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CHYM

Chime Financial Inc

20.92

Jul 10 • 04:00PM ET -0.39 (-1.83%)

Technology Software - Application USA Mid NASD

Peers: DAVE SOFI XYZ NU AFRM ALLY HOOD PYPL UPST COIN

| Held by: VTI VB VBK IWR IWD DFNL IWS SMLF VXF FDIG

Scroll to Statements

Index	-
Market Cap	7.97B
Enterprise Value	7.08B
Income	-969.42M
Sales	2.18B
Book/sh	3.77
Cash/sh	2.69
Dividend Est.	-
Dividend TTM	-
Dividend Ex-Date	-
Dividend Gr. 3/5Y	- -
Payout	-
Employees	1519
IPO	Jun 12, 2025

P/E	-
Forward P/E	27.57
PEG	-
P/S	3.66
P/B	5.55
P/C	7.77
P/FCF	59.33
EV/EBITDA	-
EV/Sales	3.25
Quick Ratio	5.07
Current Ratio	5.07
Debt/Eq	0.09
LT Debt/Eq	0.08
Option/Short	Yes / Yes

EPS (ttm)	-2.62
EPS next Y	0.76
EPS next Q	-0.00
EPS this Y	107.48%
EPS next Y	137.72%
EPS next 5Y	-
EPS past 3/5Y	-27.24% -
Sales past 3/5Y	24.83% -
EPS Y/Y TTM	-2189.23%
Sales Y/Y TTM	25.23%
EPS Q/Q	-
Sales Q/Q	18.54%
Earnings	May 06 AMC
EPS/Sales Surpr.	282.35% 1.84%

Insider Own	55.98%
Insider Trans	-0.05%
Inst Own	42.65%
Inst Trans	5.26%
ROA	-57.25%
ROE	-80.00%
ROIC	-62.06%
Gross Margin	86.85%
Oper. Margin	-44.60%
Profit Margin	-44.56%
SMA20	9.66%
SMA50	11.26%
SMA200	-0.95%
Trades

Shs Outstand	350.47M
Shs Float	167.73M
Short Float	11.39%
Short Ratio	3.73
Short Interest	19.11M
52W High	38.67 -45.90%
52W Low	15.88 31.74%
Volatility	5.30% 6.31%
ATR (14)	1.13
RSI (14)	59.98
Beta	0.43
Rel Volume	0.68
Avg Volume	5.12M
Volume	3,488,077

Perf Week	0.24%
Perf Month	22.55%
Perf Quarter	5.71%
Perf Half Y	-23.17%
Perf YTD	-16.89%
Perf Year	-32.10%
Perf 3Y	-
Perf 5Y	-
Perf 10Y	-
Recom	1.32
Target Price	29.95
Prev Close	21.31
Price	20.92
Change	-1.83%

Date	Action	Analyst	Rating Change	Price Target Change
Jul-08-26	Initiated	Barclays	Overweight	$26
Apr-22-26	Initiated	BMO Capital Markets	Outperform	$30
Apr-13-26	Upgrade	Compass Point	Neutral → Buy	$27
Apr-13-26	Initiated	Wells Fargo	Overweight	$25
Mar-04-26	Initiated	KeyBanc Capital Markets	Overweight	$30
Jan-26-26	Initiated	Rothschild & Co Redburn	Neutral	$29
Dec-11-25	Initiated	B. Riley Securities	Buy	$35
Dec-01-25	Upgrade	Goldman	Neutral → Buy	$27
Nov-03-25	Initiated	Jefferies	Hold	$17
Sep-30-25	Initiated	Arete	Buy	$34
Jul-17-25	Resumed	Deutsche Bank	Hold
Jul-08-25	Initiated	Keefe Bruyette	Outperform	$42
Jul-07-25	Initiated	Wolfe Research	Outperform	$38
Jul-07-25	Initiated	William Blair	Outperform
Jul-07-25	Initiated	UBS	Neutral	$35
Jul-07-25	Initiated	Piper Sandler	Overweight	$40
Jul-07-25	Initiated	Morgan Stanley	Overweight	$39
Jul-07-25	Initiated	JP Morgan	Overweight	$40
Jul-07-25	Initiated	Goldman	Neutral	$34
Jul-07-25	Initiated	Evercore ISI	Outperform	$38

Show Previous Ratings

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Jun-12-26 01:54PM	Why the Enormous IPOs Won't Sink the Market (Barrons.com)
Jun-01-26 12:11PM	Chime CEO says hundreds of thousands of its members are setting up Trump accounts as it pushes into investing (Yahoo Finance)
May-29-26 09:00AM	Chime and Invest America Launch the Compound Combine Series to Help All American Families Build Wealth Early (Business Wire)
May-14-26 04:05PM	Chime to Participate in William Blair Growth Stock Conference (Business Wire)
10:03AM	Loading…
May-07-26 10:03AM	Chime's account growth is outpacing that of Chase, CFO explains (Yahoo Finance Video) -12.52%
08:30AM	Chime Financial, Inc. Class A Common Stock Q1 2026 Earnings Call Summary (Moby)
May-06-26 04:05PM	Chime Reports First Quarter 2026 Financial Results (Business Wire)
Apr-29-26 07:01AM	SoFi stock falls after mixed earnings report (Yahoo Finance)
Apr-27-26 04:05PM	Chime to Participate in J.P. Morgan Global Technology, Media and Communications Conference (Business Wire)
Apr-22-26 09:35AM	Airbnb upgraded, Zscaler downgraded: Wall Street's top analyst calls (The Fly)
Apr-21-26 06:01PM	Capital One Boosts Provision for Bad Loans, Misses Estimates (Bloomberg)
10:00AM	Junior Achievement and Chime Partner to Empower Students with Financial and Career-Connected Skills for a Growing Digital Economy (PR Newswire)
Apr-15-26 04:05PM	Chime to Announce First Quarter 2026 Financial Results on May 6, 2026 (Business Wire) +5.17%
09:47AM	Cloudflare upgraded, SolarEdge downgraded: Wall Street's top analyst calls (The Fly)
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Apr-13-26 09:58AM	Nike downgraded, Starbucks upgraded: Wall Street's top analyst calls (The Fly) +8.52%
Apr-06-26 01:09PM	Alexander Hamilton's 241-year-old bank just got tapped for Trump accounts (Yahoo Finance)
Apr-02-26 04:25PM	America's #1 Choice for Banking Expands Its Lead with the Launch of Chime Prime (Business Wire)
12:01PM	Chime CEO Sees Consumers Fuel Spending Rise 25% Amid Iran War (Bloomberg)
Mar-13-26 11:00AM	Barron's 100 Most Influential Women in U.S. Finance (Barrons.com)
Mar-08-26 09:55AM	Chime Financial CEO Touts 25% Growth, New Premium Tier and AI Push at Morgan Stanley TMT Conference (MarketBeat)
Mar-04-26 09:39AM	Roblox initiated, Target upgraded: Wall Street's top analyst calls (The Fly)
07:54AM	Here Are Wednesdays Top Wall Street Analyst Research Calls: Dow, First Solar, GM, GitLab, Roblox, Ross Stores, Target, Tesla, Toll Brothers, and More (24/7 Wall St.)
Feb-27-26 05:38AM	Chime Financial (CHYM) Surges 13.6% as Firm Eyes Swing to Profits This Year (Insider Monkey) -7.68%
Feb-26-26 04:34PM	Stocks Finish Mostly Lower as Nvidia Weighs on Chipmakers (Barchart) +13.55%
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10:17AM	Stocks Mostly Lower as Nvidia Earnings Fail to Impress (Barchart)
09:30AM	Compared to Estimates, Chime Financial, Inc. (CHYM) Q4 Earnings: A Look at Key Metrics (Zacks)
12:07AM	Chime Financial Q4 Earnings Call Highlights (MarketBeat)
12:01AM	Chime Financial Inc (CHYM) Q4 2025 Earnings Call Highlights: Strong Revenue Growth and ... (GuruFocus.com)
04:05PM	Loading…
Feb-25-26 04:05PM	Chime Reports Fourth Quarter and Full Year 2025 Financial Results (Business Wire)
Feb-24-26 07:19AM	Chime Financial Inc (CHYM) Q4 2025 Earnings Report Preview: What To Expect (GuruFocus.com) +5.53%
Feb-23-26 09:00AM	Chime Enterprise Adds New Employer Partners as Demand Grows for Comprehensive Financial Wellness (PR Newswire) -7.41%
Feb-18-26 08:30AM	Major League Soccer Names Chime Official Retail Banking, Credit Card, and Debit Card Partner (Business Wire)
Feb-13-26 05:33AM	Tom Lee Calls MrBeast's Finance Bet The Next 'Robin Hood, SoFi, Chime Combined' For GenZ-'He's The Guy' (Benzinga)
Feb-04-26 04:05PM	Chime to Participate in Upcoming Investor Conferences (Business Wire)
Jan-29-26 04:30PM	Chime to Announce Fourth Quarter and Full Year 2025 Financial Results on February 25, 2026 (Business Wire) -5.11%
Jan-28-26 11:40AM	JPMorgan, Bank of America announce $1,000 Trump account match as corporate America support for retirement scheme deepens (Yahoo Finance)
Jan-27-26 10:00AM	PORTLAND FIRE NAMES CHIME AS OFFICIAL BANKING AND CREDIT PARTNER; CHIME TO BE FEATURED ON FIRE JERSEYS (PR Newswire)
Jan-26-26 09:50AM	Netflix, Meta upgraded: Wall Street's top analyst calls (The Fly)
08:17AM	Here Are Mondays Top Wall Street Analyst Research Calls: Amazon.com, AppLovin, Cisco Systems, Cognizant Technology, Dutch Bros., Meta Platforms, Netflix, and More (24/7 Wall St.)
Jan-23-26 09:37AM	Trump's attack on the affordability crisis makes these stocks buyable (Yahoo Finance)
Jan-21-26 12:01PM	Chime Scholars Foundation Applications for 2026-2027 Now Open (Business Wire)
Jan-15-26 12:22PM	Is Chime Financial (CHYM) a Millionaire Maker Stock? (Motley Fool)
Jan-06-26 02:24PM	Why Chime Financial Stock Was Music to Investor Ears in December (Motley Fool)
Dec-29-25 03:56AM	Q: What Are Companies Saying About Their 2026 Plans? (The Wall Street Journal)
03:56AM	Q: Companies Are Outlining Their 2026 Plans. What Are They Saying? (The Wall Street Journal)
Dec-27-25 09:00PM	Companies Are Outlining Plans for 2026. Hiring Isn't One of Them. (The Wall Street Journal)
Dec-25-25 12:26AM	The 2025 IPO Comeback Tour (Motley Fool)
Dec-18-25 02:25AM	Why Wall Street's December Upgrades Reframe Chime as a Profitable, High-Margin Neobank Story (Insider Monkey)
Dec-12-25 02:09AM	Better Fintech Stock: Chime Financial vs. Upstart (Motley Fool)
Dec-11-25 10:20AM	Chime Financial (CHYM) Soars 9% on Rate Cut Cheer (Insider Monkey)
09:39AM	PayPal downgraded, Roku upgraded: Wall Street's top analyst calls (The Fly)
Dec-10-25 04:05PM	Chime Announces Executive Promotions, Reflecting Company's Continued Expansion, Innovation, and Growth (Business Wire) +9.10%
Dec-09-25 11:19AM	Chime Financial (CHYM) Upgraded by Goldman Sachs on Bullish Outlook for New Chime Card Revenue (Insider Monkey)
Dec-05-25 05:30AM	Sequoia Doesn't Want a 'King' to Run Its $9 Billion Hedge Fund (The Wall Street Journal)
Dec-03-25 01:57AM	Chime Financial (CHYM) Up More Than 10.5% Since Q3, Here's What You Need to Know (Insider Monkey)
Dec-01-25 09:46AM	Carvana initiated, Zscaler downgraded: Wall Street's top analyst calls (The Fly)
09:14AM	Here Are Mondays Top Wall Street Analyst Research Calls: Archer Aviation, Beta Technologies, Carvana, Chevron, MPLX, Toast, Zscaler and More (24/7 Wall St.)
Nov-27-25 12:00PM	What Makes Chime Financial, Inc. (CHYM) a New Buy Stock (Zacks)
09:55AM	Wall Street Analysts Believe Chime Financial, Inc. (CHYM) Could Rally 51.07%: Here's is How to Trade (Zacks)
Nov-14-25 07:00AM	Trump says Thanksgiving is cheaper this year - but some people are spending hundreds on turkey, travel and more (MarketWatch)
Nov-13-25 01:37PM	Piper Sandler Reiterates a Buy on Chime Financial (CHYM), Lowers the PT (Insider Monkey) -5.00%
Nov-10-25 08:16PM	Chime Financial (CHYM) Surpasses Its Guidance for Q3 2025, Reports 29% YoY Revenue Growth (Insider Monkey)
04:05PM	Chime to Participate in UBS Global Technology and AI Conference (Business Wire)
09:55AM	Does Chime Financial, Inc. (CHYM) Have the Potential to Rally 52.06% as Wall Street Analysts Expect? (Zacks)
Nov-09-25 12:42PM	Chime Financial (CHYM) Surges 18% on Upbeat Outlook (Insider Monkey)
Nov-06-25 10:40AM	Why Chime's CFO isn't worried about the US consumer (Yahoo Finance Video) -5.39%
12:13AM	Chime Financial Inc (CHYM) Q3 2025 Earnings Call Highlights: Strong Revenue Growth and ... (GuruFocus.com)
Nov-05-25 06:30PM	Compared to Estimates, Chime Financial, Inc. (CHYM) Q3 Earnings: A Look at Key Metrics (Zacks) +7.42%
04:05PM	Chime Reports Third Quarter 2025 Financial Results (Business Wire)
07:05AM	3 Monster Stocks to Hold for the Next 3 Years (Motley Fool)
03:57AM	Where Will Chime Financial Stock Be in 5 Years? (Motley Fool)
Nov-04-25 07:30AM	Chime Financial Inc (CHYM) Q3 2025: Everything You Need To Know Ahead Of Earnings (GuruFocus.com)
Nov-03-25 09:42AM	Boeing upgraded, Charter downgraded: Wall Street's top analyst calls (The Fly)
Oct-29-25 04:25AM	These 3 Beaten-Down Financial Stocks Could Have Farther to Fall (Motley Fool)
Oct-22-25 10:00AM	Chime Launches Its First-Ever Holiday Campaign, "Bank Smarter This Season," Featuring Jason Momoa (Business Wire)
Oct-21-25 12:31PM	Analysts See Strong Upside for Chime Financial, Inc. (CHYM) as Digital Banking Adoption Accelerates (Insider Monkey)
Oct-17-25 09:27AM	Keefe Bruyette Lowers Chime Financial (CHYM) PT to $35, Maintains Outperform Rating Ahead of Q3 2025 Earnings (Insider Monkey)
Oct-08-25 04:05PM	Chime to Announce Third Quarter 2025 Financial Results on November 5, 2025 (Business Wire)
Oct-06-25 06:30AM	Why Chime Stock Dropped 24% in September (Motley Fool)
Sep-30-25 04:13AM	Morgan Stanley Maintains a Buy Rating on Chime Financial (CHYM) (Insider Monkey)
04:12AM	Wall Street Bullish on Chime Financial, Inc. (CHYM) (Insider Monkey)
Sep-29-25 05:07PM	Robo-Adviser Wealthfront Files for IPO Showing Profit Decline (Bloomberg)
Sep-26-25 06:00PM	IPO green flags: Companies need an AI story (Yahoo Finance Video)
Sep-17-25 10:00AM	Is This Potential Multibagger Stock the Next SoFi? (Motley Fool)
07:30AM	Jim Cramer Says to Sell Chime Stock and Buy This Instead (Barchart)
Sep-15-25 09:09AM	Chime Launches New Credit Card with Cash Back Rewards, Updated Design to Attract, Retain Members (Insider Monkey)
Sep-13-25 06:15AM	Where Will Chime Financial Stock Be in 1 Year? (Motley Fool)
Sep-12-25 09:33AM	IPO market recaptures investors' attention: Biggest takeaways (Yahoo Finance Video)
Sep-11-25 03:50PM	It's IPOs galore! Tracking the IPO market recovery in 2025. (Yahoo Finance Video)
03:00PM	IPO valuations are conveying sense of 'hyper conservatism' (Yahoo Finance Video)
Sep-09-25 08:00AM	Chime Makes Fee-Free Banking1 Even More Rewarding: Introducing New Chime Card with Cash Back Rewards and Elevated Design (Business Wire)
Sep-08-25 05:02PM	Klarnas $14 Billion Valuation Draws Out FinTech Bargain Hunters (Bloomberg)
Sep-06-25 01:12AM	Jim Cramer Suggests Selling Chime Financial (Insider Monkey)
Sep-05-25 10:15AM	Got $3,000? 3 Top Growth Stocks to Buy That Could Double Your Money (Motley Fool)
Sep-04-25 12:10PM	Chime Financial (CHYM) Announces its Partnership with Workday (Insider Monkey)
Sep-03-25 08:24PM	Lightning Round: Sell Chime and buy Affirm, says Jim Cramer (CNBC TV)
Sep-02-25 06:58AM	Winklevoss twins-backed Gemini targets $2.2 billion valuation in US IPO (Reuters) -6.40%
Aug-26-25 01:20PM	IPO Edges Jannarone: Crypto, AI & Big Players to Come for Future IPOs Schwab TV (IPO-Edge.com)

Chime Financial, Inc. engages in the design and development of a digital banking application. Its mobile app, Chime, provides online banking, fee-free overdraft, mobile banking, automatic savings, mobile payments, and security and control capabilities. The company was founded by Christopher R. Britt and Ryan King in 2012 and is headquartered in San Francisco, CA.

Co-FounderMr. Christopher R. Britt

PresidentMr. Mark T. Troughton

Co-Founder & DirectorMr. Ryan A. King

Chief Financial OfficerMr. Matthew S. Newcomb

J.D.Mr. Adam Bynoe Frankel Esq.

Insider Trading	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
FRANKEL ADAM B	General Counsel	Jun 15 '26	Sale	17.50	3,000	52,500	303,795	Jun 16 05:39 PM
ADAM B FRANKEL	Officer	Jun 15 '26	Proposed Sale	17.50	3,000	52,500		Jun 15 04:34 PM
FRANKEL ADAM B	General Counsel	Jun 09 '26	Sale	18.00	3,000	54,000	306,795	Jun 10 07:00 PM
ADAM B FRANKEL	Officer	Jun 09 '26	Proposed Sale	18.00	3,000	54,000		Jun 09 04:15 PM
Marshall Cynthia	Director	Mar 02 '26	Sale	22.28	35,000	779,674	37,795	Mar 03 05:30 PM
CYNTHIA MARSHALL	Director	Mar 02 '26	Proposed Sale	22.28	35,000	779,674		Mar 02 04:15 PM
Britt Christopher R	Chief Executive Officer	Jan 09 '26	Sale	28.06	50,000	1,402,825	0	Jan 13 05:39 PM
Newcomb Matthew S	Chief Financial Officer	Jan 09 '26	Sale	28.01	10,000	280,109	2,240,798	Jan 13 05:36 PM
FRANKEL ADAM B	General Counsel	Jan 09 '26	Option Exercise	16.56	500	8,280	219,349	Jan 13 05:34 PM
FRANKEL ADAM B	General Counsel	Jan 09 '26	Sale	28.00	500	14,000	218,849	Jan 13 05:34 PM
FRANKEL ADAM B	General Counsel	Jan 08 '26	Option Exercise	16.56	9,349	154,819	218,849	Jan 09 05:32 PM
FRANKEL ADAM B	General Counsel	Jan 08 '26	Sale	27.29	4,382	119,571	209,500	Jan 09 05:32 PM
ALEXANDRA BRITT	Member of immediate family of	Jan 09 '26	Proposed Sale	27.70	50,000	1,385,000		Jan 09 05:06 PM
ADAM FRANKEL	Officer	Jan 09 '26	Proposed Sale	27.70	500	13,850		Jan 09 05:06 PM
2019 NEWCOMB FOX FAMILY TRUST	Officer	Jan 09 '26	Proposed Sale	27.70	10,000	277,000		Jan 09 05:06 PM
ADAM FRANKEL	Officer	Jan 08 '26	Proposed Sale	27.23	4,382	119,322		Jan 08 04:21 PM
Feuille James	Director	Dec 16 '25	Sale	24.82	7,229	179,424	7,037,707	Dec 18 05:45 PM
CROSSLINK CROSSOVER FUND VII,	Director	Dec 16 '25	Proposed Sale	24.82	4,571	113,431		Dec 16 04:32 PM
CROSSLINK CROSSOVER FUND VI, L	Director	Dec 16 '25	Proposed Sale	24.82	7,229	179,391		Dec 16 04:27 PM
Feuille James	Director	Dec 11 '25	Sale	27.12	176,168	4,778,332	7,044,936	Dec 15 08:33 PM
FRANKEL ADAM B	General Counsel	Dec 11 '25	Option Exercise	16.56	500	8,280	252,916	Dec 12 05:21 PM
FRANKEL ADAM B	General Counsel	Dec 11 '25	Sale	27.00	500	13,500	252,416	Dec 12 05:21 PM
FRANKEL ADAM B	General Counsel	Dec 10 '25	Option Exercise	16.56	3,000	49,680	252,916	Dec 11 06:10 PM
FRANKEL ADAM B	General Counsel	Dec 10 '25	Sale	25.50	1,000	25,500	252,416	Dec 11 06:10 PM
CROSSLINK CROSSOVER FUND VI, L	Director	Dec 11 '25	Proposed Sale	27.12	176,168	4,778,099		Dec 11 04:59 PM
CROSSLINK CROSSOVER FUND VII,	Director	Dec 11 '25	Proposed Sale	27.12	111,393	3,021,246		Dec 11 04:57 PM
ADAM FRANKEL	Officer	Dec 11 '25	Proposed Sale	26.50	500	13,250		Dec 11 04:26 PM
FRANKEL ADAM B	General Counsel	Dec 08 '25	Option Exercise	16.56	6,000	99,360	250,416	Dec 10 06:51 PM
FRANKEL ADAM B	General Counsel	Dec 08 '25	Sale	23.84	6,760	161,175	244,416	Dec 10 06:51 PM
ADAM FRANKEL	Officer	Dec 10 '25	Proposed Sale	24.29	1,000	24,290		Dec 10 04:20 PM
ADAM FRANKEL	Officer	Dec 08 '25	Proposed Sale	24.12	6,760	163,051		Dec 08 04:31 PM
Asmerom Amine	Chief Accounting Officer	Nov 26 '25	Sale	20.05	50,000	1,002,370	256,759	Dec 01 04:09 PM
Asmerom Amine	Chief Accounting Officer	Nov 28 '25	Sale	20.31	34,589	702,603	222,170	Dec 01 04:09 PM
AMINE ASMEROM	Officer	Nov 26 '25	Proposed Sale	19.64	84,589	1,661,328		Nov 26 04:18 PM

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CHYM

Chime Financial Inc

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