OceanFirst Financial (OCFC) reported $99.37 million in revenue for the quarter ended June 2025, representing a year-over-year increase of 6.6%. EPS of $0.31 for the same period compares to $0.39 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $100.9 million, representing a surprise of -1.52%. The company delivered an EPS surprise of -6.06%, with the consensus EPS estimate being $0.33.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how OceanFirst performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Net Interest Margin: 2.9% versus 2.9% estimated by two analysts on average.
- Efficiency Ratio: 72.3% compared to the 70.3% average estimate based on two analysts.
- Total Non-Interest Income: $11.73 million compared to the $11.6 million average estimate based on two analysts.
- Net Interest Income: $87.64 million versus $89.3 million estimated by two analysts on average.
View all Key Company Metrics for OceanFirst here>>>
Shares of OceanFirst have returned +6.2% over the past month versus the Zacks S&P 500 composite's +5.7% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.
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OceanFirst Financial Corp. (OCFC): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).
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