FCBM

First Carolina Financial Services, Inc. is a bank holding company, which engages in the management and ownership of the activities of First Carolina Bank. The firm's services include checking and savings deposit, commercial financing and real estate borrowing, treasury management, and specialized industry accounts. It operates through the Community Banking and BM Tech segments. The Community Banking segment gathers deposits and originating loans for portfolio in its respective primary markets. The BM Tech segment is composed of a technology platform through which funds disbursement services are provided to higher education institutions and student consumers for opening digital-first deposit accounts. The company was founded by Ronald A. Day on December 17, 2009 and is headquartered in Raleigh, NC.