FCNCA

First Citizens Bancshares Inc (NC)

2,375.84

Oct 23 • 3:59 PM ET +179.08 (8.15%)

2,332.00

Aftermarket • 6:50 PM ET -43.84 (-1.85%)

Financial Banks - Regional USA Large NASD

Today, 11:32 AMFirst Citizens beats Q3 estimates with non-GAAP EPS $55.37, raises 2026 NII and fee-income guidance, accelerates FDIC note paydown

Peers: RF CFG HBAN KEY MTB TFC FITB EWBC PNC WAL

| Held by: VTI VB VBR VXF USMV IWR SDVY DFAC IWD AVLV

Scroll to Statements

Index	-
Market Cap	26.34B
Enterprise Value	-
Income	2.29B
Sales	14.45B
Book/sh	1756.37
Cash/sh	-
Dividend Est.	8.48 (0.36%)
Dividend TTM	8.40 (0.35%)
Dividend Ex-Date	Aug 31, 2026
Dividend Gr. 3/5Y	54.40% 36.62%
Payout	4.81%
Employees	18141
IPO	Oct 22, 1986

P/E	12.17
Forward P/E	11.68
PEG	1.52
P/S	1.82
P/B	1.35
P/C	-
P/FCF	16.38
EV/EBITDA	-
EV/Sales	-
Quick Ratio	-
Current Ratio	0.23
Debt/Eq	1.13
LT Debt/Eq	1.13
Option/Short	Yes / Yes

EPS (ttm)	195.15
EPS next Y	203.47
EPS next Q	49.10
EPS this Y	10.74%
EPS next Y	3.29%
EPS next 5Y	7.67%
EPS past 3/5Y	34.85% 28.32%
Sales past 3/5Y	41.55% 49.14%
EPS Y/Y TTM	15.37%
Sales Y/Y TTM	-0.39%
EPS Q/Q	18.95%
Sales Q/Q	1.41%
Earnings	Oct 23 BMO
EPS/Sales Surpr.	19.90% 1.91%

Insider Own	36.81%
Insider Trans	-0.19%
Inst Own	59.24%
Inst Trans	-
ROA	1.01%
ROE	10.98%
ROIC	5.21%
Gross Margin	-
Oper. Margin	21.48%
Profit Margin	15.85%
SMA20	12.78%
SMA50	11.22%
SMA200	15.43%
Trades

Shs Outstand	11.29M
Shs Float	7.14M
Short Float	6.65%
Short Ratio	7.48
Short Interest	0.47M
52W High	2296.30 3.46%
52W Low	1727.10 37.56%
Volatility	2.28% 2.05%
ATR (14)	59.82
RSI (14)	78.13
Beta	0.62
Rel Volume	4.71
Avg Volume	63.45K
Volume	299,087

Perf Week	11.87%
Perf Month	15.51%
Perf Quarter	11.16%
Perf Half Y	22.98%
Perf YTD	10.70%
Perf Year	35.64%
Perf 3Y	82.41%
Perf 5Y	181.33%
Perf 10Y	720.67%
Recom	2.80
Target Price	2315.00
Prev Close	2196.76
Price	2375.84
Change %	8.15%

Date	Action	Analyst	Rating Change	Price Target Change
Sep-14-26	Resumed	UBS	Neutral	$2250
Jul-09-26	Downgrade	Keefe Bruyette	Outperform → Mkt Perform	$2300
Apr-08-26	Downgrade	Deutsche Bank	Buy → Hold	$2154
Nov-20-25	Upgrade	Raymond James	Outperform → Strong Buy	$2100 → $2200
Jul-28-25	Downgrade	Piper Sandler	Overweight → Neutral	$2150
May-21-25	Initiated	Jefferies	Hold	$2050
May-15-25	Initiated	TD Cowen	Buy	$2400
Mar-11-25	Upgrade	Piper Sandler	Neutral → Overweight	$2250
Jan-14-25	Upgrade	Keefe Bruyette	Mkt Perform → Outperform	$2500
Dec-17-24	Resumed	UBS	Buy
Dec-09-24	Initiated	Deutsche Bank	Buy	$2600
Dec-04-24	Downgrade	Keefe Bruyette	Outperform → Mkt Perform	$2100 → $2500
Sep-24-24	Downgrade	Wedbush	Outperform → Neutral	$2450 → $2150
Jul-09-24	Initiated	Jefferies	Buy	$2005
Jul-02-24	Upgrade	Raymond James	Mkt Perform → Outperform	$1900
Apr-26-24	Downgrade	Piper Sandler	Overweight → Neutral	$1850 → $1950
Apr-11-24	Initiated	Barclays	Equal Weight	$1850
Mar-21-24	Initiated	Goldman	Buy	$1950
Nov-28-23	Initiated	Raymond James	Mkt Perform
Oct-05-23	Initiated	Wedbush	Outperform	$1700

Show Previous Ratings

Today 04:08PM	Dow and Small Caps Climb Weekly While Nasdaq Slips on Megacap Earnings Charges (PR Newswire) +8.15%
12:55PM	First Citizens Crushes Consensus As Loan Growth Surges And Guidance Rises, But Flat Revenue And Costlier Funding Temper The Beat (Earnings Whispers)
06:46AM	First Citizens: Q3 Earnings Snapshot (Associated Press)
06:30AM	First Citizens BancShares Reports Third Quarter 2026 Earnings, Announces Additional Share Repurchase Plan (PR Newswire)
06:28AM	First Citizens BancShares Declares Dividends (PR Newswire)
08:00AM	Loading…
Oct-08-26 08:00AM	Pivot Energy Closes $173 Million Term Loan Facility for 135 MWdc Distributed Solar Portfolio (PR Newswire)
Oct-07-26 08:00AM	Halloween Budgets Top Thanksgiving: 38% Plan to Spend $300 or More, CIT Bank Survey Finds (PR Newswire)
Oct-06-26 08:00AM	First Citizens Bank Launches New Innovation Banking Brand (PR Newswire)
Sep-30-26 04:30PM	First Citizens BancShares, Inc. Announces Date of Third Quarter 2026 Earnings Call (PR Newswire)
Sep-17-26 09:00AM	CB Insights Joins Silicon Valley Bank's Partner Network to Give Innovators a Competitive Edge (PR Newswire)
Sep-14-26 09:00AM	First Citizens Bank Provides $157 Million to Morningstar Properties (PR Newswire)
Sep-08-26 10:52AM	First Citizens Bank Completes 138-Branch Acquisition, Adding $5 Billion in Deposits (InvestorsHub)
08:15AM	First Citizens Bank Completes Branch Acquisition, Expanding Presence Across the Midwest, Great Plains and West (PR Newswire)
Aug-12-26 09:00AM	Revman International Secures $87 million from First Citizens Bank (PR Newswire)
Aug-04-26 08:15AM	First Citizens Bank Introduces Working Capital Finance Group (PR Newswire)
10:03AM	Loading…
Aug-03-26 10:03AM	First Citizens Bank Appoints Stacie Bales Barton and Sharon Thompson to Lead Growth Across Central U.S. (PR Newswire)
Jul-30-26 09:00AM	First Citizens Bank Purchases Office Buildings in San Diego (PR Newswire)
Jul-23-26 05:01PM	First Citizens BancShares Inc (FCNCA) Q2 2026 Earnings Call Highlights: Strong Performance Amid ... (GuruFocus.com) +6.51%
06:41AM	First Citizens: Q2 Earnings Snapshot (Associated Press)
06:30AM	First Citizens BancShares Reports Second Quarter 2026 Earnings (PR Newswire)
06:28AM	First Citizens BancShares Declares Dividends (PR Newswire)
Jun-30-26 04:30PM	First Citizens BancShares, Inc. Announces Date of Second Quarter 2026 Earnings Call (PR Newswire)
Jun-17-26 06:19PM	Corgi Insurance and Silicon Valley Bank Partner to Connect Clients to Preferred Coverage Solutions (PR Newswire)
May-07-26 09:00AM	Silicon Valley Bank Expands Life Science & Healthcare Team (PR Newswire)
May-04-26 08:00AM	WEX and Impactive Capital Announce Cooperation Agreement (Business Wire)
Apr-23-26 06:48AM	First Citizens: Q1 Earnings Snapshot (Associated Press)
06:31AM	First Citizens BancShares Reports First Quarter 2026 Earnings (PR Newswire)
06:30AM	First Citizens Bank to Expand Commercial Solutions and Align Brand Names in Q4 2026 (PR Newswire)
06:28AM	First Citizens BancShares Declares Dividends (PR Newswire)
Apr-21-26 08:30AM	First Citizens Appoints New Executive Vice President for its South Region (PR Newswire)
08:00AM	Loading…
Apr-10-26 08:00AM	First Citizens Appoints Chris Stringer to Lead the Dallas Market (PR Newswire)
Apr-01-26 09:46AM	Disney upgraded, Nike downgraded: Wall Street's top analyst calls (The Fly)
Mar-31-26 04:30PM	First Citizens BancShares, Inc. Announces Date of First Quarter 2026 Earnings Call (PR Newswire)
Feb-17-26 09:00AM	Realta Fusion Secures $9.5 Million Growth Capital Facility from Silicon Valley Bank, a division of First Citizens Bank (PR Newswire)
Feb-10-26 08:55AM	First Citizens Bank Chairman and CEO Frank B. Holding Appointed to Federal Reserve Board of Governors' Federal Advisory Council (PR Newswire)
Feb-09-26 08:00AM	Impactive Capital Nominates Four Candidates to WEX Board (Business Wire)
Feb-08-26 04:30AM	First Citizens (FCNCA): Balancing Growth Potential with Industry Challenges (Insider Monkey)
Feb-04-26 10:33PM	Regional Banks Stocks Q4 Teardown: First Citizens BancShares (NASDAQ:FCNCA) Vs The Rest (StockStory)
Feb-03-26 09:00AM	First Citizens Bank Names Robert Horne Middle Market Banking Director in Florida (PR Newswire)
Jan-30-26 12:31AM	First Citizens BancShares's Q4 Earnings Call: Our Top 5 Analyst Questions (StockStory)
Jan-24-26 12:31AM	FCNCA Q4 Deep Dive: Technology Investment and Deposit Strategy Shape Outlook (StockStory)
Jan-23-26 04:00PM	First Citizens BancShares Inc (FCNCA) Q4 2025 Earnings Call Highlights: Strong Loan Growth and ... (GuruFocus.com) -8.49%
01:55PM	Silver Breaks $101, Intel Stock Plunges 17%: What's Moving Markets Friday? (Benzinga)
12:05PM	Why First Citizens BancShares (FCNCA) Shares Are Sliding Today (StockStory)
09:30AM	First Citizens (FCNCA) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates (Zacks)
07:50AM	First Citizens BancShares (FCNCA) Beats Q4 Earnings and Revenue Estimates (Zacks)
06:58AM	First Citizens: Q4 Earnings Snapshot (Associated Press Finance)
06:47AM	First Citizens BancShares (NASDAQ:FCNCA) Surprises With Strong Q4 CY2025 (StockStory)
06:30AM	First Citizens BancShares Reports Fourth Quarter 2025 Earnings (PR Newswire)
06:28AM	First Citizens BancShares Declares Dividends (PR Newswire)
Jan-21-26 10:01PM	What To Expect From First Citizens BancShares's (FCNCA) Q4 Earnings (StockStory)
Jan-18-26 07:30AM	Trump in Davos, Netflix and Intel results on deck earnings season ramps: What to watch this week (Yahoo Finance)
07:30AM	Trump in Davos, Netflix and Intel results on deck as earnings season ramps: What to watch this week (Yahoo Finance)
07:30AM	Trump in Davos, Netflix and Intel results on deck as earnings season ramps up: What to watch this week (Yahoo Finance)
Jan-16-26 10:00AM	First Citizens BancShares (FCNCA) Expected to Beat Earnings Estimates: What to Know Ahead of Q4 Release (Zacks)
Jan-15-26 08:00AM	Silicon Valley Bank Releases 25th Annual State of the US Wine Industry Report (PR Newswire)
Jan-14-26 04:30PM	First Citizens BancShares, Inc. Announces Chief Risk Officer Transition, Names Successor (PR Newswire)
Jan-09-26 12:10PM	Will First Citizens (FCNCA) Beat Estimates Again in Its Next Earnings Report? (Zacks)
Jan-08-26 09:30AM	AI Investment Accounted for Nearly Half of Healthcare Investment in 2025; Silicon Valley Bank Releases 17th Healthcare Investments and Exits Report (PR Newswire)
Dec-30-25 04:30PM	First Citizens BancShares, Inc. Announces Date of Fourth Quarter 2025 Earnings Call (PR Newswire)
Dec-28-25 10:34PM	Q3 Rundown: First Citizens BancShares (NASDAQ:FCNCA) Vs Other Regional Banks Stocks (StockStory)
Dec-17-25 06:00AM	Pivot Energy Secures Over $225 Million from Three Existing Lenders to Advance Community Solar Projects (PR Newswire)
Dec-16-25 10:00AM	Soltage Closes $80 Million Syndicated Development Revolver Facility to Accelerate Solar & Storage Deployment (PR Newswire)
Dec-15-25 11:01PM	3 Reasons to Sell FCNCA and 1 Stock to Buy Instead (StockStory)
Dec-04-25 07:00AM	Spending and Saving Better in the New Year: Americans will spend an average of $4,700 to achieve their New Year's Resolutions (PR Newswire)
Nov-20-25 09:00AM	Lumafield Secures $50 Million Growth Capital Facility from Silicon Valley Bank (PR Newswire)
09:00AM	First Citizens Names Snow Holding Middle Market Banking Leader for Northeastern United States (PR Newswire)
Nov-19-25 09:00AM	First Citizens Bank Purchases Office Building in San Francisco (PR Newswire)
Nov-18-25 09:00AM	Silicon Valley Bank Appoints Megan Scheffel Head of Life Science and Healthcare Banking (PR Newswire)
Nov-13-25 05:22PM	Peregrine Energy Solutions Secures Funding to support a $317 Million Battery Energy Storage Project Currently Under Construction (PR Newswire)
Nov-12-25 08:30AM	First Citizens Wealth Expands California Bay Area Team, Appoints Lee Erby Region Head (PR Newswire)
Nov-10-25 09:00AM	First Citizens Bank Provides $38 Million to Stockdale Capital Partners (PR Newswire)
Nov-06-25 10:33AM	What Midlands $5 Million Write-Off Teaches About the Next Phase of the Trucking Slow Down (FreightWaves)
08:30AM	First Citizens Wealth Finds Business Owners Resilient Amid Change, with Experienced Owners Taking More Risks (PR Newswire)
Nov-05-25 09:00AM	First Citizens Names Mike Spencer Middle Market Banking Leader in Georgia (PR Newswire)
Nov-03-25 01:00PM	Dynapac North America and First Citizens Bank Launch New Vendor Finance Agreement (PR Newswire)
Oct-30-25 10:09AM	Jamie Dimon warned of 'cockroaches' in the financial system. Fed Chair Powell doesn't see a 'broader' problem. (Yahoo Finance)
01:34AM	First Citizens BancShares's Q3 Earnings Call: Our Top 5 Analyst Questions (StockStory)
Oct-29-25 08:30AM	First Citizens Names Erin McCaskill as New Wealth Leader in Atlanta (PR Newswire)
08:11AM	Ohio bank broaches Tennessee with $317.3M acquisition (Banking Dive)
Oct-28-25 11:30AM	First Citizens Bank Provides $338 Million to Autumn Lake Healthcare (PR Newswire)
Oct-27-25 08:44AM	First Citizens Bank Announces Boston Market Expansion, Real Estate Purchase (PR Newswire)
Oct-24-25 01:32AM	FCNCA Q3 Deep Dive: Deposit Growth and Platform Expansion Amid Expense Pressures (StockStory)
Oct-23-25 03:07PM	First Citizens BancShares Inc (FCNCA) Q3 2025 Earnings Call Highlights: Strong Loan and Deposit ... (GuruFocus.com)
09:30AM	First Citizens (FCNCA) Reports Q3 Earnings: What Key Metrics Have to Say (Zacks)
07:45AM	First Citizens BancShares (FCNCA) Surpasses Q3 Earnings and Revenue Estimates (Zacks)
06:54AM	First Citizens BancShares (NASDAQ:FCNCA) Surprises With Q3 Sales (StockStory)
06:44AM	First Citizens: Q3 Earnings Snapshot (Associated Press Finance)
06:30AM	First Citizens BancShares Reports Third Quarter 2025 Earnings (PR Newswire)
06:28AM	First Citizens BancShares Declares Dividends (PR Newswire)
Oct-22-25 09:55AM	HomeTrust Bancshares (HTB) Q3 Earnings and Revenues Surpass Estimates (Zacks)
09:20AM	Earnings To Watch: First Citizens BancShares Inc (FCNCA) Reports Q3 2025 Result (GuruFocus.com)
Oct-21-25 11:03PM	First Citizens BancShares (FCNCA) To Report Earnings Tomorrow: Here Is What To Expect (StockStory)
09:30AM	Fintech Investment Remains Stable Offering Opportunities for Growth Outside of AI; Silicon Valley Bank Releases Annual Fintech Report (PR Newswire)
09:15AM	Unveiling First Citizens (FCNCA) Q3 Outlook: Wall Street Estimates for Key Metrics (Zacks)
Oct-16-25 10:00AM	Analysts Estimate First Citizens BancShares (FCNCA) to Report a Decline in Earnings: What to Look Out for (Zacks) -6.16%
09:30AM	Record Investment in Provider Operations Boosts Healthtech Sector; Silicon Valley Bank Releases 2025 Healthtech Report (PR Newswire)
06:30AM	FIRST CITIZENS BANK CONTINUES NATIONAL EXPANSION, AGREES TO ACQUIRE SELECT BRANCHES FROM BMO BANK N.A. (PR Newswire)
Oct-14-25 03:55PM	First Citizens BancShares, Zions Bancorporation, Stock Yards Bank, ServisFirst Bancshares, and Pathward Financial Stocks Trade Up, What You Need To Know (StockStory)
Oct-12-25 09:00AM	Wall Street's biggest banks are riding high as earnings season begins (Yahoo Finance)

Show Previous News

Insider Trading	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
Holding Olivia Britton	10% Owner	Sep 15 '26	Sale	19.53	7,000	136,700	15,000	Sep 17 05:07 PM
Holding Properties, LLC	Affiliate	Sep 15 '26	Proposed Sale	19.40	22,000	426,800		Sep 15 11:19 AM
Morais Diane E.	Director	Aug 19 '26	Buy	2168.11	50	108,405	100	Aug 20 12:33 PM
The Robert P. Holding Foundati	Affiliate	Aug 17 '26	Proposed Sale	2253.13	1,500	3,379,695		Aug 17 11:01 AM
HOLDING FRANK B JR	Chairman and CEO	Jun 05 '26	Buy	2018.73	137	276,566	64,572	Jun 08 07:03 PM
HOLDING FRANK B JR	Chairman and CEO	Jun 05 '26	Buy	1920.80	335	643,467	64,435	Jun 08 07:01 PM
HOLDING FRANK B JR	Chairman and CEO	Jun 05 '26	Buy	1813.37	528	957,461	64,100	Jun 08 06:59 PM
HOLDING FRANK B JR	Chairman and CEO	Jun 04 '26	Buy	1794.99	25	44,875	63,572	Jun 08 06:59 PM
HOLDING FRANK B JR	Chairman and CEO	Jun 04 '26	Buy	1751.95	225	394,189	63,547	Jun 08 06:58 PM
Alemany Ellen R	Director	Jun 04 '26	Sale	2047.12	2,520	5,158,743	45	Jun 08 03:59 PM
Alemany Ellen R	Director	Jun 02 '26	Proposed Sale	1969.96	2,520	4,964,299		Jun 02 11:50 AM
HOLDING FRANK B JR	Chairman and CEO	May 12 '26	Buy	1726.82	5,940	10,257,311	38,111	May 12 08:32 PM
HOLDING FRANK B JR	Chairman and CEO	May 12 '26	Sale	1918.69	5,346	10,257,317	100,654	May 12 08:32 PM
HOLDING FRANK B JR	Chairman and CEO	Mar 19 '26	Buy	1550.00	92	142,600	2,841	Mar 19 05:12 PM
HOLDING FRANK B JR	Chairman and CEO	Mar 19 '26	Buy	1550.00	4	6,200	32,171	Mar 19 05:12 PM
HOLDING FRANK B JR	Chairman and CEO	Mar 17 '26	Buy	1550.00	2	3,100	32,167	Mar 19 05:12 PM
HOLDING FRANK B JR	Chairman and CEO	Mar 13 '26	Buy	1550.00	134	207,700	2,749	Mar 17 04:24 PM
HOLDING FRANK B JR	Chairman and CEO	Mar 13 '26	Buy	1550.00	15	23,250	32,165	Mar 17 04:24 PM
Snow Ralph Mattox III	Director	Mar 05 '26	Buy	1944.22	11	21,386	121	Mar 09 03:37 PM
The Robert P. Holding Foundati	Affiliate	Dec 09 '25	Proposed Sale	1972.35	1,500	2,958,525		Dec 09 10:52 AM
HOLDING FRANK B JR	Chairman and CEO	Nov 26 '25	Buy	1629.67	135	220,006	2,527	Dec 01 04:46 PM
Alemany Ellen R	Director	Nov 13 '25	Buy	1000.00	300	300,000	300	Nov 17 05:28 PM

First Citizens BancShares, Inc. is a holding company, which engages in the provision of retail and commercial banking services through its subsidiaries. It operates through the following segments: General Banking, Commercial Banking, Rail, and Corporate. The General Banking segment delivers services to individuals through branch networks. The Commercial Banking segment provides lending, leasing and other financial and advisory services to small and middle market companies. The Rail segment deals with the provision of equipment leasing and secured financing for railroads and shippers. The Corporate segment consists of investment securities and interest bearing cash. The company was founded on August 7, 1986 and is headquartered in Raleigh, NC.

Chairman & CEOMr. Frank Brown Holding Jr.

Vice ChairwomanMs. Hope Holding Bryant

President & DirectorMr. Peter McDonald Bristow

Chief Financial OfficerMr. Craig Lockwood Nix CPA

Chief Information & Operations OfficerMr. Gregory L. Smith

open in yahoo | open in reuters | open in marketwatch | open in google | open in EDGAR

FCNCA

First Citizens Bancshares Inc (NC)

Upgrade your Finviz experience