For the quarter ended June 2025, Amerant Bancorp Inc. (AMTB) reported revenue of $110.26 million, up 11.6% over the same period last year. EPS came in at $0.57, compared to $0.28 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $103.95 million, representing a surprise of +6.07%. The company delivered an EPS surprise of +50%, with the consensus EPS estimate being $0.38.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Amerant Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Net charge-offs / Average total loans held for investment: 0.9% versus the three-analyst average estimate of 0.6%.
- Net interest margin: 3.8% versus 3.7% estimated by three analysts on average.
- Efficiency Ratio: 67.5% versus the three-analyst average estimate of 69%.
- Average Balances - Total interest-earning assets: $9.53 billion versus $9.47 billion estimated by two analysts on average.
- Noninterest income: $19.78 million compared to the $17.19 million average estimate based on three analysts.
- Net interest income: $90.48 million versus $86.14 million estimated by three analysts on average.
View all Key Company Metrics for Amerant Bancorp here>>>
Shares of Amerant Bancorp have returned +12.8% over the past month versus the Zacks S&P 500 composite's +5.9% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Amerant Bancorp Inc. (AMTB): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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