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YRD

Yiren Digital Ltd ADR

Nov 26 • 04:00PM ET

4.41

+0.16 3.76 %

Financial • Credit Services • China • NYSE

Peers: QFIN LX FINV XYF QD JFIN CLPS CD AMBO AIHS

| Held by: AVEM PGJ

Scroll to Statements

Index	-	P/E	2.21	EPS (ttm)	2.00	Insider Own	-	Shs Outstand	86.41M	Perf Week	-7.74%
Market Cap	381.07M	Forward P/E	-	EPS next Y	-	Insider Trans	-	Shs Float	-	Perf Month	-19.96%
Enterprise Value	-210.07M	PEG	-	EPS next Q	-	Inst Own	3.21%	Short Float	-	Perf Quarter	-24.62%
Income	173.93M	P/S	0.44	EPS this Y	-	Inst Trans	15.13%	Short Ratio	0.51	Perf Half Y	-33.28%
Sales	862.13M	P/B	0.26	EPS next Y	-	ROA	8.82%	Short Interest	0.04M	Perf YTD	-8.13%
Book/sh	16.82	P/C	0.64	EPS next 5Y	-	ROE	12.53%	52W High	8.74 -49.54%	Perf Year	-9.07%
Cash/sh	6.93	P/FCF	-	EPS past 3/5Y	9.92% 6.86%	ROIC	11.92%	52W Low	4.15 6.27%	Perf 3Y	215.00%
Dividend Est.	-	EV/EBITDA	-1.15	Sales past 3/5Y	4.56% -8.50%	Gross Margin	88.05%	Volatility	6.49% 4.33%	Perf 5Y	22.84%
Dividend TTM	0.44 (9.98%)	EV/Sales	-0.24	EPS Y/Y TTM	-30.67%	Oper. Margin	20.99%	ATR (14)	0.24	Perf 10Y	-
Dividend Ex-Date	Sep 30, 2025	Quick Ratio	3.54	Sales Y/Y TTM	10.48%	Profit Margin	20.17%	RSI (14)	27.83	Recom	4.60
Dividend Gr. 3/5Y	- -	Current Ratio	3.54	EPS Q/Q	-10.06%	SMA20	-13.14%	Beta	0.85	Target Price	4.61
Payout	7.15%	Debt/Eq	0.01	Sales Q/Q	5.54%	SMA50	-22.04%	Rel Volume	0.68	Prev Close	4.25
Employees	949	LT Debt/Eq	0.00	Earnings	Nov 25 BMO	SMA200	-28.48%	Avg Volume	78.95K	Price	4.41
IPO	Dec 18, 2015	Option/Short	Yes / Yes	EPS/Sales Surpr.	- -	Trades		Volume	53,399	Change	3.76%

Date	Action	Analyst	Rating Change	Price Target Change
Feb-04-20	Downgrade	UBS	Neutral → Sell
Jan-22-20	Downgrade	Credit Suisse	Neutral → Underperform
Jan-21-20	Downgrade	Morgan Stanley	Equal-Weight → Underweight
Oct-09-19	Resumed	Credit Suisse	Neutral
Oct-03-19	Downgrade	Citigroup	Neutral → Sell
Sep-05-19	Downgrade	Macquarie	Neutral → Underperform
Mar-21-19	Downgrade	Macquarie	Outperform → Neutral
Oct-29-18	Downgrade	Citigroup	Buy → Neutral
Jun-25-18	Downgrade	Morgan Stanley	Overweight → Equal-Weight
May-29-18	Reiterated	Needham	Buy	$50 → $35
Apr-10-18	Initiated	Deutsche Bank	Hold
Nov-16-17	Reiterated	Needham	Buy	$42 → $50
Nov-14-17	Initiated	Macquarie	Outperform	$60
Nov-14-17	Initiated	Citigroup	Buy
Mar-17-17	Reiterated	Needham	Buy	$38 → $33
Nov-17-16	Reiterated	Needham	Buy	$35 → $38
Aug-11-16	Reiterated	Needham	Buy	$14 → $35
Aug-10-16	Downgrade	Nomura	Neutral → Reduce
Apr-11-16	Downgrade	Nomura	Buy → Neutral
Jan-27-16	Initiated	Needham	Buy	$8.50

Show Previous Ratings

Nov-25-25 02:00PM	Yiren Digital Ltd (YRD) Q3 2025 Earnings Call Highlights: Robust Loan Origination and Internet ... (GuruFocus.com) -7.61%
05:30AM	Yiren Digital Reports Third Quarter 2025 Financial Results (PR Newswire)
Nov-18-25 02:30AM	Yiren Digital to Report Third Quarter 2025 Financial Results on November 25, 2025 (PR Newswire)
Nov-07-25 08:30AM	Yiren Digital Is Ranked Top 10% in the Global S&P ESG Rating (PR Newswire)
Nov-04-25 05:25AM	Yiren Digital CFO Highlights Company's AI Transformation and Next-Generation Fintech Strategy (PR Newswire)
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Oct-30-25 09:00AM	Yiren Digital to Showcase AI Transformation in Keynote Speech at Hong Kong FinTech Week on November 3, 2025 (PR Newswire)
Oct-29-25 09:50AM	Yiren Digital to Present at the dbVIC - Deutsche Bank ADR Virtual Investor Conference November 4th, 2025 (PR Newswire)
Oct-17-25 06:10AM	Yiren Digital Strategically Expands into Blockchain Finance and Partners with ChainUp for Platform Development (PR Newswire)
Oct-07-25 07:57AM	Yiren Digital Launches Next-Gen Magicube Agent Platform Targeting $30 Billion Generative AI Market (PR Newswire)
Sep-29-25 05:00AM	Yiren Digital Gains Increasing Momentum with Internet Insurance Business, Driving Strategic Second Growth Curve (PR Newswire)
Aug-22-25 03:07AM	Yiren Digital Ltd (YRD) Q2 2025 Earnings Call Highlights: Strong Loan Growth and AI-Driven ... (GuruFocus.com)
Aug-21-25 06:37AM	Yiren Digital Reports Second Quarter 2025 Financial Results (PR Newswire)
Aug-14-25 06:15AM	Yiren Digital to Report Second Quarter 2025 Financial Results on August 21, 2025 (PR Newswire)
Jul-29-25 07:04AM	Yiren Digital CEO Shares AI Breakthroughs and Success at WAIC 2025 (PR Newswire)
Jul-24-25 08:37AM	Yiren Digital Releases its 2024 ESG Report: AI Deepens Sustainable Practices Across the Board (PR Newswire)
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Jul-22-25 07:15AM	Yiren Digital to Release 2024 ESG Report on June 24, 2025 (PR Newswire)
Jun-20-25 06:20AM	Yiren Digital's Hexiang Insurance Brokers Launched Innovative Insurance Products for Low-Altitude Economy (PR Newswire)
Jun-12-25 06:18AM	Yirendai: Q1 Earnings Snapshot (Associated Press Finance) -9.02%
05:30AM	Yiren Digital Reports First Quarter 2025 Financial Results (PR Newswire)
Jun-05-25 05:30AM	Yiren Digital to Report First Quarter 2025 Financial Results on June 12, 2025 (PR Newswire) +9.38%
May-16-25 08:35AM	Deutsche Bank ADR Virtual Investor Conference: Presentations Now Available for Online Viewing (GlobeNewswire)
May-13-25 03:00AM	International companies to host live webcasts at Deutsche Banks Depositary Receipts Virtual Investor Conference on May 15, 2025 (GlobeNewswire)
May-12-25 08:00PM	International companies to host live webcasts at Deutsche Banks Depositary Receipts Virtual Investor Conference on May 15, 2025 (GlobeNewswire)
12:19PM	Yiren Digital to Present at the dbVIC - Deutsche Bank ADR Virtual Investor Conference May 15th (GlobeNewswire)
May-08-25 10:44AM	UPDATE - International companies to host live webcasts at Deutsche Banks Depositary Receipts Virtual Investor Conference on May 15, 2025 (GlobeNewswire)
08:35AM	International companies to host live webcasts at Deutsche Banks Depositary Receipts Virtual Investor Conference on May 15, 2025 (GlobeNewswire)
Apr-28-25 08:21AM	Yiren Digital Files 2024 Annual Report on Form 20-F (PR Newswire)
Apr-15-25 09:11AM	Yiren Digital: Selloff Presents An Opportunity (Seeking Alpha)
Apr-14-25 09:42AM	Yiren Digital Partners with klikUMKM to Deliver AI-Driven Financial Solutions Across Indonesia (PR Newswire) +8.26%
Apr-11-25 04:54AM	Yiren Digital's 'Zhiyu Large Model' Gains Regulatory Approval for Commercial Use, Marking New Milestone in AI Innovation (PR Newswire)
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Mar-27-25 02:10AM	Yiren Digital Partners with klikUMKM to Deliver AI-Driven Financial Solutions Across Indonesia (PR Newswire) +10.64%
Mar-21-25 07:08AM	Why Yiren Digital Ltd. (YRD) Went Down On Thursday? (InsiderMonkey)
Mar-20-25 11:25AM	Yiren Digital Ltd. (YRD) Q4 2024 Earnings Call Transcript (SeekingAlpha) -20.44%
06:28AM	Yirendai: Q4 Earnings Snapshot (Associated Press Finance)
06:19AM	Yiren Digital Reports Fourth Quarter and Fiscal Year 2024 Financial Results (PR Newswire)
Mar-13-25 06:41AM	Yiren Digital to Report Fourth Quarter and Full Year 2024 Financial Results on March 20, 2025 (PR Newswire)
Feb-18-25 07:53AM	Yiren Digital Integrates DeepSeek to Boost Innovation and Operational Excellence (PR Newswire) +10.14%
Jan-24-25 06:47AM	Yiren Digital Recognized for Outstanding ESG Performance, ranked in Top 17% in S&P Global CSA (PR Newswire) +6.35%
Jan-16-25 04:56AM	Yiren Digital Earns Its Place in China's Artificial Intelligence Industry Alliance (PR Newswire)
Nov-22-24 06:29AM	Yiren Digital Sees Revenue Growth Amid Strategic Investments (TipRanks)
Nov-21-24 04:59AM	Yiren Digital Reports Third Quarter 2024 Financial Results (PR Newswire)
Nov-20-24 05:38AM	Yirendai: Q3 Earnings Snapshot (Associated Press Finance) -18.04%
05:20AM	Yiren Digital Reports Third Quarter 2024 Financial Results (PR Newswire)
Nov-15-24 06:00PM	Yiren Digital to Report Third Quarter 2024 Financial Results on November 20, 2024 (PR Newswire)
Sep-26-24 08:51AM	Deutsche Bank ADR Virtual Investor Conference: Presentations Now Available for Online Viewing (GlobeNewswire)
Sep-19-24 08:35AM	Yiren Digital to present at the dbVIC - Deutsche Bank ADR Virtual Investor Conference on September 25 2024 (GlobeNewswire)
02:30AM	International companies to host live webcasts at Deutsche Bank's Depositary Receipts Virtual Investor Conference on September 24th and 25th, 2024 (GlobeNewswire)
Sep-17-24 11:22AM	International companies to host live webcasts at Deutsche Bank's Depositary Receipts Virtual Investor Conference on September 24th and 25th, 2024 (GlobeNewswire)
Aug-20-24 05:08AM	Yirendai: Q2 Earnings Snapshot (Associated Press Finance)
04:52AM	Yiren Digital Reports Second Quarter 2024 Financial Results (PR Newswire)
Aug-14-24 05:41AM	Yiren Digital to Report Second Quarter 2024 Financial Results on August 20, 2024 (PR Newswire)
Jul-12-24 11:50AM	Yiren Digital's First ESG Report Highlights at a Glance (PR Newswire)
11:50AM	/C O R R E C T I O N -- Yiren Digital/ (PR Newswire)
Jun-28-24 04:19AM	Yiren Digital Releases 2023 ESG Report (PR Newswire)
Jun-21-24 05:27AM	Yirendai: Q1 Earnings Snapshot (Associated Press Finance)
05:13AM	Yiren Digital Reports First Quarter 2024 Financial Results (PR Newswire)
Jun-14-24 03:34AM	Yiren Digital to Report First Quarter 2024 Financial Results on June 21, 2024 (PR Newswire)
Jun-06-24 07:54AM	Yiren Digital at Forefront of AI Transformation: Board Director Huang Jingsheng Addresses GenAI Summit San Francisco 2024 (PR Newswire)
May-30-24 04:22AM	Yiren Digital's AI-powered Intelligent Customer Service Wins 'Outstanding Solution' Award at Data Modeling Algorithm Competition (PR Newswire)
May-29-24 09:23AM	Yiren Digital's AI-driven DiTing Platform Hits 1 Billion Decision Milestone (PR Newswire)
May-15-24 11:03PM	Yiren Digital Files 2023 Annual Report on Form 20-F (PR Newswire)
Apr-29-24 06:00AM	Yiren Digital's Insurance Arm Served over 100,000 Flexible Workers with Its "New Resident Care" Project (PR Newswire)
Mar-21-24 06:47AM	Yirendai: Q4 Earnings Snapshot (Associated Press Finance)
06:26AM	Yiren Digital Reports Fourth Quarter and Fiscal Year 2023 Financial Results (PR Newswire)
Mar-11-24 08:35AM	Yiren Digital to Report Fourth Quarter and Full Year 2023 Financial Results on March 21, 2024 (PR Newswire) +5.13%
Mar-05-24 05:00AM	Asian Financial Services Stocks Could Soar As Economic Tailwinds Intensify (News Direct) -8.00%
Feb-06-24 04:56AM	Yiren Digital's Insurance Arm Secures Spot on FESCO's Approved Supplier List (PR Newswire) +9.77%
Dec-22-23 05:08AM	Yiren Digital Named As One of the 'Top 100 Annual Growth Public Companies of 2023' (PR Newswire)
Nov-21-23 05:13AM	Yirendai: Q3 Earnings Snapshot (Associated Press Finance) +6.50%
05:00AM	Yiren Digital Reports Third Quarter 2023 Financial Results (PR Newswire)
Nov-17-23 05:00AM	Yiren Digital to Report Third Quarter 2023 Financial Results on November 21, 2023 (PR Newswire) +13.54%
Aug-25-23 07:00AM	This B-Rated Fintech Stock Should Be on Your Watchlist Right Now (InvestorPlace)
Aug-17-23 05:08AM	Yirendai: Q2 Earnings Snapshot (Associated Press Finance)
05:00AM	Yiren Digital Reports Second Quarter 2023 Financial Results (PR Newswire)
Aug-15-23 05:00AM	Yiren Digital to Report Second Quarter 2023 Financial Results on August 17, 2023 (PR Newswire)
Jun-27-23 06:00AM	Yiren Digital Announces the Acquisition of Chongqing Jintong (PR Newswire)
Jun-09-23 05:21AM	Yirendai: Q1 Earnings Snapshot (AP Finance)
05:00AM	Yiren Digital Reports First Quarter 2023 Financial Results (PR Newswire)
Jun-07-23 06:45AM	Yiren Digital to Report First Quarter 2023 Financial Results on June 09, 2023 (PR Newswire)
Jun-06-23 07:42AM	Yiren Digital (NYSE:YRD) adds US$34m to market cap in the past 7 days, though investors from five years ago are still down 90% (Simply Wall St.)
May-18-23 08:35AM	Deutsche Bank ADR Investor Conference: Presentations Now Available for Online Viewing (GlobeNewswire) -7.09%
May-15-23 08:15AM	International companies to host live webcasts at Deutsche Banks Depositary Receipts Virtual Investor Conference on May 16th and 17th, 2023 (GlobeNewswire) +10.22%
May-11-23 05:00AM	International companies to host live webcasts at Deutsche Banks Depositary Receipts Virtual Investor Conference on May 16th and 17th, 2023 (GlobeNewswire)
May-09-23 01:36PM	International companies to host live webcasts at Deutsche Banks Depositary Receipts Virtual Investor Conference on May 16th and 17th, 2023 (GlobeNewswire)
Apr-28-23 06:31AM	Yiren Digital Files 2022 Annual Report on Form 20-F (PR Newswire)
Mar-16-23 06:13AM	Yirendai: Q4 Earnings Snapshot (AP Finance) +15.77%
05:00AM	Yiren Digital Reports Fourth Quarter and Fiscal Year 2022 Financial Results (PR Newswire)
Mar-12-23 09:15PM	Yiren Digital to Report Fourth Quarter and Full Year 2022 Financial Results on March 16, 2023 (PR Newswire)
Dec-02-22 08:10PM	Yiren Digital Successfully Regains Compliance with NYSE Minimum Share Price Listing Requirement (PR Newswire) +12.82%
Nov-23-22 05:17AM	Yiren Digital Third Quarter 2022 Earnings: EPS: CN¥3.01 (vs CN¥3.77 in 3Q 2021) (Simply Wall St.) -5.19%
Nov-22-22 06:04AM	Yiren Digital Reports Third Quarter 2022 Financial Results (PR Newswire) +10.00%
Nov-16-22 09:18PM	Yiren Digital to Report Third Quarter 2022 Financial Results on November 22, 2022 (PR Newswire)
Nov-03-22 06:00AM	Yiren Digital Reports First Half 2022 Financial Results (PR Newswire)
Sep-30-22 02:13AM	Yiren Digital Files Annual Report on Form 20-F (PR Newswire)
Sep-06-22 06:34AM	Yiren Digital Announces Up to US$20 Million Share Repurchase Program (PR Newswire) -7.08%
Aug-30-22 05:30PM	Yiren Digital Reports Fourth Quarter and Fiscal Year 2021 Financial Results (PR Newswire) -18.21% +54.59%
May-20-22 05:25AM	Yiren Digital Receives Notification from NYSE Regarding Delayed Form 20-F Filing (PR Newswire)
Apr-29-22 04:10PM	Yiren Digital Selects Wei, Wei & Co., LLP as its Independent Registered Public Accounting Firm (PR Newswire)
Dec-13-21 12:12AM	Yiren Digital Selects KPMG as its Independent Registered Public Accounting Firm (PR Newswire)
Nov-26-21 07:55AM	The past five years for Yiren Digital (NYSE:YRD) investors has not been profitable (Simply Wall St.) -5.16%

Yiren Digital Ltd. engages in the online consumer finance marketplace. It operates through the following segments: Financial Services Business; Insurance Brokerage Business; and Consumption, Lifestyle Business, and Others. The Financial Services Business segment focuses on loan facilitation and self-funded financing services. The Consumption, Lifestyle Business, and Others segment includes non-financial product and service offerings. The company was founded by Ning Tang in March 2012 and is headquartered in Beijing, China.

Insider Trading	Relationship	Date	Transaction	Cost	#Shares	Value ($)	SEC Form 4
Sun Hanhui	Officer	Sep 22 '25	Proposed Sale	6.03	29,000	174,870	Sep 22 07:45 AM
Yang Bin Maggie	Officer	Aug 26 '25	Proposed Sale	6.16	25,000	154,000	Aug 26 07:16 AM
Yang Bin Maggie	Officer	Mar 28 '25	Proposed Sale	7.38	10,000	73,800	Mar 28 07:58 AM
Yang Bin Maggie	Officer	Dec 30 '24	Proposed Sale	4.87	20,000	97,400	Dec 30 06:29 AM
Yang Bin Maggie	Officer	Dec 06 '24	Proposed Sale	4.72	10,000	47,200	Dec 06 06:30 AM

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Black Swan Sale

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YRD

Yiren Digital Ltd ADR

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