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NAVI

Navient Corp

Nov 04 • 04:00PM ET

12.00

-0.20 -1.64 %

Financial • Credit Services • USA • NASD

Peers: SLM MS COF ALLY DFS AIG CME PRU NLY CACC

| Held by: IJR VTI AVUV IWM VB FNDA VBR DFAT VXF IJS

Scroll to Statements

Index	RUT	P/E	-	EPS (ttm)	-0.53	Insider Own	2.47%	Shs Outstand	97.51M	Perf Week	-7.26%
Market Cap	1.17B	Forward P/E	10.11	EPS next Y	1.19	Insider Trans	0.00%	Shs Float	95.10M	Perf Month	-6.69%
Enterprise Value	45.63B	PEG	-	EPS next Q	0.31	Inst Own	104.73%	Short Float	8.18%	Perf Quarter	-3.61%
Income	-50.00M	P/S	0.34	EPS this Y	-94.22%	Inst Trans	-0.53%	Short Ratio	9.55	Perf Half Y	-4.46%
Sales	3.41B	P/B	0.48	EPS next Y	927.19%	ROA	-0.10%	Short Interest	7.78M	Perf YTD	-9.71%
Book/sh	25.01	P/C	0.63	EPS next 5Y	-10.22%	ROE	-1.95%	52W High	16.07 -25.33%	Perf Year	-15.67%
Cash/sh	19.20	P/FCF	4.25	EPS past 3/5Y	-34.34% -14.36%	ROIC	-0.11%	52W Low	10.53 13.96%	Perf 3Y	-20.48%
Dividend Est.	0.64 (5.33%)	EV/EBITDA	15.51	Sales past 3/5Y	6.59% -4.95%	Gross Margin	91.62%	Volatility	5.14% 3.14%	Perf 5Y	48.61%
Dividend TTM	0.64 (5.33%)	EV/Sales	13.37	EPS Y/Y TTM	-174.34%	Oper. Margin	77.88%	ATR (14)	0.41	Perf 10Y	-10.51%
Dividend Ex-Date	Sep 05, 2025	Quick Ratio	0.72	Sales Y/Y TTM	-25.22%	Profit Margin	-1.46%	RSI (14)	40.93	Recom	3.30
Dividend Gr. 3/5Y	0.00% 0.00%	Current Ratio	0.72	EPS Q/Q	-4643.78%	SMA20	-2.90%	Beta	1.31	Target Price	13.00
Payout	54.23%	Debt/Eq	19.00	Sales Q/Q	-19.92%	SMA50	-6.91%	Rel Volume	0.81	Prev Close	12.20
Employees	2100	LT Debt/Eq	16.98	Earnings	Oct 29 BMO	SMA200	-9.48%	Avg Volume	815.14K	Price	12.00
IPO	Apr 17, 2014	Option/Short	Yes / Yes	EPS/Sales Surpr.	-570.85% -2.17%	Trades		Volume	664,426	Change	-1.64%

Date	Action	Analyst	Rating Change	Price Target Change
Sep-04-25	Downgrade	BofA Securities	Neutral → Underperform	$12
Jan-21-25	Upgrade	Seaport Research Partners	Neutral → Buy	$18
Sep-30-24	Initiated	BofA Securities	Neutral	$17
Apr-03-24	Upgrade	JP Morgan	Underweight → Neutral	$18 → $17
Jan-10-24	Initiated	Deutsche Bank	Hold
Jan-10-24	Downgrade	Barclays	Equal Weight → Underweight	$17 → $14
Jan-08-24	Downgrade	TD Cowen	Market Perform → Underperform	$17 → $15
Jan-02-24	Downgrade	Stephens	Equal-Weight → Underweight	$16
Nov-15-23	Initiated	Barclays	Equal Weight	$17
Nov-09-23	Downgrade	Jefferies	Buy → Hold	$22 → $16
Nov-01-23	Initiated	TD Cowen	Market Perform	$17
Dec-01-22	Upgrade	Morgan Stanley	Underweight → Equal-Weight	$14 → $16
Oct-07-22	Initiated	Morgan Stanley	Underweight	$14.50
Sep-09-22	Downgrade	Barclays	Overweight → Equal Weight	$19 → $13
Apr-11-22	Downgrade	JP Morgan	Neutral → Underweight	$21 → $17
Mar-31-22	Downgrade	Compass Point	Buy → Neutral	$18
Jan-03-22	Downgrade	Stephens	Overweight → Equal-Weight	$22
Sep-30-21	Initiated	Seaport Global Securities	Neutral
Jul-29-21	Downgrade	Citigroup	Buy → Neutral	$19 → $21
Jul-06-21	Downgrade	Keefe Bruyette	Outperform → Mkt Perform	$20

Show Previous Ratings

Today 12:34AM	The 5 Most Interesting Analyst Questions From Navient's Q3 Earnings Call (StockStory)
Oct-31-25 01:24PM	CACC Q3 Earnings Beat Estimates on Higher Revenues, Lower Provisions (Zacks)
Oct-30-25 01:31AM	NAVI Q3 Deep Dive: Loan Growth and Expense Reduction Offset Credit Headwinds (StockStory)
Oct-29-25 03:45PM	Why Navient (NAVI) Shares Are Sliding Today (StockStory) -9.81%
02:14PM	Navient Q3 Earnings Beat on NII Growth & Lower Expenses, Provisions Up (Zacks)
09:30AM	Loading…
09:30AM	Compared to Estimates, Navient (NAVI) Q3 Earnings: A Look at Key Metrics (Zacks)
08:54AM	Navient (NASDAQ:NAVI) Misses Q3 Sales Expectations (StockStory)
08:25AM	Navient (NAVI) Tops Q3 Earnings and Revenue Estimates (Zacks)
07:26AM	Navient: Q3 Earnings Snapshot (Associated Press Finance)
06:45AM	Navient posts third quarter 2025 financial results (GlobeNewswire)
Oct-27-25 11:12PM	Navient (NAVI) Q3 Earnings Report Preview: What To Look For (StockStory)
08:00AM	Navient Named Champion of Board Diversity by The Forum of Executive Women (GlobeNewswire)
Oct-24-25 10:00AM	OneMain Holdings (OMF) Reports Next Week: Wall Street Expects Earnings Growth (Zacks)
Oct-23-25 02:07PM	Navient's Q3 Earnings on the Deck: Here's What You Should Know (Zacks)
08:40AM	World Acceptance (WRLD) Reports Q2 Loss, Beats Revenue Estimates (Zacks)
10:00AM	Loading…
Oct-22-25 10:00AM	Analysts Estimate Navient (NAVI) to Report a Decline in Earnings: What to Look Out for (Zacks)
09:14AM	COF's Q3 Earnings Top on Discover Deal, New Buyback Plan Boosts Stock (Zacks)
09:04AM	COF Up on Q3 Earnings Beat as Discover Deal Drives NII and Fee Income (Zacks)
Oct-14-25 12:02AM	3 Reasons NAVI is Risky and 1 Stock to Buy Instead (StockStory)
Oct-08-25 09:15AM	Navient to announce third quarter 2025 results, host earnings webcast Oct. 29 (GlobeNewswire)
Sep-30-25 11:32PM	Q2 Earnings Outperformers: Navient (NASDAQ:NAVI) And The Rest Of The Consumer Finance Stocks (StockStory)
08:00AM	Navient Named One of the 2025 Best Places to Work for Working Daughters (GlobeNewswire)
Sep-24-25 12:02AM	Navient (NAVI): Buy, Sell, or Hold Post Q1 Earnings? (StockStory)
Sep-17-25 11:33PM	Spotting Winners: Navient (NASDAQ:NAVI) And Consumer Finance Stocks In Q1 (StockStory)
Sep-04-25 12:16PM	Why Navient (NAVI) Stock Is Down Today (StockStory)
Aug-29-25 11:30AM	Navient (NAVI) Up 5.6% Since Last Earnings Report: Can It Continue? (Zacks)
Aug-21-25 12:01AM	Navient (NAVI): Buy, Sell, or Hold Post Q1 Earnings? (StockStory)
Aug-19-25 02:12PM	Navient plans to lay off up to 128 workers out of its Fishers corporate office (IndyStar \| The Indianapolis Star)
Aug-14-25 05:00PM	Navient declares third quarter common stock dividend (GlobeNewswire)
Aug-01-25 08:02AM	CACC's Q2 Earnings Lag on High Costs, Finance Charges Provide Support (Zacks)
01:04PM	Loading…
Jul-30-25 01:04PM	Navient Q2 Earnings Miss on Lower NII & Higher Provisions, Stock Down (Zacks) -8.05%
09:30AM	Navient (NAVI) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates (Zacks)
08:10AM	Navient (NAVI) Q2 Earnings and Revenues Miss Estimates (Zacks)
07:08AM	Navient: Q2 Earnings Snapshot (Associated Press Finance)
06:45AM	Navient posts second quarter 2025 financial results (GlobeNewswire)
Jul-28-25 10:28AM	Navient's Q2 Earnings in the Cards: Here's What to Expect (Zacks)
Jul-23-25 09:07AM	Discover Deal Boosts COF's Q2 Earnings, Consumer Spending in Focus (Zacks)
08:17AM	COF Up on Q2 Earnings Beat, Discover Deal Boosts NII and Fee Income (Zacks)
Jul-22-25 07:36AM	ALLY Q2 Earnings Top on Higher Net Finance Revenues & Lower Provision (Revised) (Zacks)
Jul-21-25 02:25PM	Ally Financial Q2 Earnings Miss on Lower Loans & Deposits (Zacks)
Jul-16-25 10:00AM	Earnings Preview: Navient (NAVI) Q2 Earnings Expected to Decline (Zacks)
09:15AM	Navient to announce second quarter 2025 results, host earnings webcast July 30 (GlobeNewswire)
Jul-10-25 12:36PM	Financial Services Roundup: Market Talk (The Wall Street Journal)
Jul-07-25 08:45AM	OneMain Holdings Hits 52-Week High: Should You Buy the Stock Now? (Zacks) +5.06%
Jul-01-25 09:41AM	Capital One Hits 52-Week High: Should You Buy the Stock Now? (Zacks)
Jun-30-25 11:07AM	Do Options Traders Know Something About Navient Stock We Don't? (Zacks)
Jun-05-25 05:00PM	Navient holds 2025 annual shareholder meeting, appoints Edward Bramson as board chair (GlobeNewswire)
Jun-03-25 01:25PM	SoFi's Student Loan Refinance Set to Rebound Amid Policy Shifts (Zacks)
May-14-25 11:51AM	Citigroup to Divest Its Wealth Alternatives Unit to iCapital (Zacks)
May-08-25 05:00PM	Navient declares second quarter common stock dividend (GlobeNewswire)
May-01-25 07:05AM	CACC's Q1 Earnings Miss, Stock Gains 2.6% on Higher Finance Charges (Zacks)
03:07AM	Navient Corp (NAVI) Q1 2025 Earnings Call Highlights: Strong Loan Growth Amid Rising Delinquencies (GuruFocus.com)
12:43AM	Q1 2025 Navient Corp Earnings Call (Thomson Reuters StreetEvents)
Apr-30-25 04:38PM	Navient Corporation (NAVI) Q1 2025 Earnings Call Transcript (Seeking Alpha)
12:45PM	Navient Q1 Earnings Beat Estimates on Lower Expenses, NII Dips Y/Y (Zacks)
09:30AM	Navient (NAVI) Reports Q1 Earnings: What Key Metrics Have to Say (Zacks)
07:55AM	Navient (NAVI) Q1 Earnings and Revenues Surpass Estimates (Zacks)
06:55AM	Navient: Q1 Earnings Snapshot (Associated Press Finance)
06:30AM	Navient posts first quarter 2025 financial results (GlobeNewswire)
Apr-29-25 07:45AM	OneMain Holdings (OMF) Q1 Earnings and Revenues Surpass Estimates (Zacks)
Apr-28-25 07:36AM	Navient Gears Up to Announce Q1 Earnings: What's in the Cards? (Zacks)
Apr-23-25 10:01AM	Navient (NAVI) Expected to Beat Earnings Estimates: Should You Buy? (Zacks)
07:56AM	COF Up as Q1 Earnings Beat on Higher NII & Fee Income, Provisions Dip (Zacks)
Apr-21-25 11:17AM	ALLY Q1 Earnings Top on Higher Net Finance Revenues & Lower Provisions (Zacks)
Apr-18-25 12:10PM	Why Navient (NAVI) Could Beat Earnings Estimates Again (Zacks)
Apr-09-25 09:15AM	Navient to announce first quarter 2025 results, host earnings webcast April 30 (GlobeNewswire) +11.52%
Mar-28-25 08:00AM	Navient: Deeply Discounted Valuation, But Capital Allocation Will Be Key (Seeking Alpha)
Mar-20-25 05:07AM	Trump to sign executive order directing Department of Education shutdown - report (SeekingAlpha)
Feb-28-25 11:30AM	Navient (NAVI) Up 1.6% Since Last Earnings Report: Can It Continue? (Zacks)
Feb-24-25 09:56AM	Gallant Capital Completes Acquisition of the Government Services Business of Navient Corporation (Business Wire)
Feb-21-25 04:15PM	Navient declares first quarter common stock dividend (GlobeNewswire)
04:05PM	Navient finalizes sale of Government Services business (GlobeNewswire)
Jan-31-25 02:15AM	Navient Corp (NAVI) Q4 2024 Earnings Call Highlights: Navigating Challenges and Seizing Growth ... (GuruFocus.com)
Jan-30-25 04:12AM	Q4 2024 Navient Corp Earnings Call (Thomson Reuters StreetEvents)
Jan-29-25 11:00AM	Navient (NAVI) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates (Zacks)
07:55AM	Navient (NAVI) Q4 Earnings Beat Estimates (Zacks)
07:03AM	Navient: Q4 Earnings Snapshot (Associated Press Finance)
06:30AM	Navient posts fourth quarter 2024 financial results (GlobeNewswire)
Jan-22-25 10:00AM	Earnings Preview: Navient (NAVI) Q4 Earnings Expected to Decline (Zacks)
Jan-08-25 09:15AM	Navient to announce fourth quarter and year-end 2024 results, host earnings webcast Jan. 29 (GlobeNewswire)
Jan-06-25 06:00AM	Gallant Capital Acquires the Government Services Business of Navient Corporation (Business Wire)
Dec-24-24 08:45AM	Navient to sell Government Services business to Gallant Capital (TipRanks)
Dec-23-24 08:40AM	Navient to sell Government Services business to Gallant Capital (GlobeNewswire) -7.15%
Nov-29-24 11:31AM	Why Is Navient (NAVI) Up 7.7% Since Last Earnings Report? (Zacks)
Nov-13-24 04:15PM	Navient declares fourth quarter common stock dividend (GlobeNewswire)
Nov-12-24 08:15AM	Navient Receives Champion of Board Diversity Recognition by The Forum of Executive Women (GlobeNewswire)
Nov-06-24 11:59AM	Is the Options Market Predicting a Spike in Navient (NAVI) Stock? (Zacks) +10.62%
Oct-31-24 03:05AM	Navient Corp (NAVI) Q3 2024 Earnings Call Highlights: Strong Loan Growth Amidst GAAP EPS Loss (GuruFocus.com) -6.32%
01:26AM	Q3 2024 Navient Corp Earnings Call (Thomson Reuters StreetEvents)
Oct-30-24 09:30AM	Navient (NAVI) Reports Q3 Earnings: What Key Metrics Have to Say (Zacks)
09:10AM	Navient (NAVI) Q3 Earnings Beat Estimates (Zacks)
08:08AM	Navient: Q3 Earnings Snapshot (Associated Press Finance)
07:00AM	Navient posts third quarter 2024 financial results (GlobeNewswire)
Oct-23-24 10:01AM	Analysts Estimate Navient (NAVI) to Report a Decline in Earnings: What to Look Out for (Zacks)
Oct-03-24 09:15AM	Navient Again Named a Best Place to Work for Caregivers (GlobeNewswire)
Oct-02-24 09:15AM	Navient to announce third quarter 2024 results, host earnings webcast Oct. 30 (GlobeNewswire)
Sep-20-24 06:55AM	CorroHealth finalises Navients healthcare RCM business Xtend acquisition (Hospital Management)
Sep-18-24 08:38AM	Is the Options Market Predicting a Spike in Navient (NAVI) Stock? (Zacks)
Sep-12-24 06:33PM	Major student loan company forced to pay $120 million for bad behavior (TheStreet) +5.46%
02:41PM	US consumer watchdog moves to permanently ban Navient from federal student loan servicing (Associated Press Finance)

Navient Corp. engages in the provision of asset management and business processing solutions for education, healthcare and government clients at the federal, state and local levels. It operates through the following segments: Federal Education Loans, Consumer Lending, Business Processing, and Other. The Federal Education Loans segment owns FFELP Loans and performs servicing and asset recovery services on FFELP Loan portfolio. The Consumer Lending segment owns, originates, acquires and services high-quality private education loans. The Business Processing segment engages in the provision of government and healthcare services. The Other segment consists of corporate liquidity portfolio, gains and losses incurred on the repurchase of debt, unallocated expenses of shared services and restructuring/other reorganization expenses. The company was founded in 1973 and is headquartered in Herndon, VA.

Insider Trading	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
CABRAL ANNA ESCOBEDO	Director	Jan 01 '25	Option Exercise	13.29	11,691	155,374	61,009	Jan 23 04:13 PM
HAUBER STEPHEN M	EVP & Chief Admin Officer	Nov 06 '24	Sale	15.00	10,000	150,000	256,883	Nov 07 05:53 PM
HAUBER STEPHEN M	Officer	Nov 06 '24	Proposed Sale	15.00	10,000	150,000		Nov 06 11:54 AM

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NAVI

Navient Corp

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