CHMG

Chemung Financial Corp

83.72

Sep 17 • 12:16 PM ET +0.17 (0.20%)

Financial Banks - Regional USA Small NASD

Peers: CZFS NWFL AROW FNLC WASH BHB JMSB WSBF BRBS BCML

| Held by: VTI IWM VXF IWN AVUV BSVO VTWO DFAT FDM DFAS

Index	RUT
Market Cap	403.65M
Enterprise Value	-
Income	33.19M
Sales	161.78M
Book/sh	56.09
Cash/sh	-
Dividend Est.	1.40 (1.67%)
Dividend TTM	1.38 (1.65%)
Dividend Ex-Date	Sep 17, 2026
Dividend Gr. 3/5Y	2.11% 4.88%
Payout	41.98%
Employees	348
IPO	Apr 04, 1994

P/E	12.16
Forward P/E	10.25
PEG	-
P/S	2.50
P/B	1.49
P/C	-
P/FCF	8.85
EV/EBITDA	-
EV/Sales	-
Quick Ratio	-
Current Ratio	0.05
Debt/Eq	0.53
LT Debt/Eq	0.19
Option/Short	No / Yes

EPS (ttm)	6.88
EPS next Y	8.17
EPS next Q	1.95
EPS this Y	31.19%
EPS next Y	7.32%
EPS next 5Y	-
EPS past 3/5Y	-19.97% -4.76%
Sales past 3/5Y	10.95% 9.89%
EPS Y/Y TTM	190.13%
Sales Y/Y TTM	18.42%
EPS Q/Q	235.86%
Sales Q/Q	85.01%
Earnings	Jul 22 AMC
EPS/Sales Surpr.	3.12% 2.14%

Insider Own	24.71%
Insider Trans	-0.50%
Inst Own	49.90%
Inst Trans	6.02%
ROA	1.17%
ROE	13.14%
ROIC	10.30%
Gross Margin	-
Oper. Margin	27.32%
Profit Margin	20.51%
SMA20	0.59%
SMA50	3.15%
SMA200	26.17%
Trades

Shs Outstand	4.82M
Shs Float	3.63M
Short Float	2.78%
Short Ratio	1.64
Short Interest	0.10M
52W High	86.00 -2.65%
52W Low	49.82 68.04%
Volatility	2.20% 2.44%
ATR (14)	1.93
RSI (14)	54.12
Beta	0.58
Rel Volume	0.89
Avg Volume	61.59K
Volume	25,176

Perf Week	-1.29%
Perf Month	0.07%
Perf Quarter	19.17%
Perf Half Y	63.36%
Perf YTD	50.04%
Perf Year	59.47%
Perf 3Y	107.18%
Perf 5Y	80.86%
Perf 10Y	187.30%
Recom	2.00
Target Price	84.67
Prev Close	83.55
Price	83.72
Change %	0.20%

Date	Action	Analyst	Rating Change	Price Target Change
Sep-02-26	Initiated	Raymond James	Outperform	$87
Dec-20-24	Resumed	Piper Sandler	Neutral	$57
Oct-22-20	Downgrade	DA Davidson	Buy → Neutral	$32 → $37
Mar-09-20	Upgrade	DA Davidson	Neutral → Buy	$44 → $37
Dec-20-19	Initiated	Keefe Bruyette	Mkt Perform	$49
Aug-27-19	Initiated	DA Davidson	Neutral
Aug-06-19	Upgrade	Janney	Neutral → Buy
Apr-22-19	Downgrade	Sandler O'Neill	Buy → Hold
Feb-20-18	Upgrade	Sandler O'Neill	Hold → Buy
Jun-06-16	Downgrade	Sandler O'Neill	Buy → Hold
Jul-27-15	Upgrade	Sandler O'Neill	Hold → Buy

Show Previous Ratings

Today 07:09AM	Chemung Financial Corp's Dividend Analysis (GuruFocus.com)
Aug-19-26 01:15PM	Chemung Financial Corporation Announces Dividend Increase (GlobeNewswire)
Jul-22-26 04:36PM	Chemung Financial: Q2 Earnings Snapshot (Associated Press)
04:05PM	Chemung Financial Corporation Reports Second Quarter 2026 Net Income of $8.8 million, or $1.82 per share (GlobeNewswire)
May-21-26 04:10PM	Chemung Financial Corporation Announces Quarterly Dividend (GlobeNewswire)
08:36AM	Loading…
Apr-17-26 08:36AM	Chemung Financial: Q1 Earnings Snapshot (Associated Press) +5.94%
08:30AM	Chemung Financial Corporation Reports Record Quarterly Results; First Quarter 2026 Net Income of $9.2 million, or $1.91 per share (GlobeNewswire)
Feb-17-26 05:20PM	Chemung Financial Corporation Announces Quarterly Dividend (GlobeNewswire)
Jan-26-26 05:40PM	Chemung Financial (CHMG) Q4 Earnings and Revenues Top Estimates (Zacks)
04:39PM	Chemung Financial: Q4 Earnings Snapshot (Associated Press Finance)
04:10PM	Chemung Financial Corporation Reports Fourth Quarter 2025 Net Income of $7.7 million, or $1.61 per share & Annual Financial Results (GlobeNewswire)
Jan-07-26 04:48AM	New Strong Sell Stocks for January 7th (Zacks)
Jan-05-26 06:55AM	New Strong Sell Stocks for January 5th (Zacks)
Nov-18-25 04:15PM	Chemung Financial Corporation Announces Quarterly Dividend (GlobeNewswire)
Oct-21-25 06:20PM	Chemung Financial (CHMG) Q3 Earnings and Revenues Lag Estimates (Zacks)
05:19PM	Loading…
05:19PM	Chemung Financial: Q3 Earnings Snapshot (Associated Press Finance)
04:05PM	Chemung Financial Corporation Reports Third Quarter 2025 Net Income of $7.8 million, or $1.62 per share (GlobeNewswire)
Oct-10-25 11:45AM	Are You Looking for a High-Growth Dividend Stock? (Zacks)
Sep-24-25 11:45AM	Why Chemung Financial (CHMG) is a Great Dividend Stock Right Now (Zacks)
Sep-08-25 04:59PM	Should Value Investors Buy Chemung Financial Corp (CHMG) Stock? (Zacks)
Aug-21-25 09:40AM	Are Investors Undervaluing Chemung Financial Corp (CHMG) Right Now? (Zacks)
08:23AM	4 Stocks to Watch That Declared Dividend Hikes Amid Rate-Cut Uncertainty (Zacks)
Aug-20-25 10:51AM	3 Banks Stocks With Dividend Hikes in the Past Week to Watch (Zacks)
Aug-19-25 04:15PM	Chemung Financial Corporation Announces Dividend Increase (GlobeNewswire)
Aug-18-25 11:45AM	Chemung Financial (CHMG) is a Top Dividend Stock Right Now: Should You Buy? (Zacks)
Aug-15-25 09:40AM	Should Value Investors Buy Popular (BPOP) Stock? (Zacks)
Aug-01-25 11:45AM	Chemung Financial (CHMG) Could Be a Great Choice (Zacks)
Jul-21-25 09:55AM	Chemung Financial (CHMG)'s Technical Outlook is Bright After Key Golden Cross (Zacks)
Jul-17-25 05:04PM	Chemung Financial: Q2 Earnings Snapshot (Associated Press Finance)
04:50PM	Chemung Financial Corporation Reports Second Quarter 2025 Results (GlobeNewswire)
05:30PM	Loading…
Jul-16-25 05:30PM	South Plains Financial (SPFI) Q2 Earnings and Revenues Surpass Estimates (Zacks)
11:45AM	Are You Looking for a High-Growth Dividend Stock? (Zacks)
Jul-15-25 04:06PM	Buy the Best Highly-Ranked Stocks this Earnings Season (Zacks)
Jul-10-25 10:00AM	Chemung Financial (CHMG) to Report Q2 Results: Wall Street Expects Earnings Growth (Zacks)
Jul-02-25 12:20PM	Earnings Estimates Rising for Chemung Financial (CHMG): Will It Gain? (Zacks)
Jun-30-25 11:45AM	Why Chemung Financial (CHMG) is a Great Dividend Stock Right Now (Zacks)
Jun-16-25 09:40AM	Is Chemung Financial Corp (CHMG) Stock Undervalued Right Now? (Zacks)
Jun-13-25 11:45AM	Chemung Financial (CHMG) Could Be a Great Choice (Zacks)
06:57AM	Best Value Stock to Buy for June 13th (Zacks)
06:50AM	Best Income Stock to Buy for June 13th (Zacks)
06:17AM	New Strong Buy Stocks for June 13th (Zacks)
May-28-25 11:45AM	Are You Looking for a High-Growth Dividend Stock? (Zacks)
09:40AM	Is Chemung Financial Corp (CHMG) a Great Value Stock Right Now? (Zacks)
May-27-25 02:39PM	KBRA Assigns Ratings to Chemung Financial Corporation (Business Wire)
May-22-25 04:10PM	Chemung Financial Corporation Announces Quarterly Dividend (GlobeNewswire)
May-12-25 11:45AM	Why Chemung Financial (CHMG) is a Great Dividend Stock Right Now (Zacks)
09:40AM	Should Value Investors Buy Chemung Financial Corp (CHMG) Stock? (Zacks)
Apr-25-25 09:40AM	Are Investors Undervaluing Chemung Financial Corp (CHMG) Right Now? (Zacks)
Apr-24-25 11:45AM	Why Chemung Financial (CHMG) is a Top Dividend Stock for Your Portfolio (Zacks)
Apr-18-25 03:00PM	Chemung Financial Corporation Reports First Quarter 2025 Net Income of $6.0 million, or $1.26 per share (GlobeNewswire)
Apr-14-25 10:00AM	Cadence (CADE) Earnings Expected to Grow: What to Know Ahead of Next Week's Release (Zacks)
Apr-10-25 12:10PM	Why Chemung Financial (CHMG) is Poised to Beat Earnings Estimates Again (Zacks) -7.40%
10:00AM	Chemung Financial (CHMG) Expected to Beat Earnings Estimates: Can the Stock Move Higher? (Zacks)
09:10AM	Bank7 (BSVN) Tops Q1 Earnings Estimates (Zacks)
Mar-19-25 11:45AM	Chemung Financial (CHMG) is a Top Dividend Stock Right Now: Should You Buy? (Zacks)
Feb-20-25 09:40AM	Is Chemung Financial Corp (CHMG) Stock Undervalued Right Now? (Zacks)
Feb-19-25 04:15PM	Chemung Financial Corporation Announces Dividend Increase (GlobeNewswire)
Jan-28-25 07:30PM	Chemung Financial (CHMG) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates (Zacks) +14.56%
05:30PM	Chemung Financial (CHMG) Tops Q4 Earnings and Revenue Estimates (Zacks)
04:37PM	Chemung Financial: Q4 Earnings Snapshot (Associated Press Finance)
04:15PM	Chemung Financial Corporation Reports Annual Net Income of $23.7 million, or $4.96 per share, and Fourth Quarter 2024 Net Income of $5.9 million, or $1.24 per share (GlobeNewswire)
Jan-16-25 10:00AM	Chemung Financial (CHMG) Earnings Expected to Grow: What to Know Ahead of Q4 Release (Zacks)
Dec-21-24 06:55AM	Chemung Financial assumed with a Neutral at Piper Sandler (TipRanks)
Dec-20-24 09:40AM	Should Value Investors Buy Chemung Financial Corp (CHMG) Stock? (Zacks)
Dec-04-24 09:40AM	Are Investors Undervaluing Chemung Financial Corp (CHMG) Right Now? (Zacks)
Nov-19-24 04:15PM	Chemung Financial Corporation Announces Quarterly Dividend (GlobeNewswire)
Nov-18-24 09:40AM	Is Chemung Financial Corp (CHMG) Stock Undervalued Right Now? (Zacks)
Oct-28-24 09:40AM	Should Value Investors Buy Chemung Financial Corp (CHMG) Stock? (Zacks)
Oct-22-24 05:35PM	Chemung Financial (CHMG) Surpasses Q3 Earnings and Revenue Estimates (Zacks)
04:35PM	Chemung Financial: Q3 Earnings Snapshot (Associated Press Finance)
04:15PM	Chemung Financial Corporation Reports Third Quarter 2024 Net Income of $5.7 million, or $1.19 per share (GlobeNewswire)
Aug-21-24 04:10PM	Chemung Financial Corporation Announces Quarterly Dividend (GlobeNewswire)
Jul-18-24 10:53PM	CHMG Stock Earnings: Chemung Financial Misses EPS, Misses Revenue for Q2 2024 (InvestorPlace)
05:25PM	Chemung Financial (CHMG) Misses Q2 Earnings and Revenue Estimates (Zacks)
04:28PM	Chemung Financial: Q2 Earnings Snapshot (Associated Press Finance)
04:15PM	Chemung Financial Corporation Reports Second Quarter 2024 Net Income of $5.0 million, or $1.05 per share (GlobeNewswire)
May-21-24 04:15PM	Chemung Financial Corporation Announces Quarterly Dividend (GlobeNewswire)
Apr-18-24 10:52PM	CHMG Stock Earnings: Chemung Financial Beats EPS, Beats Revenue for Q1 2024 (InvestorPlace) +10.29%
06:30PM	Chemung Financial (CHMG) Q1 Earnings: How Key Metrics Compare to Wall Street Estimates (Zacks)
05:25PM	Chemung Financial (CHMG) Q1 Earnings and Revenues Top Estimates (Zacks)
04:23PM	Chemung Financial: Q1 Earnings Snapshot (Associated Press Finance)
04:15PM	Chemung Financial Corporation Reports First Quarter 2024 Net Income of $7.1 million, or $1.48 per share (GlobeNewswire)
Apr-15-24 09:19AM	Unveiling Chemung Financial (CHMG) Q1 Outlook: Wall Street Estimates for Key Metrics (Zacks)
Feb-21-24 04:10PM	Chemung Financial Corporation Announces Quarterly Dividend (GlobeNewswire)
Jan-25-24 08:30PM	Chemung Financial (CHMG) Reports Q4 Earnings: What Key Metrics Have to Say (Zacks)
06:00PM	Chemung Financial (CHMG) Q4 Earnings Lag Estimates (Zacks)
04:56PM	Chemung Financial: Q4 Earnings Snapshot (Associated Press Finance)
04:51PM	Chemung Financial Corp (CHMG) Announces Annual and Q4 Earnings: A Mixed Financial Performance ... (GuruFocus.com)
04:10PM	Chemung Financial Corporation Reports Annual Net Income of $25.0 million, or $5.28 per share, and Fourth Quarter 2023 Net Income of $3.8 million, or $0.80 per share (GlobeNewswire)
Jan-15-24 09:40AM	Are Investors Undervaluing Chemung Financial Corp (CHMG) Right Now? (Zacks)
Jan-04-24 12:10PM	Why Chemung Financial (CHMG) Could Beat Earnings Estimates Again (Zacks)
Dec-28-23 09:40AM	Should Value Investors Buy Chemung Financial Corp (CHMG) Stock? (Zacks)
Dec-26-23 12:00PM	What Makes Chemung Financial (CHMG) a New Buy Stock (Zacks)
Nov-15-23 04:10PM	Chemung Financial Corporation Announces Quarterly Dividend (GlobeNewswire)
Oct-27-23 09:41PM	Chemung Financial Corp (CHMG) Reports Q3 2023 Net Income of $7.6 Million (GuruFocus.com)
Oct-24-23 08:00PM	Chemung Financial (CHMG) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates (Zacks)
07:40PM	Chemung Financial (CHMG) Q3 Earnings and Revenues Surpass Estimates (Zacks)
06:32PM	Chemung Financial: Q3 Earnings Snapshot (Associated Press Finance)
06:21PM	Chemung Financial Corporation Reports Third Quarter 2023 Net Income of $7.6 million, or $1.61 per Share (GlobeNewswire)
Sep-15-23 07:20AM	Chemung Financial Corp (CHMG): A Deep Dive into Its Dividend Performance and Sustainability (GuruFocus.com)

Chemung Financial Corp. is a holding company, which engages in the provision of banking, financing, fiduciary, and other financial services. It operates through the following segments: Core Banking and Wealth Management Services (WMG). The Core Banking segment focuses on deposits from the general public to originate consumer, commercial, commercial real estate, and residential mortgage loans, primarily in the local markets of the firm and to invest in securities. The WMG segment provides trust and investment advisory services to clients. The company was founded on January 2, 1985 and is headquartered in Elmira, NY.

CEOAnders M. Tomson

Insider Trading	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
COLE LOREN D	EVP & CIO	Sep 16 '26	Sale	83.50	5,160	430,847	5,164	Sep 17 10:22 AM
COLE LOREN D	Officer	Sep 16 '26	Proposed Sale	84.00	5,160	433,440		Sep 15 04:18 PM
Tyrrell Thomas R.	Director	Apr 27 '26	Sale	65.33	788	51,480	8,050	Apr 27 01:29 PM
Dalrymple Robert H	Director	Feb 26 '26	Sale	56.56	2,833	160,232	1,351	Feb 26 02:09 PM
Dalrymple Robert H	Director	Feb 20 '26	Proposed Sale	60.01	2,833	170,000		Feb 25 01:36 PM
Fariello Daniel D	President, Capital Bank Div.	Feb 04 '26	Sale	61.13	748	45,725	7,110	Feb 05 09:13 AM
Fariello Daniel D	President, Capital Bank Div.	Feb 03 '26	Sale	61.57	242	14,901	7,858	Feb 04 09:33 AM
Daniel D. Fariello	Executive VP & President of Ce	Feb 04 '26	Proposed Sale	59.04	990	58,445		Feb 03 11:32 AM
Tyrrell Thomas R.	Director	Feb 02 '26	Sale	61.00	500	30,500	8,800	Feb 02 02:42 PM
STREETER JEFFREY B	Director	Oct 29 '25	Buy	51.92	2,184	113,400	32,726	Oct 30 09:06 AM
STREETER JEFFREY B	Director	Oct 28 '25	Buy	51.64	1,316	67,952	30,542	Oct 29 01:21 PM

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CHMG

Chemung Financial Corp

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