JCAP

Jefferson Capital Inc

21.61

Aug 13 • 3:59 PM ET +0.51 (2.42%)

21.63

Aftermarket • 7:36 PM ET +0.02 (0.09%)

Financial Credit Services USA Small NASD

Aug 13, 6:15 PMJefferson Capital Q2 2026 non-GAAP EPS $0.77 (-5% YoY) on revenue $177.5M (+16% YoY), both beat estimates and company declares $0.24 quarterly dividend

Peers: ECPG ENVA FCFS OMF AGM NNI UPST SLM SOFI CASH

| Held by: IWM VTI AVUV VXF IWO VTWO FSMD IWN SCHA VFH

Scroll to Statements

Index	RUT
Market Cap	1.33B
Enterprise Value	2.72B
Income	157.54M
Sales	634.79M
Book/sh	8.00
Cash/sh	0.74
Dividend Est.	0.93 (4.29%)
Dividend TTM	0.96 (4.44%)
Dividend Ex-Date	May 26, 2026
Dividend Gr. 3/5Y	- -
Payout	7.66%
Employees	1120
IPO	Jun 26, 2025

P/E	7.91
Forward P/E	7.36
PEG	-
P/S	2.10
P/B	2.70
P/C	29.19
P/FCF	4.33
EV/EBITDA	8.66
EV/Sales	4.29
Quick Ratio	0.16
Current Ratio	0.16
Debt/Eq	3.25
LT Debt/Eq	2.57
Option/Short	No / Yes

EPS (ttm)	2.73
EPS next Y	2.94
EPS next Q	0.70
EPS this Y	-19.56%
EPS next Y	5.01%
EPS next 5Y	-
EPS past 3/5Y	- -
Sales past 3/5Y	- -
EPS Y/Y TTM	65.95%
Sales Y/Y TTM	90.41%
EPS Q/Q	608100.00%
Sales Q/Q	-
Earnings	Aug 13 AMC
EPS/Sales Surpr.	12.72% 4.64%

Insider Own	61.31%
Insider Trans	0.00%
Inst Own	37.75%
Inst Trans	24.79%
ROA	15.12%
ROE	71.15%
ROIC	9.97%
Gross Margin	66.21%
Oper. Margin	48.43%
Profit Margin	24.82%
SMA20	6.40%
SMA50	15.16%
SMA200	7.32%
Trades

Shs Outstand	55.37M
Shs Float	23.84M
Short Float	5.09%
Short Ratio	3.73
Short Interest	1.21M
52W High	23.80 -9.20%
52W Low	15.50 39.42%
Volatility	3.11% 3.07%
ATR (14)	0.65
RSI (14)	71.77
Beta	-0.09
Rel Volume	1.83
Avg Volume	325.46K
Volume	594,329

Perf Week	3.35%
Perf Month	12.90%
Perf Quarter	15.81%
Perf Half Y	-2.08%
Perf YTD	-3.27%
Perf Year	17.70%
Perf 3Y	-
Perf 5Y	-
Perf 10Y	-
Recom	1.14
Target Price	26.57
Prev Close	21.10
Price	21.61
Change %	2.42%

Date	Action	Analyst	Rating Change	Price Target Change
Jul-21-25	Initiated	Truist	Buy	$24
Jul-21-25	Initiated	Raymond James	Outperform	$19
Jul-21-25	Initiated	Keefe Bruyette	Outperform	$22
Jul-21-25	Initiated	Jefferies	Buy	$29
Jul-21-25	Initiated	Citizens JMP	Mkt Outperform	$23

Aug-13-26 04:05PM	Jefferson Capital Reports Second Quarter 2026 Results (GlobeNewswire)
Aug-12-26 09:23AM	Earnings To Watch: Jefferson Capital Inc (JCAP) Reports Q2 2026 Result (GuruFocus.com)
Jul-30-26 04:05PM	Jefferson Capital to Announce Second Quarter 2026 Results (GlobeNewswire)
May-15-26 08:30AM	Jefferson Capital, Inc. Common Stock Q1 2026 Earnings Call Summary (Moby)
01:00AM	Jefferson Capital Inc (JCAP) Q1 2026 Earnings Call Highlights: Record Collections and Revenue ... (GuruFocus.com)
04:05PM	Loading…
May-14-26 04:05PM	Jefferson Capital Reports First Quarter 2026 Results (GlobeNewswire)
Apr-30-26 04:05PM	Jefferson Capital to Announce First Quarter 2026 Results (GlobeNewswire)
Apr-23-26 08:00AM	Jefferson Capital Secures Credit Facility Expansion (GlobeNewswire)
Mar-18-26 04:05PM	Jefferson Capital Appoints Two New Independent Directors (GlobeNewswire)
Mar-13-26 08:30AM	Jefferson Capital, Inc. Common Stock Q4 2025 Earnings Call Summary (Moby)
Mar-12-26 11:00PM	Jefferson Capital Inc (JCAP) Q4 2025 Earnings Call Highlights: Record Collections and Revenue ... (GuruFocus.com)
04:05PM	Jefferson Capital Reports Fourth Quarter and Full Year 2025 Results (GlobeNewswire)
Mar-11-26 09:23AM	Jefferson Capital Inc (JCAP) Q4 2025: Everything You Need To Know Ahead Of Earnings (GuruFocus.com)
Feb-28-26 08:29AM	Jefferson Capital, Inc. (JCAP): A Bear Case Theory (Insider Monkey)
Feb-26-26 04:05PM	Jefferson Capital to Announce Fourth Quarter and Full Year 2025 Results (GlobeNewswire)
07:50AM	Loading…
Feb-11-26 07:50AM	Here Are Wednesdays Top Wall Street Analyst Research Calls: BP Plc., Cloudflare, Dicks Sporting Goods, Mattel, Noble Corp., Qualcomm, Tyler Technologies, XPO, and More (24/7 Wall St.)
Jan-07-26 08:02PM	Jefferson Capital Announces Pricing of Secondary Public Offering and Concurrent Share Repurchase (GlobeNewswire) +6.59%
Jan-05-26 04:17PM	Jefferson Capital Announces Launch of Secondary Public Offering and Concurrent Share Repurchase (GlobeNewswire) -10.51%
Dec-04-25 05:37PM	Jefferson Capital Completes Acquisition of Credit Card Portfolio (GlobeNewswire)
Nov-13-25 06:00PM	Jefferson Capital, Inc. (JCAP) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates (Zacks) +6.59%
04:05PM	Jefferson Capital Reports Third Quarter 2025 Results (GlobeNewswire)
Nov-12-25 07:22AM	Jefferson Capital Inc (JCAP) Q3 2025 Earnings Report Preview: What To Expect (GuruFocus.com)
Oct-30-25 04:05PM	Jefferson Capital to Announce Third Quarter 2025 Results (GlobeNewswire)
Oct-28-25 08:00AM	Jefferson Capital Announces Amendment and Upsize of Senior Secured Revolving Credit Facility (GlobeNewswire)
Oct-27-25 08:00AM	Jefferson Capital to Acquire Credit Card Portfolio with Face Value of $488 Million (GlobeNewswire)
Oct-09-25 08:00AM	Jefferson Capital to Ring Opening Bell at Nasdaq to Commemorate Listing as a Public Company (GlobeNewswire)
Sep-03-25 03:10PM	Google Stock Soars As These 2 Mag 7s And 3 IPOs Put This Benchmark In Focus (Investor's Business Daily)
08:00AM	This Telltale Benchmark In Focus For 3 Mag 7s And 3 IPO Leaders (Investor's Business Daily)
Aug-29-25 03:36PM	IPO Stock Of The Week: Jefferson Capital Breaks Out Past First Buy Point (Investor's Business Daily)
Aug-14-25 04:05PM	Jefferson Capital Reports Second Quarter 2025 Results (GlobeNewswire)
08:00AM	Loading…
Aug-04-25 08:00AM	Jefferson Capital to Announce Second Quarter 2025 Results (GlobeNewswire) +6.82%
Jul-21-25 03:25PM	Jefferson Capital initiated with bullish views on collections edge (Investing.com)
Jul-03-25 01:15PM	IPO Stock Of The Week: Debt Collector Jefferson Capital Awaits First Buy Point (Investor's Business Daily)
Jun-26-25 12:12PM	An IPO from a collections company offers a fresh way to profit as consumers struggle (MarketWatch)
Jun-25-25 09:56PM	Jefferson Capital Announces Pricing of Initial Public Offering (GlobeNewswire)

Jefferson Capital, Inc. is a holding company, which engages in purchasing and managing of charge-off and insolvency consumer accounts. It operates through the following geographical segments: the United States, Canada, the United Kingdom, and Latin America. It purchases and services both secured and unsecured assets, and its growing client base includes Fortune 500 creditors, banks, fintech origination platforms, telecommunications providers, credit card issuers and auto finance companies. The company was founded by David M. Burton in 2002 and is headquartered in Minneapolis, MN.

PresidentMr. David M. Burton

President of U.S. Business LinesMr. Mark Zellmann

Chief Commercial OfficerMs. Penelope Campbell Person

CFO & TreasurerMr. Christo Realov

Chief Administrative OfficerMr. Matthew Pfohl

Insider Trading	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
Burton David M.	SEE REMARKS	Jan 09 '26	Sale	20.50	385,000	7,892,500	3,392,500	Jan 14 08:29 PM
JCF IV JCAP Holding L.P.	10% Owner	Jan 09 '26	Sale	19.63	11,000,000	215,916,800	32,721,808	Jan 13 04:30 PM

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JCAP

Jefferson Capital Inc

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