DAVE

Dave Inc

370.12

Oct 23 • 9:59 AM ET -12.27 (-3.21%)

Technology Software - Application USA Mid NASD

Peers: CHYM XYZ SOFI ENVA OPFI NU UPST AFRM CASH HOOD

| Held by: IJR VTI IWM CTEF VXF IWO IJT SPSM DFAS FPX

Index	RUT
Market Cap	4.72B
Enterprise Value	4.74B
Income	222.64M
Sales	643.65M
Book/sh	16.30
Cash/sh	19.80
Dividend Est.	-
Dividend TTM	-
Dividend Ex-Date	-
Dividend Gr. 3/5Y	- -
Payout	0.00%
Employees	280
IPO	Apr 26, 2021

P/E	24.01
Forward P/E	18.40
PEG	0.68
P/S	7.33
P/B	22.71
P/C	18.69
P/FCF	14.46
EV/EBITDA	14.19
EV/Sales	7.36
Quick Ratio	4.22
Current Ratio	4.22
Debt/Eq	1.29
LT Debt/Eq	0.93
Option/Short	Yes / Yes

EPS (ttm)	15.42
EPS next Y	20.11
EPS next Q	4.11
EPS this Y	-0.24%
EPS next Y	49.01%
EPS next 5Y	27.15%
EPS past 3/5Y	- -
Sales past 3/5Y	39.25% 37.95%
EPS Y/Y TTM	291.92%
Sales Y/Y TTM	48.63%
EPS Q/Q	-21.30%
Sales Q/Q	29.63%
Earnings	Aug 05 AMC
EPS/Sales Surpr.	-85.75% -0.18%

Insider Own	20.65%
Insider Trans	-0.50%
Inst Own	97.57%
Inst Trans	17.16%
ROA	47.66%
ROE	104.78%
ROIC	55.50%
Gross Margin	88.15%
Oper. Margin	33.54%
Profit Margin	34.59%
SMA20	4.22%
SMA50	4.23%
SMA200	30.08%
Trades

Shs Outstand	11.44M
Shs Float	10.12M
Short Float	22.61%
Short Ratio	6.44
Short Interest	2.29M
52W High	458.25 -19.23%
52W Low	152.21 143.17%
Volatility	5.80% 5.28%
ATR (14)	20.34
RSI (14)	54.33
Beta	4.07
Rel Volume	0.70
Avg Volume	355.19K
Volume	30,028

Perf Week	0.74%
Perf Month	11.67%
Perf Quarter	-8.76%
Perf Half Y	34.81%
Perf YTD	67.17%
Perf Year	53.60%
Perf 3Y	7214.72%
Perf 5Y	16.36%
Perf 10Y	-
Recom	1.27
Target Price	446.23
Prev Close	382.39
Price	370.12
Change %	-3.21%

Date	Action	Analyst	Rating Change	Price Target Change
Sep-15-26	Initiated	JP Morgan	Overweight	$480
Sep-09-26	Initiated	Loop Capital	Buy	$500
Aug-17-26	Initiated	Piper Sandler	Overweight	$390
May-27-26	Initiated	Evercore ISI	In-line	$260
May-26-26	Initiated	UBS	Buy	$300
Feb-09-26	Initiated	Keefe Bruyette	Outperform
Sep-26-25	Reiterated	Citizens JMP	Mkt Outperform	$280 → $300
May-27-25	Reiterated	B. Riley Securities	Buy	$206 → $239
Jan-31-25	Initiated	Canaccord Genuity	Buy	$120
Aug-12-24	Initiated	The Benchmark Company	Buy	$53
Jul-26-24	Initiated	Lake Street	Buy	$53
Jun-10-24	Initiated	Seaport Research Partners	Buy	$54
Jun-07-24	Initiated	B. Riley Securities	Buy	$60
Apr-29-24	Initiated	JMP Securities	Mkt Outperform	$70
Apr-23-24	Upgrade	Barrington Research	Mkt Perform → Outperform	$45
Mar-15-24	Initiated	Barrington Research	Mkt Perform
Apr-25-22	Initiated	Jefferies	Hold	$5

Show Previous Ratings

Today 08:43AM	Dave to Host Third Quarter 2026 Conference Call on November 4, 2026 at 4:30 p.m. ET (GlobeNewswire)
Oct-02-26 12:16PM	Top Bank Names 6 Stocks With Major Catalysts Ahead (GuruFocus.com)
Sep-29-26 06:46AM	Two stock picks from a money manager who expects small caps to roar in 2027 (MarketWatch)
Sep-15-26 09:35AM	Ulta Beauty, Etsy upgraded: Wall Street's top analyst calls (The Fly)
Aug-17-26 09:36AM	Apple upgraded, Workday downgraded: Wall Street's top analyst calls (The Fly)
01:55PM	Loading…
Aug-07-26 01:55PM	SPACs Are Roaring Back. This Red-Hot Stock Is a Cautionary Tale. (Barrons.com) -12.96%
Aug-05-26 04:10PM	Dave Reports Second Quarter 2026 Financial Results (PR Newswire) -15.09%
Jul-30-26 09:38AM	Humana upgraded, Las Vegas Sands downgraded: Wall Street's top analyst calls (The Fly)
Jul-22-26 04:15PM	Dave to Host Second Quarter 2026 Conference Call on August 5, 2026 at 5:00 p.m. ET (GlobeNewswire)
Jul-07-26 08:00AM	Dave Appoints Gopi Kuchimanchi as Chief Technology Officer (GlobeNewswire)
Jun-30-26 07:32AM	This Fintech Stock Trades At Half Its Peers Valuation One Analyst Sees 93% Upside Potential (Stocktwits)
Jun-09-26 04:05PM	Dave Begins Funding ExtraCash Originations Through Coastal Community Bank (GlobeNewswire)
May-28-26 04:37PM	Dave To Join S&P SmallCap 600 Index (GlobeNewswire) +5.11%
May-27-26 06:30PM	FedEx Freight Holding Company Set to Join S&P 500; EPAM Systems and Dave to Join S&P SmallCap 600 (PR Newswire)
May-26-26 09:34AM	Intel downgraded, Marvell upgraded: Wall Street's top analyst calls (The Fly) +9.14%
04:15PM	Loading…
May-05-26 04:15PM	Dave Reports First Quarter 2026 Financial Results (PR Newswire) -5.50% -6.61%
May-04-26 09:19AM	Dave Inc (DAVE) Q1 2026: Everything You Need To Know Ahead Of Earnings (GuruFocus.com)
Apr-23-26 08:00AM	Dave to Host First Quarter 2026 Conference Call on May 5, 2026 at 5:00 p.m. ET (GlobeNewswire)
Mar-09-26 01:33PM	Reasons Why You Should Retain Veralto Stock in Your Portfolio Now (Zacks)
12:42PM	Dave Soars 165% in a Year: Should You Invest in Its Stock Now? (Zacks)
05:38AM	Dave Conference: Record $73M EBITDA, $2.2B Q4 Originations, $300M Buyback and Pay-in-4 Plans (MarketBeat)
Mar-06-26 11:47AM	Reasons Why You Should Retain Rollins Stock in Your Portfolio Now (Zacks)
Mar-05-26 01:26PM	Why the Integrity Viking Funds Deal Is a Win for Fidelity National (Zacks)
12:55PM	Western Union Taps Solana Stablecoin Rails via Crossmint Deal (Zacks)
12:06PM	EXCLUSIVE: Neobank Dave Taps AI Across the Stack To Smash Q4 Estimates (Benzinga)
10:05AM	Here's Why You Should Retain Verisk Stock in Your Portfolio Now (Zacks)
12:40AM	Dave Announces Pricing of $175 Million 0% Convertible Notes (GlobeNewswire)
Mar-04-26 08:01PM	Dave Inc (DAVE) Q4 2025 Earnings Call Highlights: Surging Revenue and Strategic Shifts (GuruFocus.com)
12:35PM	Visa Expands Bridge Partnership to Boost Global Payment Reach (Zacks)
09:13AM	Dave's Revenues Surge 60%: Can Its High-Velocity Scaling Sustain? (Zacks)
08:45AM	Loading…
08:45AM	Dave price target raised to $326 from $308 at Lake Street (TipRanks)
Mar-03-26 04:17PM	Dave Announces Proposed Offering of Convertible Notes (GlobeNewswire)
Mar-02-26 06:27PM	Dave Q4 Earnings Call Highlights (MarketBeat)
05:47PM	Neobank Dave Shares Rally After Q4 Earnings: Details (Benzinga)
05:35PM	Dave Inc. (DAVE) Surpasses Q4 Earnings Estimates (Zacks)
04:10PM	Dave Reports Fourth Quarter & Full Year 2025 Financial Results (PR Newswire)
03:30PM	Why Dave (DAVE) Stock Is Up Today (StockStory)
12:20PM	Archer, Riot, Rigetti and More Stocks With Earnings This Week (Benzinga)
Feb-28-26 10:02PM	Dave (DAVE) Q4 Earnings: What To Expect (StockStory)
Feb-27-26 06:51PM	DAVE INC (DAVE) Soars 11.6%: Is Further Upside Left in the Stock? (Zacks)
12:53PM	Willdan's Q4 Earnings & Revenues Top Estimates, Stock Down (Zacks)
09:55AM	Wall Street Analysts Think DAVE INC (DAVE) Could Surge 56.04%: Read This Before Placing a Bet (Zacks)
07:17AM	Dave Inc (DAVE) Q4 2025 Earnings Report Preview: What To Expect (GuruFocus.com)
Feb-26-26 04:15PM	Dave to Report Fourth Quarter and Full Year 2025 Results and Participate in Upcoming Investor Conferences (GlobeNewswire) +11.55%
11:10AM	DAVE is Set to Report Q4 Earnings: Buy, Sell or Hold the Stock? (Zacks)
11:08AM	Reasons Why You Should Hold RSG Stock in Your Portfolio Now (Zacks)
Feb-25-26 10:57AM	GigaCloud Technology Set to Report Q4 Earnings: What's in the Cards? (Zacks)
10:57AM	DAVE vs. SOFI: Which Fintech Stock Should You Invest In Now? (Zacks)
10:46AM	ZETA's Path to Profitability: Sustainable or a Mere One-Time Event? (Zacks)
08:57AM	What to Expect Ahead of Millicom International's Q4 Earnings Release? (Zacks)
Feb-24-26 12:01PM	BlackSky Technology Set to Report Q4 Earnings: What's in the Cards? (Zacks)
11:12AM	MARA to Report Q4 Earnings: What's in the Upcoming Earnings Offering? (Zacks)
Feb-23-26 12:29PM	Reasons Why You Should Hold ManpowerGroup Stock in Your Portfolio (Zacks) -6.19%
10:00AM	Dave Inc. (DAVE) Reports Next Week: Wall Street Expects Earnings Growth (Zacks)
Feb-20-26 12:18PM	Cipher Mining Stock Before Q4 Earnings: What's in the Offing? (Zacks)
11:23AM	Stantec Gears Up to Report Q4 Earnings: What's in the Offing? (Zacks)
Feb-19-26 12:01AM	Dave Inc. (DAVE) Is a "highly profitable neobank" Platform, Says Keefe, Bruyette & Woods (Insider Monkey)
Feb-18-26 11:38AM	Is CAC Optimization DAVE's Fuel to Its Profitability Engine? (Zacks)
Feb-13-26 09:52AM	William Blair Initiates Coverage on Dave (DAVE) (Insider Monkey)
Feb-11-26 10:39AM	Skillsoft Plummets 75% in a Year: Should You Hold or Fold the Stock? (Zacks) -8.58%
Feb-10-26 02:56PM	Analyst Sentiment on Dave (DAVE) Remains Strong Despite Mixed Share Price Momentum (Insider Monkey)
12:10PM	Will DAVE INC (DAVE) Beat Estimates Again in Its Next Earnings Report? (Zacks)
11:19AM	DAVE Stock Soars 79% in a Year: Should Investors Buy It Now? (Zacks)
09:45AM	Under Armour cut to Sell, Snap upgraded: Wall Street's top analyst calls (The Fly)
08:10AM	Here Are Tuesdays Top Wall Street Analyst Research Calls: Booking Holdings, On Semi, Palantir Technologies, Snap, Spotify, Qualcomm, Vistra Corp., and More (24/7 Wall St.)
Feb-09-26 09:36AM	Oracle gets upgrade and downgrade: Wall Street's top analyst calls (The Fly)
Feb-05-26 04:15PM	Dave Reports Preliminary Fourth Quarter and Full Year 2025 Results (GlobeNewswire) +17.51%
Jan-21-26 01:08PM	DAVE vs. NU: Which High-Growth Fintech Is Worth Buying Now? (Zacks)
Jan-20-26 05:27PM	Dave Inc. Appoints Nima Khajehnouri to Board of Directors; Announces Board Leadership Transitions (GlobeNewswire)
Jan-16-26 11:19AM	Strength Seen in DAVE INC (DAVE): Can Its 3.6% Jump Turn into More Strength? (Zacks)
Jan-14-26 10:58AM	Dave's Revenues Soar 63% Y/Y: Is Its Profitability Truly Durable? (Zacks) -12.40%
Jan-13-26 11:35AM	Global Payments Reshapes Itself With Worldpay Deal and Strategic Exit (Zacks)
11:23AM	From Human to AI-Led Transactions: FIS Expands Banks' Capabilities (Zacks)
Jan-09-26 01:32PM	Dave Ramsey: The Importance of Recognizing a Problem (24/7 Wall St.)
12:46PM	Here's Why Investors Should Retain Euronet Stock for Now (Zacks)
12:36PM	Can Dave Sustain Its ExtraCash Surge While Managing Credit Risks? (Zacks)
Jan-08-26 09:30AM	Centrus Energy and Toll Brothers have been highlighted as Zacks Bull and Bear of the Day (Zacks)
Jan-07-26 12:41PM	DAVE Stock Skyrockets 174% in a Year: Will the Rally Continue? (Zacks)
Jan-06-26 09:15AM	Acuity, Inc. (AYI) Soars to 52-Week High, Time to Cash Out? (Zacks)
Jan-05-26 01:03PM	Willdan Expands Municipal Advisory Services With Compass Acquisition (Zacks)
12:52PM	OPFI Stock Jumps 36% in a Year: Should You Hold or Fold Now? (Zacks)
12:15PM	Why Dave (DAVE) Stock Is Up Today (StockStory)
Jan-02-26 11:50AM	Here's How Dave's Ecosystem Strategy Supports Robust User Engagement (Zacks)
Dec-29-25 11:36AM	Here's Why Investors Should Retain Fidelity National Stock for Now (Zacks)
Dec-24-25 01:16PM	Skillsoft's Strategic Alternatives for GK: Can It Save the Core? (Zacks)
12:40PM	Dave vs. OppFi: Which Fintech Stock Is the Smarter Bet Right Now? (Zacks)
Dec-23-25 10:33AM	Fintech stocks are 'maturing' in their later stages, Dave is one (Yahoo Finance Video)
Dec-22-25 09:40AM	Are Business Services Stocks Lagging DAVE INC (DAVE) This Year? (Zacks)
Dec-18-25 12:39PM	4 Business Services Stocks Set to Shine Strongly Into 2026 (Zacks) +6.01%
Dec-17-25 12:11PM	Western Union Ties Up With Deutsche Post to Broaden Germany Reach (Zacks)
12:05PM	Visa Brings USDC Settlement to the U.S. and Advances Onchain Payments (Zacks)
Dec-15-25 05:14AM	Zacks.com featured highlights include Interface, Research Solutions, Northrim and Dave (Zacks)
Dec-12-25 07:45AM	Grab These 4 Stocks With Solid Net Profit Margin to Enhance Returns (Zacks)
Dec-11-25 12:04PM	Dave Stock Soars 127% in YTD: Is This the Right Time to Invest? (Zacks)
Dec-09-25 09:00AM	Dave Donates $250,000 to Baby2Baby to Support Families in Need Across the U.S. (GlobeNewswire)
Dec-04-25 09:40AM	Are Business Services Stocks Lagging DAVE INC (DAVE) This Year? (Zacks)
Dec-03-25 04:43PM	3 Stocks You'll Wish You Bought Before 2026 (MarketBeat)
10:59AM	Is CashAI the Engine Powering Dave's Fintech Momentum? (Zacks)

Show Previous News

Insider Trading	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
YADIN ROZOV	Former Affiliate	Sep 16 '26	Proposed Sale	369.89	54,782	20,263,544		Sep 16 05:10 PM
Beilman Kyle	Officer	Sep 11 '26	Proposed Sale	350.71	40,000	14,028,400		Sep 11 09:00 PM
Jason Wilk	Officer	Sep 11 '26	Proposed Sale	355.91	37,090	13,200,702		Sep 11 04:20 PM
YADIN ROZOV	Director	Sep 08 '26	Proposed Sale	380.69	11,184	4,257,637		Sep 08 04:24 PM
Preston Dan	Director	Jun 05 '26	Sale	259.83	275	71,453	5,191	Jun 08 07:30 PM
Preston Dan	Director	Jun 04 '26	Sale	247.65	275	68,104	5,466	Jun 08 07:30 PM
Beilman Kyle	CFO and COO and Secretary	Jun 02 '26	Sale	275.03	4,122	1,133,659	196,155	Jun 04 06:05 PM
Wilk Jason	Chief Executive Officer	Jun 02 '26	Sale	275.05	8,474	2,330,793	299,950	Jun 04 06:05 PM
DAN PRESTON	Director	Jun 04 '26	Proposed Sale	249.33	550	137,132		Jun 04 04:28 PM
ANDREA SANDLER	Former Director	Jun 04 '26	Proposed Sale	253.00	2,009	508,271		Jun 04 04:20 PM
ANDREA SANDLER	Former Director	Jun 03 '26	Proposed Sale	250.43	4,500	1,126,955		Jun 03 04:25 PM
Wilk Jason	Officer	Jun 02 '26	Proposed Sale	266.83	8,474	2,261,117		Jun 02 09:45 PM
Beilman Kyle	Officer	Jun 02 '26	Proposed Sale	266.83	4,122	1,099,873		Jun 02 09:45 PM
Beilman Kyle	Officer	May 29 '26	Proposed Sale	268.82	25,650	6,895,233		May 29 06:30 PM
Mitchell Andrea	Director	Mar 05 '26	Sale	215.12	15,000	3,226,819	21,509	Mar 06 05:48 PM
Mitchell Andrea	Director	Mar 06 '26	Sale	210.94	15,000	3,164,081	6,509	Mar 06 05:48 PM
ANDREA SANDLER	Director	Mar 05 '26	Proposed Sale	210.67	30,000	6,320,100		Mar 05 04:29 PM
POPE MICHAEL W	Director	Feb 02 '26	Sale	162.00	544	88,128	5,831	Feb 04 04:15 PM
MICHAEL POPE	Director	Feb 02 '26	Proposed Sale	163.69	544	89,047		Feb 02 04:32 PM
Beilman Kyle	CFO and COO and Secretary	Jan 27 '26	Option Exercise	1.42	5,000	7,100	155,556	Jan 28 09:15 AM
Khan Imran	Director	Dec 18 '25	Sale	204.00	1,146	233,778	0	Dec 19 06:02 PM
Khan Imran	Director	Dec 17 '25	Sale	199.34	33,270	6,631,923	2,110	Dec 19 06:00 PM
Khan Imran	Director	Dec 18 '25	Sale	200.75	3,108	623,937	0	Dec 19 06:00 PM
Khan Imran	Director	Dec 16 '25	Sale	196.94	18,835	3,709,407	18,735	Dec 17 06:32 PM
Khan Imran	Director	Dec 15 '25	Sale	192.17	30,835	5,925,613	33,463	Dec 17 06:30 PM
Khan Imran	Director	Dec 16 '25	Sale	195.68	10,577	2,069,720	22,886	Dec 17 06:30 PM
PROEM SPECIAL SITUATIONS FUND	Director	Dec 15 '25	Proposed Sale	197.61	48,885	9,660,165		Dec 15 04:17 PM
PROEM INVESTMENTS MASTER FUND	Director	Dec 15 '25	Proposed Sale	197.61	48,886	9,660,362		Dec 15 04:16 PM
Beilman Kyle	CFO and COO and Secretary	Dec 02 '25	Sale	203.77	3,495	712,176	150,556	Dec 03 06:10 PM
Wilk Jason	Chief Executive Officer	Dec 02 '25	Sale	203.77	7,393	1,506,472	210,461	Dec 03 06:10 PM
Beilman Kyle	Officer	Dec 02 '25	Proposed Sale	203.70	2,395	487,872		Dec 02 08:55 PM
Wilk Jason	Officer	Dec 02 '25	Proposed Sale	203.72	5,069	1,032,637		Dec 02 08:53 PM

Dave, Inc. is a digital banking service. Its products include a budgeting tool to help members manage their upcoming bills to avoid overspending, cash advances through its flagship ExtraCash product to help members avoid punitive overdraft fees, a Side Hustle product, where Dave helps connect members with supplemental work opportunities, and Dave Banking, a modern checking account experience with valuable tools for building long-term financial health. The company was founded by Jason Wilk, Paras Chitrakar, and John Wolanin in October 2015 and is headquartered in Los Angeles, CA.

Co-FounderMr. Jason Wilk

COOMr. Kyle Beilman

Chief Technology OfficerMr. Gopi Kuchimanchi

Chief Legal OfficerMs. Joan Aristei J.D.

Chief Marketing OfficerMr. Kevin Frisch

open in yahoo | open in reuters | open in marketwatch | open in google | open in EDGAR

DAVE

Dave Inc

Upgrade your Finviz experience