov-04-21 09:24AM	Best Income Stocks to Buy for November 4th (Zacks)
Oct-29-21 03:00PM	Earnings Preview: Citizens & Northern (CZNC) Q3 Earnings Expected to Decline (Zacks)
Oct-26-21 08:50AM	What Makes Citizens & Northern (CZNC) a Good Fit for "Trend Investing" (Zacks)
Oct-25-21 06:38AM	Is It Worth Considering Citizens & Northern Corporation (NASDAQ:CZNC) For Its Upcoming Dividend? (Simply Wall St.)
Oct-23-21 08:56AM	Investors in Citizens & Northern (NASDAQ:CZNC) have made a respectable return of 51% over the past year (Simply Wall St.)
Aug-17-21 10:02AM	10 Financial Services Dividend Stocks with Over 4% Yield (Insider Monkey)
Jul-29-21 03:04PM	Citizens & Northern (CZNC) Earnings Expected to Grow: What to Know Ahead of Q2 Release (Zacks)
09:43AM	Top Ranked Income Stocks to Buy for July 29th (Zacks)
Jul-27-21 08:50AM	What Makes Citizens & Northern (CZNC) a Good Fit for "Trend Investing" (Zacks)
Jul-25-21 04:05AM	Does Citizens & Northern (NASDAQ:CZNC) Deserve A Spot On Your Watchlist? (Simply Wall St.)
Jun-13-21 02:21PM	Hedge Funds Arent Crazy About Citizens & Northern Corporation (CZNC) Anymore (Insider Monkey)
May-17-21 10:07AM	Citizens & Northern (CZNC) Is a Great Choice for "Trend" Investors, Here's Why (Zacks)
Apr-28-21 09:57AM	Top Ranked Income Stocks to Buy for April 28th (Zacks)
Apr-26-21 01:19AM	Only Three Days Left To Cash In On Citizens & Northern's (NASDAQ:CZNC) Dividend (Simply Wall St.)
Apr-23-21 11:19AM	Top Ranked Income Stocks to Buy for April 23rd (Zacks)
Apr-22-21 11:27AM	Citizens & Northern (CZNC) is on the Move, Here's Why the Trend Could be Sustainable (Zacks)
Apr-21-21 11:10AM	Top Ranked Income Stocks to Buy for April 21st (Zacks)
Apr-17-21 03:45AM	Most Shareholders Will Probably Agree With Citizens & Northern Corporation's (NASDAQ:CZNC) CEO Compensation (Simply Wall St.)
Mar-31-21 08:48AM	Why Citizens & Northern (CZNC) Stock Might be a Great Pick (Zacks)
Mar-22-21 11:18AM	Top Ranked Income Stocks to Buy for March 22nd (Zacks)
05:52AM	Citizens & Northern (CZNC) Moves 6.7% Higher: Will This Strength Last? (Zacks)
Mar-11-21 07:57AM	5 Profitable Stocks to Boost Returns Using Net Income Ratio (Zacks)
Jan-27-21 10:44AM	Top Ranked Income Stocks to Buy for January 27th (Zacks)
Jan-24-21 11:27PM	Do These 3 Checks Before Buying Citizens & Northern Corporation (NASDAQ:CZNC) For Its Upcoming Dividend (Simply Wall St.)
Jan-04-21 07:33AM	Moving Average Crossover Alert: Citizens & Northern Corp (CZNC) (Zacks)
Dec-21-20 08:37AM	Is Citizens & Northern (CZNC) Stock a Solid Choice Right Now? (Zacks)
Dec-07-20 11:39AM	Insider Buys Citizens & Northern's Stock (Benzinga)
Nov-29-20 07:40PM	Is Citizens & Northern Corporation (CZNC) A Good Stock To Buy Now? (Insider Monkey)
Nov-03-20 12:05PM	Insider Buys Citizens & Northern Shares (Benzinga)
Oct-26-20 06:20AM	Do These 3 Checks Before Buying Citizens & Northern Corporation (NASDAQ:CZNC) For Its Upcoming Dividend (Simply Wall St.)
Oct-06-20 11:15AM	Insider Buys Citizens & Northern's Shares (Benzinga)
Sep-08-20 11:35AM	Insider Buys Citizens & Northern's Stock (Benzinga)
Jul-22-20 11:36AM	Insider Buys Citizens & Northern's Shares (Benzinga)
Jul-20-20 06:11AM	Income Investors Should Know That Citizens & Northern Corporation (NASDAQ:CZNC) Goes Ex-Dividend Soon (Simply Wall St.)
Jun-18-20 10:39AM	Insider Buys Citizens & Northern's Stock (Benzinga)
Apr-27-20 07:23AM	Is Citizens & Northern Corporation (NASDAQ:CZNC) A Great Dividend Stock? (Simply Wall St.)
Jan-20-20 04:50AM	Interested In Citizens & Northern Corporation (NASDAQ:CZNC)s Upcoming 1.0% Dividend? You Have 3 Days Left (Simply Wall St.)
Dec-19-19 11:26AM	Central Pa.'s Citizens & Northern agrees to buy another Bucks County bank for $77M (American City Business Journals)
Dec-15-19 08:43AM	Don't Sell Citizens & Northern Corporation (NASDAQ:CZNC) Before You Read This (Simply Wall St.)
Nov-27-19 04:53PM	Here is What Hedge Funds Think About Citizens & Northern Corporation (CZNC) (Insider Monkey)
Oct-31-19 11:13AM	What Kind Of Shareholders Own Citizens & Northern Corporation (NASDAQ:CZNC)? (Simply Wall St.)
Sep-25-19 01:29PM	Did You Miss Citizens & Northern's (NASDAQ:CZNC) 36% Share Price Gain? (Simply Wall St.)
Aug-21-19 11:11AM	Should You Buy Citizens & Northern Corporation (NASDAQ:CZNC) For Its Dividend? (Simply Wall St.)
Jul-22-19 06:04AM	Citizens & Northern Corporation (NASDAQ:CZNC) Pays A 1.1% In Just 3 (Simply Wall St.)
Jul-17-19 12:08PM	Should You Worry About Citizens & Northern Corporation's (NASDAQ:CZNC) CEO Pay Cheque? (Simply Wall St.)
Jun-17-19 02:47PM	Here's What Citizens & Northern Corporation's (NASDAQ:CZNC) P/E Is Telling Us (Simply Wall St.)
May-16-19 12:12PM	Could Citizens & Northern Corporation's (NASDAQ:CZNC) Investor Composition Influence The Stock Price? (Simply Wall St.)
Apr-09-19 02:11PM	$43M sale of Doylestown bank closes (American City Business Journals)
Apr-04-19 03:09PM	Citizens & Northern (NASDAQ:CZNC) Shareholders Booked A 34% Gain In The Last Five Years (Simply Wall St.)
Mar-08-19 12:02PM	Does Citizens & Northern Corporation (NASDAQ:CZNC) Have A Place In Your Portfolio? (Simply Wall St.)

Citizens & Northern Corp. is a holding company, which engages in community banking. It provides a full range of banking and mortgage services to individual and corporate customers in North Central Pennsylvania and Southern New York State. The firm's lending products include mortgage loans, commercial loans, and consumer loans. Its deposit products include various types of checking accounts, passbook and statement savings, money market accounts, interest checking accounts, individual retirement accounts, and certificates of deposit. The company was founded in 1864 and is headquartered in Wellsboro, PA.

Insider Trading	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
Pellegrino Frank G	Director	Dec 06 '24	Buy	20.46	228	4,665	40,706	Dec 09 10:22 AM
Shattuck Katherine W	Director	Dec 06 '24	Buy	20.46	91	1,862	7,718	Dec 09 10:21 AM
Dorwart Stephen M	Director	Oct 16 '24	Sale	19.79	4	79	11,652	Nov 15 11:36 AM
Pellegrino Frank G	Director	Nov 08 '24	Buy	20.58	197	4,054	39,947	Nov 12 09:36 AM
Shattuck Katherine W	Director	Nov 08 '24	Buy	20.58	90	1,852	7,539	Nov 12 09:36 AM
Pellegrino Frank G	Director	Sep 06 '24	Buy	19.15	212	4,060	39,534	Sep 10 02:52 PM
Shattuck Katherine W	Director	Sep 06 '24	Buy	19.15	97	1,858	7,349	Sep 10 02:46 PM
Pellegrino Frank G	Director	Aug 02 '24	Buy	18.35	221	4,055	38,757	Aug 05 02:37 PM
Shattuck Katherine W	Director	Aug 02 '24	Buy	18.35	101	1,853	7,161	Aug 05 02:35 PM
Pellegrino Frank G	Director	Jul 08 '24	Buy	16.94	239	4,050	38,536	Jul 10 03:05 PM
Shattuck Katherine W	Director	Jul 08 '24	Buy	16.94	110	1,864	7,060	Jul 10 03:05 PM
Pellegrino Frank G	Director	Jun 07 '24	Buy	17.15	237	4,065	38,297	Jun 10 09:32 AM
Shattuck Katherine W	Director	Jun 07 '24	Buy	17.15	109	1,869	6,950	Jun 10 09:31 AM
Lehman Terry L	Director	May 29 '24	Buy	17.00	1,500	25,500	25,567	May 30 10:00 AM
Loughery Robert G	Director	May 08 '24	Buy	17.68	94	1,662	8,730	May 10 12:22 PM
Shattuck Katherine W	Director	May 08 '24	Buy	17.68	94	1,662	6,758	May 10 12:21 PM
Pellegrino Frank G	Director	May 08 '24	Buy	17.68	113	1,997	37,513	May 10 12:20 PM
Shattuck Katherine W	Director	May 03 '24	Buy	17.88	159	2,843	6,664	May 06 04:17 PM
Pellegrino Frank G	Director	May 03 '24	Buy	17.88	282	5,042	37,400	May 06 04:16 PM
Shattuck Katherine W	Director	Apr 08 '24	Buy	18.11	467	8,456	6,505	Apr 09 10:19 AM
Pellegrino Frank G	Director	Apr 08 '24	Buy	18.11	489	8,854	37,118	Apr 09 09:55 AM
Loughery Robert G	Director	Apr 08 '24	Buy	18.11	274	4,961	8,636	Apr 09 09:55 AM
Pellegrino Frank G	Director	Mar 08 '24	Buy	17.97	94	1,689	36,629	Mar 12 12:19 PM
Shattuck Katherine W	Director	Mar 08 '24	Buy	17.97	94	1,689	6,038	Mar 12 12:18 PM
Shattuck Katherine W	Director	Feb 02 '24	Buy	21.19	107	2,268	5,884	Feb 05 02:55 PM
Pellegrino Frank G	Director	Feb 02 '24	Buy	21.19	79	1,674	36,045	Feb 05 02:55 PM
Loughery Robert G	Director	Jan 05 '24	Buy	22.25	224	4,985	7,607	Jan 09 01:56 PM
Shattuck Katherine W	Director	Jan 05 '24	Buy	22.25	371	8,256	5,110	Jan 09 01:54 PM
Pellegrino Frank G	Director	Jan 05 '24	Buy	22.25	443	9,859	34,966	Jan 09 01:53 PM

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CZNC

Citizens & Northern Corp

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