Western Alliance (WAL) reported $856.1 million in revenue for the quarter ended June 2025, representing a year-over-year increase of 9.5%. EPS of $2.07 for the same period compares to $1.75 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $848.1 million, representing a surprise of +0.94%. The company delivered an EPS surprise of +1.47%, with the consensus EPS estimate being $2.04.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Western Alliance performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Efficiency Ratio: 60.1% compared to the 58.5% average estimate based on four analysts.
- Net Interest Margin: 3.5% versus the four-analyst average estimate of 3.4%.
- Net charge-offs to average loans - annualized: 0.2% versus the four-analyst average estimate of 0.2%.
- Average Balance - Total interest earning assets: $80.53 billion versus $79.16 billion estimated by three analysts on average.
- Total non-interest income: $148.3 million versus $138.63 million estimated by four analysts on average.
- Service charges and fees: $36.9 million compared to the $39 million average estimate based on three analysts.
- Net interest income: $697.6 million versus the three-analyst average estimate of $689.28 million.
- Net gain on loan origination and sale activities: $39.4 million versus the three-analyst average estimate of $59.48 million.
- Other non-interest income: $8.3 million compared to the $15.06 million average estimate based on two analysts.
- Net Interest Income (FTE): $707.8 million versus the two-analyst average estimate of $703.17 million.
- Net loan servicing revenue: $38.3 million versus $24.72 million estimated by two analysts on average.
View all Key Company Metrics for Western Alliance here>>>
Shares of Western Alliance have returned +13.8% over the past month versus the Zacks S&P 500 composite's +4.2% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Western Alliance Bancorporation (WAL): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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