For the quarter ended June 2025, Webster Financial (WBS) reported revenue of $715.84 million, up 16.5% over the same period last year. EPS came in at $1.52, compared to $1.26 in the year-ago quarter.
The reported revenue represents a surprise of +0.58% over the Zacks Consensus Estimate of $711.74 million. With the consensus EPS estimate being $1.41, the EPS surprise was +7.8%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Webster Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Net Interest Margin: 3.4% compared to the 3.4% average estimate based on six analysts.
- Efficiency Ratio: 45.4% versus 47.6% estimated by six analysts on average.
- Net charge-offs/average loans and leases (annualized): 0.3% versus the five-analyst average estimate of 0.4%.
- Average balance - Total interest-earning assets: $74 billion compared to the $72.96 billion average estimate based on five analysts.
- Total nonperforming loans and leases: $534.52 million versus $587.42 million estimated by two analysts on average.
- Total Non-Interest Income: $94.66 million versus the six-analyst average estimate of $93.59 million.
- Net Interest Income: $621.18 million versus $616.23 million estimated by five analysts on average.
- Wealth and investment services: $7.78 million versus the five-analyst average estimate of $7.86 million.
- Loan and lease related fees: $17.66 million versus $17.97 million estimated by five analysts on average.
- Deposit service fees: $40.93 million versus the five-analyst average estimate of $39.51 million.
- Increase in cash surrender value of life insurance policies: $9.17 million versus the four-analyst average estimate of $8.02 million.
- Non-interest income- Other income: $19.12 million versus $20.35 million estimated by four analysts on average.
View all Key Company Metrics for Webster Financial here>>>
Shares of Webster Financial have returned +13.3% over the past month versus the Zacks S&P 500 composite's +4.2% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
Webster Financial Corporation (WBS): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
Zacks Investment Research
