For the quarter ended June 2025, ServisFirst Bancshares (SFBS) reported revenue of $140.67 million, up 22.6% over the same period last year. EPS came in at $1.21, compared to $0.95 in the year-ago quarter.
The reported revenue represents a surprise of +1.32% over the Zacks Consensus Estimate of $138.84 million. With the consensus EPS estimate being $1.20, the EPS surprise was +0.83%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how ServisFirst performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Efficiency Ratio: 33.5% compared to the 33.7% average estimate based on two analysts.
- Average Balance - Interest-earning Assets: $17.08 billion versus $17.42 billion estimated by two analysts on average.
- Net charge-offs (recoveries) to total average loans: 0.2% versus 0.2% estimated by two analysts on average.
- Net Interest Margin: 3.1% versus the two-analyst average estimate of 3%.
- Net Interest Income: $131.69 million versus the two-analyst average estimate of $130.05 million.
- Service charges on deposit accounts: $2.67 million compared to the $2.54 million average estimate based on two analysts.
- Mortgage banking: $1.32 million versus $1.02 million estimated by two analysts on average.
- Other Operating Income: $0.75 million versus $0.9 million estimated by two analysts on average.
- Total Non-interest income: $0.42 million compared to the $8.79 million average estimate based on two analysts.
- Increase in cash surrender value life insurance (Bank-owned life insurance income): $2.13 million versus $2.13 million estimated by two analysts on average.
- Credit card income: $2.12 million versus $2.21 million estimated by two analysts on average.
View all Key Company Metrics for ServisFirst here>>>
Shares of ServisFirst have returned +13.8% over the past month versus the Zacks S&P 500 composite's +5.4% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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ServisFirst Bancshares, Inc. (SFBS): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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