Veritex Holdings (VBTX) reported $109.83 million in revenue for the quarter ended June 2025, representing a year-over-year increase of 2.8%. EPS of $0.56 for the same period compares to $0.52 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $109.9 million, representing a surprise of -0.06%. The company delivered an EPS surprise of +1.82%, with the consensus EPS estimate being $0.55.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Veritex Holdings performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Efficiency Ratio (GAAP): 61.2% versus 61.3% estimated by two analysts on average.
- Net Interest Margin: 3.3% versus the two-analyst average estimate of 3.3%.
- Average Outstanding Balance - Total interest-earning assets: $11.62 billion versus $11.73 billion estimated by two analysts on average.
- Total nonperforming loans held for investment (NPLs): $65.98 million versus $70.17 million estimated by two analysts on average.
- Total nonperforming assets (NPAs): $75.2 million versus the two-analyst average estimate of $101.99 million.
- Net charge-offs to average loans outstanding: 0.1% versus 0.2% estimated by two analysts on average.
- Total Noninterest Income: $13.5 million versus the two-analyst average estimate of $13.99 million.
- Net Interest Income: $96.34 million versus the two-analyst average estimate of $95.91 million.
View all Key Company Metrics for Veritex Holdings here>>>
Shares of Veritex Holdings have returned +32.7% over the past month versus the Zacks S&P 500 composite's +5.4% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Veritex Holdings, Inc. (VBTX): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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