SSBI

Summit State Bank

11.36

Nov 03 • 3:59 PM ET -0.06 (-0.53%)

11.36

Aftermarket • 4:15 PM ET 0.00 (0.00%)

Financial Banks - Regional USA Micro NASD

Peers: FNRN BMRC OVLY PROV BYFC PLBC BCML CWBC RVSB SFBC

| Held by: VTI VXF DFAC IWC DFSV DCOR BUSM DXUV DFMC DFAS

Scroll to Statements

Index	-
Market Cap	76.92M
Enterprise Value	-
Income	0.34M
Sales	56.99M
Book/sh	14.61
Cash/sh	-
Dividend Est.	-
Dividend TTM	-
Dividend Ex-Date	Oct 03, 2024
Dividend Gr. 3/5Y	- -
Payout	0.00%
Employees	103
IPO	Jul 14, 2006

P/E	224.51
Forward P/E	-
PEG	-
P/S	1.35
P/B	0.78
P/C	-
P/FCF	4.33
EV/EBITDA	-
EV/Sales	-
Quick Ratio	-
Current Ratio	0.16
Debt/Eq	0.06
LT Debt/Eq	0.06
Option/Short	No / Yes

EPS (ttm)	0.05
EPS next Y	-
EPS next Q	-
EPS this Y	-
EPS next Y	-
EPS next 5Y	-
EPS past 3/5Y	-26.45% -8.50%
Sales past 3/5Y	1.29% 7.49%
EPS Y/Y TTM	123.94%
Sales Y/Y TTM	-7.24%
EPS Q/Q	-233.91%
Sales Q/Q	-6.91%
Earnings	Oct 27 BMO
EPS/Sales Surpr.	- -

Insider Own	32.49%
Insider Trans	-
Inst Own	28.93%
Inst Trans	1.73%
ROA	0.03%
ROE	0.34%
ROIC	0.32%
Gross Margin	-
Oper. Margin	0.03%
Profit Margin	0.59%
SMA20	-5.77%
SMA50	-8.36%
SMA200	-12.72%
Trades

Shs Outstand	6.77M
Shs Float	4.57M
Short Float	0.18%
Short Ratio	1.86
Short Interest	0.01M
52W High	14.00 -18.86%
52W Low	10.50 8.19%
Volatility	2.29% 2.92%
ATR (14)	0.37
RSI (14)	33.40
Beta	0.37
Rel Volume	0.56
Avg Volume	4.40K
Volume	2,487

Perf Week	-5.49%
Perf Month	-6.96%
Perf Quarter	-14.91%
Perf Half Y	-15.54%
Perf YTD	-2.32%
Perf Year	4.80%
Perf 3Y	-10.55%
Perf 5Y	-33.57%
Perf 10Y	16.65%
Recom	-
Target Price	8.00
Prev Close	11.42
Price	11.36
Change %	-0.53%

Avg. Price Target

$8.00

Implied Upside

-29.6%

Analysts1incl. previous ratings

Rating Distribution0 Buy · 1 Hold · 0 Sell

Date	Action	Analyst	Rating Change	Price Target Change	Implied Upside
Aug 01, 2007	Downgrade	DDA Davidson	Buy → Neutral	$17 → $11	-3.2%
Mar 23, 2007	Initiated	DDA Davidson	Buy	$18	+58.5%

Oct-27-26 09:00AM	Summit State Bank Reports Third Quarter 2026 Financial Results (GlobeNewswire)
Jul-28-26 09:00AM	Summit State Bank Reports Second Quarter 2026 Financial Results (GlobeNewswire)
Apr-28-26 09:00AM	Summit State Bank Earns $1,674,000, or $0.25 Per Diluted Share, in First Quarter 2026 (GlobeNewswire)
Jan-27-26 09:00AM	Summit State Bank Earns $1,067,000, or $0.16 Per Diluted Share, in Fourth Quarter 2025 (GlobeNewswire)
Oct-29-25 09:00AM	Summit State Bank Earns $818,000, or $0.12 Per Diluted Share, in Third Quarter 2025 (GlobeNewswire) -7.82%
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Jul-29-25 09:00AM	Summit State Bank Earns $2.4 Million, or $0.36 Per Diluted Share, in Second Quarter 2025 (GlobeNewswire)
Apr-29-25 09:00AM	Summit State Bank Earns $2.5 Million, or $0.37 Per Diluted Share, in First Quarter 2025 (GlobeNewswire) +20.70%
Mar-28-25 07:00PM	Summit State Bank Reports Revised Fourth Quarter 2024 Financial Results (GlobeNewswire)
Feb-13-25 12:19AM	Is Summit State Bank (SSBI) the Worst Performing Bank Stock in 2024? (Insider Monkey)
Jan-28-25 11:30AM	Summit State Bank Reports Fourth Quarter 2024 Financial Results (GlobeNewswire)
Oct-30-24 09:00AM	Summit State Bank Reports Net Income of $626,000 for Third Quarter 2024 (GlobeNewswire) -17.25%
Sep-12-24 09:00AM	Summit State Bank Declares Quarterly Cash Dividend (GlobeNewswire)
Jul-31-24 06:00PM	Summit State Bank Reports Net Income of $928,000 for Second Quarter 2024 (GlobeNewswire) -5.20%
Apr-30-24 01:53PM	SSBI Stock Earnings: Summit State Bank Reported Results for Q1 2024 (InvestorPlace)
09:00AM	Summit State Bank Reports Net Income of $1.4 Million for First Quarter 2024; Declares Quarterly Cash Dividend of $0.12 Per Common Share (GlobeNewswire)
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Mar-29-24 11:00PM	Summit State Bank welcomes Dr. Frank Chong and James Finley to its Board of Directors (GlobeNewswire)
Jan-30-24 09:00AM	Summit State Bank Reports Net Income of $10.8 Million for the Year 2023; Declares Quarterly Cash Dividend of $0.12 Per Common Share (GlobeNewswire)
Oct-25-23 09:00AM	Summit State Bank Reports Net Income of $1.8 Million for Third Quarter 2023; Declares Quarterly Cash Dividend of $0.12 Per Common Share (GlobeNewswire)
Aug-04-23 06:05AM	Summit State Bank (NASDAQ:SSBI) Could Be A Buy For Its Upcoming Dividend (Simply Wall St.)
Aug-01-23 01:01PM	Summit State Bank Ranked a Top Bay Area Corporate Philanthropist by San Francisco Business Times (GlobeNewswire)
Jul-29-23 08:04AM	Summit State Bank (NASDAQ:SSBI) Has Affirmed Its Dividend Of $0.12 (Simply Wall St.)
Jul-27-23 09:00AM	Summit State Bank Comments on Big Poppy Bancorp, Inc.s Federal Reserve Application (GlobeNewswire)
Jul-25-23 09:00AM	Summit State Bank Reports Net Income of $3.0 Million for Second Quarter 2023; Declares Quarterly Cash Dividend of $0.12 Per Common Share (GlobeNewswire) -8.96%
Jul-05-23 06:03AM	Investors in Summit State Bank (NASDAQ:SSBI) have seen notable returns of 90% over the past three years (Simply Wall St.)
Jun-21-23 04:00PM	Summit State Bank Named to CB Durable Performance Index (GlobeNewswire) -6.94%
Jun-20-23 04:00PM	Summit State Bank Ranks #18 on American Banker Magazines Top 200 Publicly Traded Community Banks list (GlobeNewswire) -6.49%
Jun-14-23 02:08PM	Pleasing Signs As A Number Of Insiders Buy Summit State Bank Stock \ (Simply Wall St.)
May-26-23 08:35AM	Community Banks Virtual Investor Conference: Presentations Now Available for Online Viewing (GlobeNewswire)
May-25-23 07:53AM	Here's Why We Think Summit State Bank (NASDAQ:SSBI) Is Well Worth Watching (Simply Wall St.)
May-22-23 12:48PM	Community Banks Virtual Investor Conference Agenda Announced for May 25th (GlobeNewswire)
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09:00AM	Summit State Bank Recognized Among Top Performing Banks by the Independent Community Bankers Association (GlobeNewswire)
May-16-23 09:00AM	Summit State Bank Recognized for 2022 Raymond James Bankers Cup Award (GlobeNewswire)
Apr-28-23 06:09AM	Summit State Bank (NASDAQ:SSBI) Has Affirmed Its Dividend Of $0.12 (Simply Wall St.)
Apr-25-23 09:00AM	Summit State Bank Earnings Increase 5% to $4.1 Million for First Quarter 2023; Declares Quarterly Cash Dividend of $0.12 Per Common Share (GlobeNewswire)
Feb-28-23 06:46AM	Summit State Bank's (NASDAQ:SSBI) top owners are retail investors with 50% stake, while 31% is held by insiders (Simply Wall St.)
Jan-27-23 05:21AM	Summit State Bank (NASDAQ:SSBI) Will Pay A Dividend Of $0.12 (Simply Wall St.)
Jan-25-23 09:51AM	Summit State Bank Full Year 2022 Earnings: EPS: US$2.54 (vs US$2.20 in FY 2021) (Simply Wall St.)
Jan-24-23 09:00AM	Summit State Bank Earnings Increase 15% to $17.0 Million for the Year 2022 and Increase 24% to $4.6 Million for Fourth Quarter 2022; Declares Quarterly Cash Dividend of $0.12 Per Common Share (GlobeNewswire)
Jan-09-23 07:33AM	Summit State Bank (NASDAQ:SSBI) shareholders have earned a 11% CAGR over the last five years (Simply Wall St.)
Dec-19-22 05:18AM	Insider Buying: The Summit State Bank (NASDAQ:SSBI) Independent Director Just Bought 15% More Shares (Simply Wall St.)
Dec-16-22 06:00AM	Does Summit State Bank (NASDAQ:SSBI) Deserve A Spot On Your Watchlist? (Simply Wall St.)
Nov-25-22 01:38PM	Multiple insiders bought Summit State Bank (NASDAQ:SSBI) stock earlier this year, a positive sign for shareholders (Simply Wall St.)
Nov-05-22 08:01AM	Is It Smart To Buy Summit State Bank (NASDAQ:SSBI) Before It Goes Ex-Dividend? (Simply Wall St.)
Oct-29-22 08:17AM	Summit State Bank (NASDAQ:SSBI) Is Due To Pay A Dividend Of $0.12 (Simply Wall St.)
Oct-26-22 09:00AM	Summit State Bank Earnings Increase 5% to $4.0 Million for Third Quarter 2022; Quarterly Average Assets Surpass $1.0 Billion; Declares Quarterly Cash Dividend of $0.12 Per Common Share (GlobeNewswire)
Sep-21-22 06:33AM	Summit State Bank (NASDAQ:SSBI) most popular amongst individual investors who own 54%, insiders hold 30% (Simply Wall St.)
Aug-06-22 08:02AM	Summit State Bank (NASDAQ:SSBI) Passed Our Checks, And It's About To Pay A US$0.12 Dividend (Simply Wall St.)
Jul-29-22 06:24AM	Summit State Bank (NASDAQ:SSBI) Will Pay A Dividend Of $0.12 (Simply Wall St.)
Jul-26-22 09:00AM	Summit State Bank Reports 15% Increase in Net Income to $4,501,000 for Second Quarter 2022 and Declaration of Dividend (GlobeNewswire)
Jun-28-22 09:24AM	Does Summit State Bank (NASDAQ:SSBI) Deserve A Spot On Your Watchlist? (Simply Wall St.)
Jun-13-22 09:00AM	Summit State Bank Welcomes Douglas V. Reynolds, President and Chief Executive Officer of Energy Services of America, to Board of Directors (GlobeNewswire)
May-29-22 08:03AM	Those who invested in Summit State Bank (NASDAQ:SSBI) three years ago are up 67% (Simply Wall St.)
Apr-29-22 06:27AM	Summit State Bank (NASDAQ:SSBI) Has Affirmed Its Dividend Of US$0.12 (Simply Wall St.)
Apr-26-22 09:00AM	Summit State Bank Reports 19% Increase in Net Income to $3,935,000 for First Quarter 2022 and Declaration of Dividend (GlobeNewswire)
Apr-14-22 06:19AM	What Is The Ownership Structure Like For Summit State Bank (NASDAQ:SSBI)? (Simply Wall St.)
Jan-28-22 05:31AM	Summit State Bank (NASDAQ:SSBI) Is Due To Pay A Dividend Of US$0.12 (Simply Wall St.)
Jan-26-22 09:38AM	John W. Rosenthal Capital Management, Inc. ... (GuruFocus.com)
Jan-25-22 09:00AM	Summit State Bank Reports Record Earnings, a 40% Increase in Net Income to $14,698,000 for 2021 and Declaration of Dividend (GlobeNewswire)
Oct-28-21 09:00AM	Summit State Bank Appoints Belinda Guadarrama, President and Chief Executive Officer of GC Micro Corporation, to Board of Directors (GlobeNewswire)
Oct-27-21 09:00AM	Summit State Bank Reports 29% Increase in Net Income to $3,796,000 for Third Quarter 2021 and Declaration of Dividend (GlobeNewswire)
Sep-28-21 09:00AM	Summit State Bank Declaration of Stock Dividend (GlobeNewswire)
Aug-07-21 04:14AM	Here's What We Like About Summit State Bank's (NASDAQ:SSBI) Upcoming Dividend (Simply Wall St.)
Aug-03-21 08:32AM	Summit State Bank (NASDAQ:SSBI) Will Pay A Dividend Of US$0.12 (Simply Wall St.)
Jul-27-21 09:00AM	Summit State Bank Reports 76% Increase in Net Income to $3,898,000 for Second Quarter 2021 and Declaration of Dividend (GlobeNewswire)
May-11-21 10:00AM	Summit State Bank (NASDAQ:SSBI) Shareholders Booked A 65% Gain In The Last Year (Simply Wall St.)
Apr-27-21 01:00PM	Summit State Bank Among Top Performing Banks, Earning the Raymond James Bankers Cup (GlobeNewswire)
09:00AM	Summit State Bank Reports 37% Increase in Net Income to $3,317,000 for First Quarter 2021 and Declaration of Dividend (GlobeNewswire)
Feb-07-21 03:48AM	Is It Smart To Buy Summit State Bank (NASDAQ:SSBI) Before It Goes Ex-Dividend? (Simply Wall St.)
Jan-26-21 09:00AM	Summit State Bank Reports Record Earnings, a 62% Increase in Net Income to $10,517,000 for 2020 and Declaration of Dividend (GlobeNewswire)
Jan-06-21 11:00AM	Summit State Bank Promotes Michael Castlio to Executive Vice President (GlobeNewswire)
Nov-09-20 09:39AM	Here's What We Like About Summit State Bank's (NASDAQ:SSBI) Upcoming Dividend (Simply Wall St.)
Oct-28-20 09:00AM	Summit State Bank Reports 44% Increase in Net Income to $2,954,000 for Third Quarter 2020 and Declaration of Dividend (GlobeNewswire)
Oct-14-20 11:04AM	Shareholders Of Summit State Bank (NASDAQ:SSBI) Must Be Happy With Their 37% Return (Simply Wall St.)
Jul-28-20 09:00AM	Summit State Bank Reports $1,046,000 or 89% Increase in Net Income for Second Quarter 2020 and Declaration of Dividend (GlobeNewswire) +7.53%
Jun-08-20 05:00PM	Summit State Bank Appoints Sharon Wright, Governmental Relations and Public Affairs Consultant, to Board of Directors (GlobeNewswire)
03:00PM	Change in Leadership at Summit State Bank; Allan J. Hemphill retires, and James Brush succeeds as Chairman of the Board of Directors (GlobeNewswire)
May-18-20 11:57AM	How Does Summit State Bank's (NASDAQ:SSBI) P/E Compare To Its Industry, After Its Big Share Price Gain? (Simply Wall St.) -6.33%
May-14-20 11:00AM	Important Update For Summit State Bank Annual Meeting of Shareholders (GlobeNewswire)
May-04-20 11:55AM	A Rising Share Price Has Us Looking Closely At Summit State Bank's (NASDAQ:SSBI) P/E Ratio (Simply Wall St.)
Apr-28-20 10:01AM	What Did Summit State Bank's (NASDAQ:SSBI) CEO Take Home Last Year? (Simply Wall St.) +11.90%
09:00AM	Change in Leadership at Summit State Bank; James Brush retires, and Brian Reed succeeds as President and CEO (GlobeNewswire)
Apr-27-20 05:00PM	Summit State Bank Reports 69% Increase in Net Income for First Quarter 2020 and Declaration of Dividend (GlobeNewswire) +8.74%
Apr-17-20 05:00PM	Summit State Bank Announces Plans to Adjourn Annual Shareholder Meeting to Virtual Format (GlobeNewswire)
Mar-20-20 11:18AM	What Is Summit State Bank's (NASDAQ:SSBI) P/E Ratio After Its Share Price Tanked? (Simply Wall St.)
Feb-17-20 10:06AM	Allan Hemphill Is The Chairman of the Board of Summit State Bank (NASDAQ:SSBI) And They Just Spent US$100k On Shares (Simply Wall St.)
Jan-29-20 09:05AM	Summit State Bank Appoints Dawn Ross, Managing Partner at Carle, Mackie, Power & Ross LLP to Board of Directors, Replacing Outgoing Board Member Bridget Doherty (GlobeNewswire)
09:00AM	Change in Leadership at Summit State Bank; James Brush Announced His Retirement and Brian Reed to Succeed as President and CEO (GlobeNewswire)
Jan-28-20 09:00AM	Summit State Bank Reports 11% Increase in Net Income for 2019 and Declaration of Dividend (GlobeNewswire)
Jan-15-20 02:35PM	Did Summit State Bank's (NASDAQ:SSBI) Share Price Deserve to Gain 26%? (Simply Wall St.)
Dec-16-19 08:37AM	Is Summit State Bank's (NASDAQ:SSBI) P/E Ratio Really That Good? (Simply Wall St.)
Nov-09-19 07:18AM	Summit State Bank (NASDAQ:SSBI) Will Pay A 1.0% Dividend In 4 Days (Simply Wall St.)
Oct-29-19 03:49PM	Have Insiders Been Selling Summit State Bank (NASDAQ:SSBI) Shares This Year? (Simply Wall St.)
Oct-22-19 09:00AM	Summit State Bank Reports 36% Increase in Net Income for Third Quarter 2019 and Declaration of Dividend (GlobeNewswire)
Oct-02-19 12:16PM	Should You Worry About Summit State Bank's (NASDAQ:SSBI) CEO Pay Cheque? (Simply Wall St.)
Jul-23-19 09:00AM	Summit State Bank Reports Net Income for Second Quarter 2019 and Declaration of Dividend (GlobeNewswire)
Jul-02-19 03:05PM	Summit State Bank Completes Private Placement of $6 Million of Subordinated Debt (GlobeNewswire)
Jun-10-19 03:29PM	Three Things You Should Check Before Buying Summit State Bank (NASDAQ:SSBI) For Its Dividend (Simply Wall St.)
Apr-30-19 09:00AM	Summit State Bank Reports Net Income for First Quarter 2019 and Declaration of Dividend (GlobeNewswire)
Apr-01-19 01:31PM	Can You Imagine How Summit State Bank's (NASDAQ:SSBI) Shareholders Feel About The 33% Share Price Increase? (Simply Wall St.)
Mar-06-19 07:41AM	Is Summit State Banks (NASDAQ:SSBI) CEO Paid At A Competitive Rate? (Simply Wall St.)

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Summit State Bank engages in providing an array of financial services to small and medium-sized businesses, their owners and employees, entrepreneurs, high net worth families, foundations, estates, and individual consumers. It specializes in business services, personal accounts, nonprofit programs, and mobile banking ranging from lending, checking, merchant, eBanking, automated teller machines, equity loans, and others. The company was founded on December 20, 1982 and is headquartered in Santa Rosa, CA.

PresidentMr. Brian J. Reed

Executive VP & COOMs. Genie M. Del Secco

Executive VP & Chief Banking OfficerMs. Brandy A. Lee Seppi

Executive VP & CFOMs. Camille D. Kazarian

Vice President of Marketing & Community RelationsMs. Elaina Hunt

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SSBI

Summit State Bank

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